Cog Financial Services Limited · ASX:COG
Cog Financial Services — Investor Presentation (October 2025)
13 slides from Cog Financial Services's investor presentation, Oct 9, 2025
Slide 1: Investor Presentation: Capital raising
INVESTOR PRESENTATION Capital raising Authorised by Andrew Bennett Group Chief Executive Officer 9 O C T O B E R 2 0 2 5
Slide 2: Disclaimer
Disclaimer COG Financial Services Limited ('COG’) has not considered the financial position or needs of the The forward-looking statements made in this Presentation relate only to events and recipient in providing this presentation ('Presentation'). Persons needing advice should consult circumstance
Slide 3: Executive summary: Acquisition of minority stake in Fleet Network
Executive summary Acquisition of minority stake in Fleet Network ▪ COG Financial Services (ASX: COG) (COG or the Company) is a leading finance broker aggregator and equipment leasing business for small to medium enterprises (SMEs) in Australia COG overview ▪ COG operates through three key segments w
Slide 4: Fleet Network overview
Acquisition overview Fleet Network overview Existing investment by COG Strategic rationale Acquisition metrics Management ✓ Existing shareholding of shareholders Acquisition of accretive pro forma NPATA 1 78.3% in Fleet Network ✓ Acquisition aligns to 92.4% 7.6% contribution A$23.9m +14.08% COGs ino
Slide 5: FY 2025 Financial Highlights: Acquisition of Easi Fleet
FY 2025 Financial Highlights Acquisition of Easi Fleet Key Metrics $17m $5.7m $0.0 2cps FY25 FY25 EBITDA to EPSA Contribution 78m Revenue1 COG shareholders1 4.6 38m assuming funding1 Strategic Fit 96m 1.0 82m 67m Continues to build the salary packaging customer base Develops analyses geographic cove
Slide 6: Underlying pro forma FY25 performance
Executing with excellence Underlying pro forma FY25 performance EBITDA1,2 EPSA1,2 50 16 3.9 48.0 45 0.6 14 14.6 5.7 2.0 40 38.4 12 12.0 35 10 30 A$ million +25% +22% cps 25 8 20 6 15 4 10 2 5 - - Underyling FY25 EasiFleet FleetNetwork Pro forma FY25 Underyling FY25 EasiFleet FleetNetwork Pro forma F
Slide 7: Outlook: COG FY 2026
Outlook COG FY 2026 Driving to improve Growth in Sound acquisition competitiveness in each core business solid opportunities business unit: Market grows at GPD plus asset price inflation Internal Paywise Broking Year to year more variable Interest rate declines helps FY 2026 Focus on salary outlook
Slide 8: Looking forward
Executing with Excellence Looking forward The Group’s Novated Leasing segment COG will continue to continues to deliver outstanding results. remain active in the We expect ongoing organic growth as identification of strategic we continue to capture opportunities acquisitions (at the right driving up
Slide 9: Equity raising
quity raising Pr (exele]
Slide 10: Offer summary
Equity raising Offer summary ▪ Institutional Placement of A$20.0 million to new and existing professional and sophisticated investors through the issue of 10.0 million New Shares within COG Financials' ASX Listing Rule 7.1 Placement capacity Size ▪ New Shares issued in the Institutional Placement wi
Slide 11: Sources and uses of funds and capital structure
Equity raising Sources and uses of funds and capital structure Sources and uses of funds Pro-forma capital structure1 Sources of funds A$m Existing % pre Post offer % post Investor shares offer shares offer Placement 20.0 Thorney 20.8 10.6% 20.8 9.8% Available liquidity 4.7 Sandon Capital 19.6 9.7%
Slide 12: Timetable
Equity raising Timetable Event Date (AEDT) Announcement of Acquisition and Equity Raising Thursday, 9 October 2025 Settlement of New Shares under the Institutional Placement Thursday, 16 October 2025 Allotment and Trading of New Shares under the Institutional Placement Friday, 17 October 2025 12
Slide 13: Key risks
Equity raising Key risks Shares in COG are listed on the ASX and the price will be subject to market conditions including movements in international share markets, local Securities Market interest rates and exchange rates, domestic and international economic conditions, government taxation, market s
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