Cog Financial Services Limited · ASX:COG
Cog Financial Services — Shareholder Meeting (November 2026)
8 slides from Cog Financial Services's shareholder meeting presentation, Nov 4, 2026
Slide 1: Q1 FY 2027 AGM Update
rsonal use only Q1 FY 2027 AGM Update Authorised by Andrew Bennett Group Chief Executive Officer For the AGM being held on 5 November 2026
Slide 2: Financial Highlights: Q1 FY 2027 Unaudited Underlying Results
Financial Highlights Q1 FY 2027 Unaudited Underlying Results rsonal use only Revenue¹ EBITDA to shareholders² $103.0m $15.3m +8% on pcp +53% on pcp 1.Underlying revenue excludes interest income (Q1 FY27 $1.3m, Q1 FY26 $0.8m). 2.Underlying basis attributable to shareholders. Excludes share-based paym
Slide 3: Strong Q1 FY 2027 Driven by Salary Packaging
Financial Highlights Strong Q1 FY 2027 Driven by Salary Packaging rsonal use only Salary Packaging Segment Broking & Aggregation Segment ▪ Robust Financials: Delivered +84% in ▪ Reliable Delivery: Consistent Lease Settlements and +56% Revenue performance in Q1 FY2027 vs PCP, Growth vs. PCP, supporte
Slide 4: EBITDA to shareholders by segment
Financial Highlights Q1 FY 2027 Unaudited Underlying EBITDA to shareholders rsonal use only Q1 FY27 Q1 FY26 PCP Segments ($m) ($m) Change +53% Salary Packaging 10.7 4.7 +128% • Broking Broking and Aggregation –6.2 & Aggregation Centrepoint, AAA, 6.1 WIB and EQ1 +2%are now all captured in the broader
Slide 5: Q1 FY27 underlying results
Financial Highlights Q1 FY 2027 Unaudited Underlying Financial results rsonal use only Q1 FY27 Q1 FY26 PCP Underlying basis ($’m) ($’m) Change Strong organic growth continues Revenue 1 103.0 95.3 +8% Commenting on the performance, COG CEO, EBITDA 19.8 14.9 +33% Andrew Bennett said: “COG’s underlying
Slide 6: Executing with excellence: Underlying EBITDA Growth to Shareholders
Executing with excellence Q1 FY 2027 Underlying EBITDA Growth to Shareholders (In $’m) rsonal use only +24% -23% +52% 5.7 39.1 +25% 6
Slide 7: Executing with Excellence: Future Growth
Executing with Excellence Future Growth FY 27 EBITDA to shareholder growth COG continues to rsonal use only Targeted 10% or better drive growth. Salary Packaging Broking & Aggregation ❑ An industry providing great outcomes for its customers for over 30 years: ❑ Continued investment in aggregation ❑
Slide 8: Disclaimer
rsonal use only Disclaimer COG Financial Services Limited ('COG’) has not considered the financial position or needs of the The forward-looking statements made in this Presentation relate only to events and recipient in providing this presentation ('Presentation'). Persons needing advice should cons
COG Financial Services — Shareholder Meeting (November 2026) on 6ix