Anadolu Anonim Turk Sigorta Sirketi A.s. · BIST:ANSGR

Anadolu Anonim Turk Sigorta Sirketi A.s — Q3 2017 Earnings Presentation

13 slides from Anadolu Anonim Turk Sigorta Sirketi A.s's earnings presentation, Oct 30, 2017

  1. Slide 1: Financial Results 3Q17 Conference Call

    Financial Results 3Q17 Conference Call Oct 30, 2017

  2. Slide 2: Contents

    Contents  Highlights of Sector  Core indicators  Highlights of Anadolu  IBNR reserve development  Premium production  Financial statements  Growth performance  Investment portfolio  Profitability  Q&A session

  3. Slide 3: Highlights of 3Q17 - Sector

    Highlights of 3Q17 - Sector • High Interest Rate Environment 3Q17 3Q16 GPW Share GPW Share (mn TRY) (mn TRY) Allianz 3.610 12,70% Allianz 4.135 16,04% Anadolu 3.331 11,72% Anadolu 3.312 12,85% • Pooling System Axa 2.096 7,38% Axa 2.760 10,71% • MTPL Mapfre 1.994 7,02% Mapfre 1.999 7,76% • MEDICAL MA

  4. Slide 4: Highlights of 3Q17 - Anadolu

    Highlights of 3Q17 - Anadolu • Strong financials; 3Q17 3Q16 (mn TRY) 1Q17 2Q17 3Q17 3Q16 QoQ(%) (mn TRY) (YtD) (YtD) YoY(%) Gross Profit 85,2 25,4 28,1 17,4 61,5% Gross Profit 138,7 77,8 78,3% Net Profit 98,8 60,2 64,1% ROE 6,8% 5,0% 35,6% • Improved MTPL Results Combined Ratio 3Q16 : 117%  17 mn T

  5. Slide 5: Premium Production

    Premium Production (mn TRY) Anadolu Sigorta 09.17 OTHER MOD 22% 20% MTPL Excluded 3Q16 3Q17 HEALTH (YtD) (YtD) YoY(%) 12% MTPL MOD 659 680 3% 29% FIRE 525 570 9% FIRE 17% HEALTH 299 402 34% 3Q16 3Q17 OTHER 597 730 22% (YtD) 1Q17 2Q17 3Q17 (YtD) YoY(%) TOTAL 2.080 2.382 15% MOD 659 189 272 219 680 3%

  6. Slide 6: Growth Performance

    Growth Performance Total Assets (mn TRY) 3% Tech. Reserves (mn TRY) 1% 6.749 4.293 4.351 6.527 3.914 5.974 4.888 2.934 3.773 2.282 3.253 1.851 2013 2014 2015 2016 2Q17 3Q17 2013 2014 2015 2016 2Q17 3Q17 13% 11% Cash and Marketable Sec. (mn TRY) Shareholders' Equity (mn TRY) 9% 4.433 1.456 4.210 1.33

  7. Slide 7: Profitability

    Profitability 3Q17 3Q16 Technical Balance (mn TRY) (YtD) (YtD) YoY(%) MOD 59,4 52,2 13,8% MTPL 23,4 -16,5 241,8% Fire 1,8 -7,7 123,4% Health 14,0 17,5 -20,0% P.Accident 64,0 35,0 82,9% Total 159,5 111,3 43,3% 3Q17 3Q16 Combined Ratio (YtD) (YtD) YoY(%) MOD 104,1% 98,3% 5,9% MTPL 109,9% 117,1% -6,1%

  8. Slide 8: Core Indicators

    Core Indicators (TRY) Change 3Q17 FY16 (3Q17-FY16) ANSGR Market Value 2,86 1,88 50% Mcap 1.430mn 940mn 50% Equity (Book Value) 1.456mn 1.223mn 9% Net Profit 98,8mn 87,9mn -- ROE 9,07%* 7,18% 26% P / BV 0,98 0,77 38% * Annualized ROE 8

  9. Slide 9: IBNR Reserve Development

    IBNR Reserve Development (mn.TRY) 37 mn TRY 111 mn TRY 50 mn TRY 842 719 805 659 259 633 694 222 566 644 69 120 564 460 446 437 310 2014 2015 1Q16 2Q16 3Q16 2016 1Q17 2Q17 3Q17 9

  10. Slide 10: Financial Statements

    Financial Statements (mn.TRY) 3Q17 3Q16 Change (%) Change (%) P&L 1Q17 2Q17 3Q17 (YtD) 1Q16 2Q16 3Q16 (YtD) (QoQ) (YtD) Tech. Income 864 850 799 2.513 708 775 834 2.317 -4% 8% Tech. Expenses -887 -932 -898 -2.717 -772 -792 -887 -2.451 1% 11% Net Financial Inc. + Other Exp. 102 110 114 326 62 72 71 2

  11. Slide 11: Financial Statements

    Financial Statements (mn.TRY) Assets 30.09.17 31.12.16 Liabilities 30.09.17 31.12.16 Cash + Marketable Sec. 4.615 3.966 Technical Provisions 4.351 3.914 Equity Participations 589 427 Shareholders' Equity 1.456 1.223 Other Assets 1.545 1.581 Other Liabilities 942 837 Assets 6.749 5.974 Liabilities 6.

  12. Slide 12: Investment Portfolio

    Investment Portfolio In 3Q17; Stocks Other 3% 1% Dividend from ANHYT 28 mn TRY Bonds 9% Investment Income * 369 mn TRY Average Portfolio Income 14,1% Funds * ANHYT dividend excluded. 11% TOTAL: TRY 4,1 Billion Deposits 76%  TRY 3,41 bn at 31.12.2016 12

  13. Slide 13: Thank you

    ANADOLU SIGORTA JANK YOU ce.

Anadolu Anonim Türk Sigorta Şirketi — Q3 2017 Earnings Presentation on 6ix