Shriram Finance Limited · NSE:SHRIRAMFIN
Shriram Finance — Shriram Transport Finance Company — Q1 FY2020 Earnings Presentation
19 slides from Shriram Finance's earnings presentation, Jul 24, 2019
Slide 1: Shriram Transport Finance - Investor Update filing letter
SHRIRAM Transport Finance Company Limited A WINNING RELATIONSHIP SEC/FILING/BSE-NSE/19-20/68A-B July 24, 2019 BSE Limited National Stock Exchange of India Limited P. J. Towers, Listing Department Dalal Street, Fort, Exchange Plaza, 5th Floor, Mumbai — 400 001. Plot no. C/1, G- Block, Scrip Code: 511
Slide 2: Investor Update – Q1 FY2020
Just another milestone in our growth journey Shriram Transport Finance Company Ltd Investor Update – Q1 FY2020 July 24, 2019
Slide 3: Performance Highlights – Q1 FY20 vs Q1 FY19
Performance Highlights – Q1 FY20 vs Q1 FY19 )SHRIRAM Tranoport Finance Company Looked A WINNING RELATIONSHIP Q1 FY20 Rs 40,616.5 mn Total Income 8.85% Q1 FY19 Rs 37,313.1 mn Q1 FY20 Rs 19,617.4 mn Net Interest Income* 7.62% Cost to income ratio at Q1 FY19 Rs 18,228.9 mn 21.78% in Q1 FY20 as *inclu
Slide 4: Performance Highlights – Q1 FY20 vs Q1 FY19
Performance Highlights – Q1 FY20 vs Q1 FY19 )SHRIRAM Tranoport Finance Company Looked A WINNING RELATIONSHIP Q1 FY20 Rs 1,063,434.8 mn AUM 5.77% Q1 FY19 Rs 1,005,405.7 mn Q1 FY20 Rs 89,257.4 mn Gross Stage 3 assets 2.53% Q1 FY19 Rs 91,573.1 mn CRAR at 20.07% as of Q1 FY20 compared to 16.92% as of
Slide 5: AUM Break-up
AUM Break-up tiSHRIRAM Transport Finance Company Crated A WINNING RELATIONSHIP Particulars (Rs. mn) Q1 FY19 Q4 FY19 Q1 FY20 YoY (%) QoQ (%) FY19 Loan Portfolio - On Books Balance sheet assets 824,615.1 850,847.3 846,514.5 2.66% -0.51% 850,847.3 Securitised assets 180,410.6 172,227.7 197,499.7 9.47%
Slide 6: Segment-wise AUM Break up
Segment-wise AUM Break up tiSHRIRAM Transport Finance Company Crated A WINNING RELATIONSHIP Others, Others, Business 1.96% HCVs, Business 2.78% HCVs, Loans, 47.02% Loans, 46.00% 2.95% 2.74% Tractors, • Tractors, 4.05% 3.38% Q1 FY19 Q1 FY20 Passeng M&LCVs, • Passeng M&LCVs, er 20.73% er 22.52% Vehicl
Slide 7: Branch & AUM distribution – Q1 FY19 vs Q1 FY20
Branch & AUM distribution – Q1 FY19 vs Q1 FY20 tiSHRIRAM Tranaport Finance Company Lenitee A WINNING RELATIONSHIP Branch (Nos) AUM (Rs in bn) Urban, Urban, Rural, 634 Rural, 665.6 596 339.8 Q1 FY19 Q1 FY19 Total Branch 1,230 Total AUM Rs 1,005.4 bn Rural, Urban, 746 839 Urban, • Rural, 659.9 403.5 Q
Slide 8: Provision Analysis
Provision Analysis tiSHRIRAM Transport Finance Company Crated A WINNING RELATIONSHIP As per IND AS Particulars (Rs. mn) Q1 FY19 Q4 FY19 Q1 FY20 YoY (%) QoQ (%) FY19 Gross Stage 3 91,573.1 86,222.7 89,257.4 -2.53% 3.52% 86,222.7 ECL provision-Stage 3 31,178.2 29,670.0 28,405.7 -8.89% -4.26% 29,670.0
Slide 9: Well-entrenched Pan India Network
Well-entrenched Pan India Network A WINNING RELATIONSHIP Regional Split of Branches ABBREVIATIONS Zone Zone Name ZORPR, 75 ZOADH, 167 ZOADH HYDERABAD ZONE ZOPUN, 148 ZODHP, 46 ZODHP DELHI ZONE ZOECE RANCHI ZONE ZOIND, 105 ZOECE, 87 ZOCHN CHANDIGARH ZONE ZOCHN, 48 ZOWON, 70 ZOGRA AHMEDABAD ZONE ZOGRA
Slide 10: P&L Statement
P&L Statement tiSHRIRAM Transport Finance Company Crated A WINNING RELATIONSHIP Particulars (Rs. mn) Q1 FY19 Q4 FY19 Q1 FY20 YoY (%) QoQ (%) FY19 Interest income 37,116.5 38,449.6 40,014.6 7.81% 4.07% 154,441.4 Interest expended 18,887.6 19,391.0 20,397.2 7.99% 5.19% 76,366.0 Net interest income 18,
Slide 11: Balance Sheet
Balance Sheet tiSHRIRAM Transport Finance Company Crated A WINNING RELATIONSHIP Particulars (Rs. mn) Jun-18 Mar-19 Jun-19 YoY (%) QoQ (%) I. ASSETS Financial Assets Cash and cash equivalents 3,519.4 10,291.4 31,534.4 796.02% 206.42% Bank Balance other than above 25,783.1 29,523.3 34,260.2 32.88% 16.
Slide 12: Balance Sheet (Continued)
Balance Sheet (Continued) tiSHRIRAMTransport Finance Company Crated A WINNING RELATIONSHIP Particulars (Rs. mn) Jun-18 Mar-19 Jun-19 YoY (%) QoQ (%) II. Liabilities and Equity Financial Liabilities Derivative financial instruments 3,189.9 834.2 1,351.0 -57.65% 61.95% Trade Payables 2,159.2 2,036.3 1
Slide 13: Key Metrics – Q1 FY20
Key Metrics – Q1 FY20 tiSHRIRAM Transport Finance Company Crated A WINNING RELATIONSHIP P&L Metrics (Rs. mn) Q1 FY19 Q4 FY19 Q1 FY20 YoY (%) QoQ (%) FY19 Interest Income 37,116.5 38,449.6 40,014.6 7.81% 4.07% 154,441.4 Less: Interest Expenses 18,887.6 19,391.0 20,397.2 7.99% 5.19% 76,366.0 Net Inter
Slide 14: Borrowing Profile as on June 30, 2019 vs June 30, 2018
Borrowing Profile as on June 30, 2019 vs June 30, 2018 tiSHRIRAM Transport Finance Company Crated A WINNING RELATIONSHIP Rs 852.04 bn Rs 906.04 bn Bonds, Bonds, • Borrowings in 31.72% 29.93% Foreign currency, 0.71% Borrowings in Foreign Commercial currency, Paper , 1.77% 9.99% Term Loan, Commercial
Slide 15: Shareholding Pattern as on June 30, 2019 vs June 30, 2018
Shareholding Pattern as on June 30, 2019 vs June 30, 2018 A WINNING RELATIONSHIP No. of shares outstanding: 226.88 mn • Other ■ Public , Corporate • Public , Other 6.81% Corporate 6.72% • MF/Bank , Body , Promoter , 1.18% Promoter , Body , 8.10% 26.08% 26.08% 12.44% • NRI/OCBs , MF/Bank , 0.14% 5.68
Slide 16: Has Attracted Strong Interest from Quality Investors
Has Attracted Strong Interest from Quality Investors tiSHRIRAM Transport Finance Company Crated A WINNING RELATIONSHIP Consistent track record and high growth potential has attracted reputed Current institutional and private equity Key Shareholders Shareholding % investors to infuse growth capital
Slide 17: For any Investor Relations queries please contact
SHRIRAM Contact Us liTronoport ;nonce Company Urnitee A WINNING RELATIONSHIP For any Investor Relations queries please contact Sanjay K. Mundra Shriram Transport Finance Co. Ltd Email: smundra@stfc.in Tel. No. +91-22-4095 9507 16
Slide 18: About Us
About Us tiSHRIRAM Transport Finance Company Crated A WINNING RELATIONSHIP About Shriram Transport Finance Co. Ltd. Shriram Transport Finance Co Ltd. is the largest asset financing NBFC in India with Assets under management Rs. 106,343.48 crores. The company is a leader in organized financing of pre
Slide 19: Thank You
We SHRIRAM A WINNING RELATIONSHIP Thank You ~ eer
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