Wt Financial Group Ltd. · ASX:WTL
Wt Financial — FY2025 Earnings Presentation
21 slides from Wt Financial's earnings presentation, Aug 7, 2025
Slide 1: WTL FY2025 Indicative Results Briefing
ASX Announcement for release – 7 August 2025 WTL FY2025 INDICATIVE RESULTS BRIEFING REGISTRATION LINK AND PRESENTATION DECK WT Financial Group Limited (“WTL” or “the Company”) will today hold an investor briefing to discuss its indicative results for the full year to 30 June 2025. The presentation d
Slide 2: FY2025 Indicative Results briefing
ASX:WTL FY2025 Indicative Results briefing Keith Cullen, Founder and Managing Director 7 August 2025
Slide 3: Important information
Important information Issuer and Date Forward-looking statements and forecasts No representation, warranty or assurance (express or implied) is given This investor presentation (Presentation) has been prepared by WT This Presentation contains certain “forward-looking statements” that or made in rela
Slide 4: WT Financial Group Limited brands and services
WT Financial Group Limited brands and services We are one of Australia’s largest financial advice networks, offering a scalable, technology-enabled platform with a proven acquisition track record and a clear pathway to lead the next wave of industry consolidation. ASX LISTED PARENT COMPANY B2B LICENS
Slide 5: Alignment with shareholders
Alignment with shareholders WTL is founder led with the board and management owning ~30% of the company. Guy Hedley Keith Cullen Non-Executive Chairman Founder and Managing Director 15 years as head of Macquarie Bank global private banking unit and BNP WTL founder and largest (non-institutional) WTL
Slide 6: Strong industry tailwinds only getting stronger
Strong industry tailwinds only getting stronger Strong demand growth: Regulatory reform (Quality of • ~$4.0Tn superannuation pool. Advice Review): • ~$3.5Tn intergenerational wealth • Focus on improving access to advice. transfer. • More pathways for advice delivery. • Ageing population driving reti
Slide 7: FY25 full year results
FY25 full year results Gross revenue: up 17% to $216.7M Net revenue: up 18% to $27.8M EBITDA: up 15% to $6.9M NPBT: up 22% to $5.4M Source: WTL FY2025 (unaudited) accounts
Slide 8: Five years of revenue growth
Five years of revenue growth Total Gross Revenue ($) Total Net Underlying Revenue ($) 220M $216M 200M 30M 180M $28M $185M 160M 25M $161M $23M $22M 140M 20M 120M 100M $102M 15M $14M 80M 10M 60M 40M 5M $4M 20M $13M - - FY 21 FY 22 FY 23 FY 24 FY 25 FY 21 FY 22 FY 23 FY 24 FY 25 Source: WTL FY2025 (una
Slide 9: Five years of profit growth
Five years of profit growth $6.9M 7M $6.0M $6.2M 6M $5.3M $5.4M 5M $4.5M 4M $3.7M $4.4M 3M $2.0M $3.0M 2M EBITDA $1.5M $ 1M $916K EBIT - ($836K) (1M) ($1.3M) NPBT (2M) ($1.9M) (3M) FY 21 FY 22 FY 23 FY 24 FY 25 Source: WTL FY2025 (unaudited) accounts
Slide 10: Strong balance sheet and cash flow
Strong balance sheet and cash flow Liquidity strength: Operating Cashflow at $5.8M (FY24 $5.4M) 35M $32.8M against NPBT of $5.8M. 30M Cash and Cash Equivalents up 22% to $29.4M $9.8M at year end (FY24 $8.0M) net of 25M $25.6M Financing and Investing Activities which included $2.1M of dividend payments
Slide 11: Proven acquisition and integration track record
Proven acquisition and integration track record We partner with over 500 professional advisers nationwide. We have built scale through a series of successful acquisitions that have delivered improved services for the professionals we support and created value for our shareholders. Each integration h
Slide 12: Key driver of integration comes from our risk management framework
Key driver of integration comes from our risk management framework Comprehensive peer review program Real-time risk analytics 11,000+ advice documents reviewed in real time for the 12 PowerBI dashboards enable live monitoring of risk to aid months to June 2025 - identifying, addressing, and advisers
Slide 13: Paradigm shifts driving adviser engagement and satisfaction
Paradigm shifts driving adviser engagement and satisfaction - maybe we’re not crazy after all Leading in adviser engagement Satisfaction high and growing 120+ hours annually of in person and livestream Professional development days consitently score overall professional development programs annually
Slide 14: Industry consolidation continues - valuations rising - global PE increasingly active
Industry consolidation continues - valuations rising - global PE inceasingly active Oaktree Capital - AZNGA. AMP Advice Business Divestment. More recently: Private equity group TA Associates December 2024: December 2024: Oaktree Capital became the largest AMP finalised the transfer of its advice anno
Slide 15: Joint-venture with Merchant Wealth Partners
Joint-venture with Merchant Wealth Partners WTL has established a 50/50 joint venture (JV) with Merchant Wealth Partners Pty Ltd (Merchant), a subsidiary of the New York-based Merchant Wealth Partners, LLC, to invest in and grow Australian financial advice practices. WTL & Merchant Investsco Pty Ltd
Slide 16: Investco key highlights
Investco key highlights Strategic leadership: Risk management consistency: Growth and risk mitigation: Led by Keith Cullen, WTL CEO, as Investsco partnew practices adopt The JV enhances WTL’s growth potential Managing Director, and David Haintz, AM, consistent risk management and while maintaining r
Slide 17: Completion of first Hubco
Completion of first Hubco Investco’s first “Hubco", formerly referred Investco holds 35% of TAG, with WTL Principal, Richard Rushby, will remain with to as “Hubco1”, has been incorporated as directly holding an additional 5.4%, the business post-completion, continuing Titan Advice Group Pty Ltd (TAG).
Slide 18: Establishment of second Hubco
Establishment of second Hubco Investco has also executed a Heads of This structure provides a strong platform On formation, which is subject to Agreement to establish its second Hubco for further targeted acquisitions to be customary conditions precedent, it is (Hubco2), with Select Advice Group Pty
Slide 19: Investco opportunity is significant and a win-win for WTL and its network of practices
Investco opportunity is significant and a win-win for WTL and its network of practices The innovative JV unlocks equity value by acquiring stakes in high-performing advice practices, facilitating and driving growth, allowing WTL to partner in and help drive their long-term capital growth while streng
Slide 20: WTL investment summary - we've only just begun!
WTL investment summary - we’ve only just begun! • Strong financial performance continues • Our proprietary risk management • Combined with WTL's proven to be supported by industry tailwinds, framework represents a paradigm shift integration track record across four execution & innovation. in advice n
Slide 21: Thank you.
Thank you. Keith Cullen Founder and Managing Director WT Financial Group Level 5, 95 Pitt Street Sydney NSW 2000 keith.cullen@wtfglimited.com +61 (02) 9248 0422 Advice is at the heart of everything we do.