United Capital Plc · NSENG:UCAP
United Capital — H1 2026 Earnings Presentation
75 slides from United Capital's earnings presentation, Jul 29, 2026
Slide 1: United Capital Plc H1 2026 Investors & Analysts Call
United Capital Plc H1 2026 Investors & Analysts Call WEDNESDAY, JULY 29, 2026
Slide 2: Table of Contents
Table of Contents 03 – 23 OVERVIEW 24 – 32 OPERATING ENVIRONMENT 33 – 39 FINANCIAL REVIEW 40 – 42 CORPORATE STRATEGY 43 – 47 APPENDIX 2 H 1 2 02 6 I N V ESTO RS & AN ALYSTS CAL L
Slide 3: Overview
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Slide 4: The Group at a Glance
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS The Group at a Glance Investment Banking Asset Management Wealth Management Trustees 6 Financial Advisory Portfolio Management Bespoke financial and Private Trusts Debt Capital Markets Investment Advis
Slide 5: A Leading Financial Services Group
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS A Leading Financial Services Group A- A- Bond Issuance Rating Rating 1st by a Capital Market Operator ₦37.49bn Agusto GCR in Nigeria Gross Earnings 58% YoY Growth STRONG PRESENCE ₦24.78bn Profit Before
Slide 6: Core Values
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Core Values EXCELLENCE Quality Distinction Exceptionalism EXECUTION ENTERPRISE Getting things done Ingenuity Responsiveness Determination Ownership & Accountability Hardwork OUR PURPOSE CULTURE CODE O
Slide 7: Board of Directors
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Board of Directors UC H E I KE PET E R AS H AD E S U N N Y AN E N E AYO D EJ I AD I G U N Chairman Group Chief Executive Deputy Group Chief Group Executive Director & Non-Executive Director Officer Ex
Slide 8: Experienced Executive Team
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Experienced Executive Team PET E R AS H AD E S U N N Y AN E NE AYO D EJI ADIG UN Group GroupChief Chief Executive Officer Executive Officer Deputy Group Chief Executive Officer Group Executive Directo
Slide 9: Experienced Business Leaders
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Experienced Business Leaders D R. G B AD EB O AD EN REL E D R. O D IRI O GIN N I BAWO O RITSEJAFO R MI CHAEL ABI ODUN THOMAS AD ETOLA FAS UYI Managing Director, Managing Director/CEO, Managing Directo
Slide 10: Experienced Management Team
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Experienced Management Team D R . L EO OKAFO R SH ED RACK O NAKPOM A OLUSEYE KOM OLAFE AYODEL E AKI NWUNMI O LU RE M I T I N U O LU - GAB RI E L RITA U N U IG B OJE OLU FEM I OLAYIWOLA Group Company G
Slide 11: Operating Environment
02 OPERATING ENVIRONMENT 2025 Economic Review and 2026 0utlook
Slide 12: Nigerian Economy in H1 2026
Nigerian Economy in H1 2026 Macro dashboard and reform pipeline reshaping markets GDP GROWTH RATE (Q1 2026) PURCHASING MANAGERS’ INDEX INFLATION MONETARY POLICY RATE 3.89% 50.1 points 15.91% 26.50% FY forecast 4.1% (IMF) Return to expansion after Positive outlook into H2 average With possible hold d
Slide 13: Nigerian Economy in H1 2026: Key Reforms
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Nigerian Economy in H1 2026 KEY REFORMS IN NIGERIA Oil & Gas, and Power Sector Reform Tax Reform Insurance Sector Reform Crude oil production, improved Deliver efficient tax system that will Opens mor
Slide 14: Nigerian Economy in H1 2026: Initial Outcomes
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Nigerian Economy in H1 2026 INITIAL OUTCOMES FTSE Russell Reclassification S&P DJI Watchlist Reclassification to frontier market S&P Dow Jones placed Nigeria on its watchlist for possible Frontier Marke
Slide 15: Equity & Fixed Income Markets
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Equity & Fixed Income Markets Equity and Fixed Income Market Performance – June 2026 NGX ALL SHARE INDEX OIL AND GAS INDEX INDUSTRIAL GOODS INDEX BANKING INDEX 47.43% 90.21% 79.03% 36.56% CONSUMER GOO
Slide 16: African Economic Environment
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS African Economic Environment Select African economies and the WAEMU regional bloc — growth, inflation and monetary policy at a glance Angola Ghana Kenya Ethiopia GDP – 5.3% GDP – 6.4% GDP – 5.3% GDP –
Slide 17: Crude Oil Price and Inflation Rate Relationship
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Relationship Between Crude Oil Price (US$/b) and Inflation Rate (%): Dec- 2025 – July 2026 Inflation has remained stable, ranging between 15.06% and 15.93%, despite elevated crude oil prices Key drivers
Slide 18: Inflation Trends in Selected Key Economies
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Inflation Trends in Selected Key Economies United States 4.20% Euro Area 3.80% 3.50% 3.20% 3.30% 3.00% 2.80% 2.60% 2.40% 2.40% 1.90% 1.70% Jan Feb Mar Apr May June Jan Feb Mar Apr May Jun United Kingdo
Slide 19: Financial Review
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Slide 20: Financial Highlights
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Financial Highlights – Q1 2026 Gross Earnings Profit Before Tax Profit AfterTax ₦37.49bn ₦24.78bn ₦21.10bn 58% YoY 80% YoY 77% YoY H1 2025 H1 2025 H1 2025 ₦23.76bn ₦13.79bn ₦11.89bn Total Assets Shareho
Slide 21: Group Income Statement Highlights: H1 2026
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Group Income Statement Highlights: H1 2026 KEY JUNE 2025 JUNE 2026 CHANGE METRICS (₦’bn) (₦’bn) YoY Income Statement - Snapshot (₦’bn) Steady Growth in Key Metrics 37.5 Gross Earnings 23.76 37.49 58%
Slide 22: Gross Earnings Breakdown
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Gross Earnings Breakdown – Diversified Earnings from Core Businesses Analysis of Gross Earnings (N’ Billion) Breakdown of Gross Earnings – H1 2026 14.3 13.8 11.3 12% 2025 Net Investment Income 2026 9.6
Slide 23: Business Performance
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Business Performance UNITED CAPITAL GROUP Actual Actual YoY 2026 2025 UNITED CAPITAL GROUP Actual Actual YoY 2026 REVENUE (₦’bn) 2025 YTD 2026 YTD Growth Rev Contr. Rev Contr. PBT (₦’bn) 2025 YTD 2026
Slide 24: Financial Position Highlights
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Financial Position – Highlights: Strong Base Supporting Growth KEY DECEMBER JUNE % CHANGE Financial Position - Key Parameters (N' bn) METRICS 2025 (₦’bn) 2026 (₦’bn) YoY 1761 1643 Managed Funds 994 1,
Slide 25: Analysis of Assets
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Analysis of Assets – Strong and Diversified Earning Assets June 2026 December 2025 5% 4% 4% 16% 5% Cash and Cash Equivalent Cash and Cash Equivalent 24% Investment Securities Investment Securities Loan
Slide 26: Analysis of Funding Mix
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Analysis of Funding Mix – Diversified Funding Mix June 2026 December 2025 December 2025 16% 15% Managed Funds Managed Funds 13% Borrowed Funds Borrowed Funds 23% 62% Others Others 71% Each Funding sour
Slide 27: Ratio Highlights
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Ratio Highlights – Steady and Improving Returns to Shareholders Profitability and Efficiency Ratios 66% 56% 58% 50% 50% 44% 2025 2026 Cost to Income Ratio PAT Margin PBT Margin Return on Equity Return
Slide 28: History of Strong Profitability
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS History of Strong Profitability Driving Shareholder Value Gross Earnings (₦’bn) Profit After Tax (₦’bn) 28 59 24 46 43 27 11 11 10 18 2021 2022 2023 2024 2025 2021 2022 2023 2024 2025 Profit Before Tax (
Slide 29: Quality Assets Driving Sustainable Growth
OPERATING FINANCIAL CORPORATE KEY BUSINESS OVERVIEW APPENDIX ENVIRONMENT REVIEW STRATEGY HIGHLIGHTS Quality Assets Meeting Client Needs and Driving Sustainable Growth Investment Securities (₦’bn) Managed Funds (₦’bn) 1,344 994 1,134 847 600 669 414 387 327 364 2021 2022 2023 2024 2025 2021 2022 2023
Slide 30: Key Business Highlights
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Slide 31: United Capital Investment Banking
UNITED CAPITAL INVESTMENT BANKING
Slide 32: United Capital Investment Banking
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY United Capital Investment Banking United Capital Investment Banking provides advisory, structuring, and wholesale solutions designed to ensure that your strategic growth objectives are met. 1 2 3 4 5
Slide 33: Select Transaction Credentials (1/5)
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Select Transaction Credentials (1/5) Series 1 NBET Finance Company CIG Motors Commercial Paper Plc Bond Issuance Issuance (Series 2, Tranche A&B) NGN 501.2 Billion NGN 43.63 Billion Issuing House/ Coo
Slide 34: Select Transaction Credentials (2/5)
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Select Transaction Credentials (2/5) Johnvents Industries Commercial Capital Sage Commercial Paper Paper Issuance (Series 22-24) Issuance (Series 1-3) NGN 28.9 Billion NGN 45.1 Billion Lead Arranger L
Slide 35: Select Transaction Credentials (3/5)
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Select Transaction Credentials (3/5) United Bank Of Africa Cardinal Stone Umbrella Rights Issue Infrastructure Fund NGN 157 Billion 2026 NGN 12.4 Billion NGN 239 Billion 2025 Lead Issuing House Financ
Slide 36: Select Transaction Credentials (4/5)
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Select Transaction Credentials (4/5) Divestment in Transcorp Hotel Calabar HH Capital Limited Mandatory Tender Offer NGN 2.5 Billion Financial Adviser Financial Adviser 2024 2024 Advisory Convertible
Slide 37: Select Transaction Credentials (5/5)
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Select Transaction Credentials (5/5) Development of a Gold Mining Co-financing of an Oil Field Project US$30 million US$50 million Financial Adviser Financial Adviser 2024 2023 Project Finance Purchase
Slide 38: United Capital Asset Management
UNITED CAPITAL ASSET MANAGEMENT
Slide 39: United Capital Asset Management
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY United Capital Asset Management United Capital Asset Management Limited (“UCAML”) is a leading Fund Manager in Nigeria with total managed funds in excess of N1 Trillion Mutual Funds Gratuity Fund Mana
Slide 40: Our Strategic Priorities
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Our Strategic Priorities AUM Growth Technology-Enabled Distribution Alternative Investments Strengthen AUM growth with Leverage digital channels to expand Expand investment capabilities across differe
Slide 41: Achievements and Milestones
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Achievements and Milestones LEADING MUTUAL FUND PROVIDER WITH OVER ₦1 TRUSTED BY 100,000+ INSTITUTIONAL TRILLION IN ASSETS UNDER MANAGEMENT AND RETAIL CLIENTS United Capital Asset Management offers a
Slide 42: Achievements and Milestones
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Achievements and Milestones RECOGNITION FOR LEADING INNOVATION WITHIN RECOGNITION FOR FINANCIAL EDUCATION, THE ASSET MANAGEMENT INDUSTRY INCLUSION AND AWARENESS United Capital Asset Management was nam
Slide 43: Contribution to Group's long-term strategy
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Contribution to Group’s long-term strategy Brand Awareness Driving group awareness and market penetration through extensive client reach Strategic Support for New Group Entities Contribution to Strong
Slide 44: United Capital Trustees
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Slide 45: United Capital Trustees
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY United Capital Trustees United Capital Trustees structure is designed to identify market opportunities that enable us provide best-in-class trust services to our wide array of Clients. Private Trust P
Slide 46: Company Achievements
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Company Acheivements Market Position Fees and Commission Revenue Growth Serving as Trustee on over ₦9 trillion in mandates across public, Generated over ₦155 million in Achieved 35% year-on-year priva
Slide 47: Business Outlook H2 2026
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Business Outlook H2 2026 Our short-term outlook for H2 2026 reflects continued growth across all trust segments, underpinned by a stable interest rate environment, moderate market appreciation, and ste
Slide 48: United Capital Securities
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Slide 49: United Capital Securities
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY United Capital Securities United Capital Securities Limited operates a business model that encompasses sales and trading of listed and unlisted securities for a diverse universe of Private and Institu
Slide 50: Strategic Priorities
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Strategic Priorities Accelerate Digital Transformation Leverage technology InvestNow to deliver seamless onboarding, trading, IPO subscriptions, portfolio management, and an improved customer experien
Slide 51: Our Securities Business Milestones
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Our Securities Business Milestones 01 02 03 04 INDUSTRY RANKING: PROFITABILITY NOTABLE NOTABLE DEAL TRADED N287.6 BILLION AWARD MANDATES We traded a total of 5.02 billion Recorded 64% year-on-year NGX
Slide 52: Contribution to Group's long-term strategy
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Contribution to Group’s long-term strategy Creating Cross-Selling Opportunities Across Supporting Capital Market Development and Strengthening the Group's Digital Wealth the Group Innovation Ecosystem
Slide 53: United Capital Wealth Management
UNITED CAPITAL WEALTH MANAGEMENT
Slide 54: United Capital Wealth Management
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX UNITED CAPITAL WEALTH MANAGEMENT ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY United Capital Wealth Management Through our array of investment services and partnerships with global private banks and wealth managers, we provide high-end bespoke w
Slide 55: Our Wealth Management Milestones
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Our Wealth Management Milestones FINANCIAL GROWTH Grew Wealth Management core business revenue to over N2bn in Q2 2026 INVESTMENT PLANNING (LOCAL CURRENCY MONEY MARKET PRODUCT) Grew Investment Plannin
Slide 56: H2 Outlook
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY H2 Outlook GLOBAL YIELDS EXPECTED AI BOOM EXPECTED TO INTENSE COMPETITION TO REMAIN HIGHER FOR DRIVE GLOBAL STOCK EXPECTED TO DRIVE LONGER MARKET PERFORMANCE FUNDING COSTS HIGHER With inflation still a
Slide 57: UCEE Microfinance Bank
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Slide 58: UCEE Microfinance Bank
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY UCEE Microfinance Bank UCEE Microfinance Bank adopts a cutting-edge hybrid banking model integrating the state-of-the-art technology, seamlessness, and flexibility of a neo bank with the time-tested, and
Slide 59: Landmark Achievements in our UCEE MFB Business
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Landmark Achievements in our UCEE MFB Business PROFITABILITY LOAN PORTFOLIO GROWTH UCEE MFB delivered a Profit Before Tax (PBT) of The Bank delivered a strong 47% growth in its loan ₦437 million in H1
Slide 60: Landmark Achievements in our UCEE MFB Business
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Landmark Achievements in our UCEE MFB Business PROFITABILITY LOAN PORTFOLIO GROWTH UCEE Microfinance Bank expanded its customer base The Bank successfully launched its Virtual Accounts to 19,942 custom
Slide 61: United Capital Consumer Finance
UNITED CAPITAL CONSUMER FINANCE
Slide 62: United Capital Consumer Finance
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY United Capital Consumer Finance Asset-Backed Loan UC Easy Invest • Loan backed by investments with UCAP such • For Client who want to build their investment as Mutual funds, Bonds, Eligible stocks and
Slide 63: Business Performance Metrics
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Business Performance Metrics Value of Loan Disbursed (₦’B) Profit Before Tax (₦’B) H1-2026 27.86 46% 1.87 H1-2025 21.58 29% Growth 1.28 Loan Portfolio (₦’B) H1-2026 63.88 H1-2025 51.87 23% Growth Newly
Slide 64: Looking Ahead
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Looking Ahead As the Consumer Finance Business continues to evolve, the next phase of growth will focus on optimising value proposition through excellent execution in a simple and convenience ways to
Slide 65: Corporate Strategy
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Slide 66: 2026 Strategic Pillars
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY To deliver sustained value to our stakeholders in 2026, we will execute against a set of clearly defined strategic pillars designed to strengthen our competitive positioning and ensure long-term instit
Slide 67: Our 2026 Strategic Initiatives
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Our 2026 Strategic Initiatives To operationalise our strategic priorities and deliver measurable value to stakeholders, we will focus on the following high-impact initiatives: AUM GROWTH BUSINESS EXPA
Slide 68: Thank You! Q&A
THANK YOU! Q &A 3rd, 4th & 5th Floor, Afriland Towers, investorrelations@unitedcapitalplcgroup.com 0700 046 8378 97/105 Broad Street, Marina, Lagos.
Slide 69: Appendix
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Slide 70: Statement of Comprehensive Income
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Statement of Comprehensive Income STATEMENT OF COMPREHENSIVE INCOME Group Company 30 June 30 June 30 June 30 June 2026 2025 2026 2025 =N=' 000 =N=' 000 =N=' 000 =N=' 000 Gross earnings 37,492,271 23,7
Slide 71: Statement of Financial Position
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Statement of Financial Position STATEMENT OF FINANCIAL POSITION Group Company 30 June 31 December 30 June 31 December 2026 2025 2026 2025 =N=' 000 =N=' 000 =N=' 000 =N=' 000 ASSETS Cash and cash equiv
Slide 72: Disclaimer
OPERATING FINANCIAL KEY BUSINESS CORPORATE OVERVIEW APPENDIX ENVIRONMENT REVIEW HIGHLIGHTS STRATEGY Disclaimer From time to time, United Capital Plc (“UCAP”) or the (“Group”) make written and/or Any forward-looking statements contained in this presentation represent the views of oral forward-looking
Slide 73: Africa's Leading Financial Services Group
/ United Capital Africa's Leading Financial Services Group ASSET MANAGEMENT | TRUSTEESSERVICES | INVESTMENT BANKING CONSUMER FINANCE | SECURITIES TRADING | WEALTH MANAGEMENT MICROFINANCE BANKING Visit investnow.ng to get started DOWNLOAD THE INVESTNOW APP
Slide 74: Contact Us
CONTACT US UNITED CAPITAL ASSET MANAGEMENT UNITED CAPITAL SECURITIES assetmanagement@unitedcapitalplcgroup.com securities@unitedcapitalplcgroup.com UNITED CAPITAL INVESTMENT BANKING UNITED CAPITAL WEALTH MANAGEMENT investmentbanking@unitedcapitalplcgroup.com wealthmanagement@unitedcapitalplcgroup.co
Slide 75: One Group, Endless Possibilities
One Group, Endless Possibilities INVESTMENT BANKING ASSET MANAGEMENT TRUSTEESHIP SERVICES SECURITIES TRADING WEALTH MANAGEMENT CONSUMER FINANCE MICROFINANCE BANKING INVESTNOW DOWNLOAD THE INVESTNOW APP www.unitedcapitalgroup.com