Slide 1: Strategic partnership with Thomas Cook Money
Strategic partnership with Thomas Cook Money 1
Slide 2: Ferratum's Mobile Bank ecosystem
Ferratum’s Mobile Bank ecosystem Global scalability beyond Ferratum’s balance sheet White Label Partners Ferratum‘s technology and licence platform enables consumer- Mobile Financial Platform facing brands to offer Ferratum Operating System 1.0 financial services ✓ Current accounts ✓ Deposits ✓ Loan
Slide 3: Working with Thomas Cook Money
Working with Thomas Cook Money Thomas Cook has been dedicated to customers’ holidays for over 175 years ✓ Over 20 million customers ✓ Established in 17 countries across Europe ✓ Supported by 22,000 employees Thomas Cook Money are combining the heritage of holiday know-how with new, straightforward m
Slide 4: Introducing Sumo
Introducing Sumo The first ever mobile banking app designed for holidays 4
Slide 5: Ferratum's white label Banking-as-a-Service
Ferratum’s white label “Banking–as–a–Service” We combined Ferratum’s fintech innovation and Banking Licence with Thomas Cook Money’s established brand, customer relationships and marketing power for a Win–Win–Win 5
Slide 6: Customers Win
Customers Win Easy travel and leisure with an all-in-one mobile banking app designed for holidays that offers: ✓ Multi-currency current accounts in 7 currencies ✓ A suite of savings accounts ✓ Overdraft facilities for eligible customers ✓ Contactless debit card PLUS ✓ Access to Thomas Cook holiday b
Slide 7: Partners Win
Partners Win Our partners can offer their customers a full service banking solution without undertaking a full regulatory journey or a full technology build ✓ Instant plug-and-play financial solution for non-financial companies ✓ Stronger customer relationships and brand loyalty ✓ Additional revenue
Slide 8: Ferratum Wins
Ferratum Wins Banking-as-a-Service partnerships grow our ecosystem ✓ Gain cost efficient access to new, large customer groups ✓ Scale our business efficiently, without up- front marketing costs and risks ✓ Increase the number of users on our platform, thereby increasing our attractiveness to future
Slide 9: Our opportunity
Our opportunity • Sumo customer target of 1 million • Launch in Sweden this year • Roll-out to other key European markets from 2018 onwards, including the UK New revenue streams from: ✓ Overdrafts ✓ Licencing fee paid by Thomas Cook Money based on platform usage ✓ Future revenues include additional