50 slides from Computer Age Management Services's earnings presentation, May 5, 2025
Slide 1: Cover letter to stock exchanges on results presentation
05th May 2025 BSE Limited, National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th floor, Plot No. C/1, Dalal Street G Block, Bandra Kurla Complex, Bandra Mumbai 400 001 (East), Mumbai 400 051 Scrip Code: 543232 Trading Symbol : CAMS Dear Sir / Madam, Sub: Presentatio
Slide 2: Investor Presentation Q4FY25
1 Investor Presentation Q4FY25
Slide 3: Safe Harbour Statement
Safe Harbour Statement This presentation and the accompanying slides (the “Presentation”), which have been prepared by Computer Age Management Services Limited (CAMS) (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to p
Slide 4: Business Overview
Business Overvie =. Sa ~ats
Slide 5: Presentation flow
Presentation flow Business Overview Financials About CAMS Key Highlights for Q4FY25 Revenue Highlights – FY25 &Q4FY25 Business at a Glance History / Milestones Page No: 5-6 Page No: 16 & 17 Page No: 31 Page No: 46 Financial Highlights – FY25 & Q4FY25 Mutual Fund Services Business Awards & Accolades
Slide 6: Key Financial Highlights FY25
KEY FINANCIAL HIGHLIGHTS FY25 Revenue grew MF revenue grew by Non-MF revenue grew Share of Non-MF by 25.2% YoY* 25.2% YoY by 24.7% YoY revenue@ 13.0% of overall revenue EBITDA grew EBITDA percentage Profit After Tax grew Profit percentage by 29.7% YoY stood at 46.1% by 33.0% YoY stood at 31.9% *Cons
Slide 7: Key Financial Highlights Q4FY25
KEY FINANCIAL HIGHLIGHTS Q4FY25 Revenue grew MF revenue grew by Non-MF revenue grew Share of Non-MF by 14.7% YoY* 14.5% YoY by 15.8% YoY revenue@ 13.7% of overall revenue EBITDA grew EBITDA percentage Profit After Tax grew Profit percentage by 11.6% YoY stood at 44.9% by 10.2% YoY stood at 30.9% *Co
Slide 8: Business Highlights for Q4FY25
Business Highlights for Q4FY25 Mutual Funds Beyond Mutual Funds o CAMS market share by AuM stood ~68% retaining market leadership both by o CAMSPay revenue grew by 85% YoY (64% increase in FY25 over FY24). Launched AuM and AMCs serviced (26 out of 51) BIMA-ASBA for premium payment with 3 Insurance c
Slide 9: Mutual Funds – Operational Highlights – FY25
Mutual Funds – Operational Highlights – FY25 New highs in transaction volume Equity AuM (Rs.Tn.) Equity Net Sales* (Rs. Tn.) 65.9% 66.1% Historic 86% high Share 29% Share Growth Growth 49% Growth 89.2 Crore 3.6 59.8 19.3 24.8 1.9 Crore Mar'24 Mar'25 FY'24 FY'25 FY’24 FY’25 Rs Trillion *Equity includ
Slide 10: Mutual Funds – Operational Highlights – Q4 FY25
Mutual Funds – Operational Highlights – Q4 FY25 Transaction volume Equity AuM (Rs.Tn.) Equity Net Sales* (Rs. Cr.) 65.9% 66.1% 1% 23.8 Share 29% Share Growth 35% Crore Growth Growth 71,727 72,634 17.6 19.3 24.8 Crore Mar'24 Mar'25 Q4FY'24 Q4FY'25 Q4FY’24 Q4FY’25 *Equity includes Growth ,Index Equity
Slide 11: Mutual Fund Industry vs. CAMS AAuM – Q4FY25 & FY25
Mutual Fund Industry vs. CAMS AAuM – Q4FY25 & FY25 CAMS – Market Share AAuM Serviced by CAMS Equity AAuM – CAMS Industry AAuM Equity AAuM # - Industry (based on Quarterly AAuM) 45.6 Tn. 24.8 Tn. 67.4 Tn. 37.6Tn. ~68%* ₹ ₹ ₹ ₹ Q4 FY25 23.9% YoY 28.5% YoY 24.6% YoY 28.1% YoY Net flows into equity Infl
Slide 12: Operational Metrics – FY25
Operational Metrics – FY25 SIP Book Systematic Transactions Transaction Volume 57.2 Mn. Processed 892.1 Mn. (as on 31st Mar 25) 723.3 Mn. YoY: 49% YoY: 18% YoY: 43% Unique Investors Live Investor Folios Serviced 94.2 Mn. 40.4 Mn. (as on 31st Mar 25) (as on 31st Mar 25) YoY:30% YoY: 26% Investor Pres
Slide 13: Operational Metrics – Q4FY25
Operational Metrics – Q4FY25 SIP Book Systematic Transaction Volume Transactions 57.2 Mn. 237.6 Mn. Processed (as on Mar 31, 2025) 197.4 Mn. YoY: 35% YoY: 18% YoY: 42% QoQ: (-1%) QoQ: (-3.5%) QoQ: 1% Live Investor Folios Unique Investors 94.2 Mn. Serviced (as on Mar 31, 2025) 40.4 Mn. (as on Mar 31,
Slide 14: Beyond MF
Beyond MF ❑ 64% increase in FY25 revenue over FY24 (85% ❑ 12% growth in FY25 revenue over FY24 (19% YoY ❑ CAMS alternatives business recorded a strong for Q4 FY 25) YoY increase) 18% revenue growth in FY25 over FY24 ❑ 19 new deals signed-up in Q4 FY25 including 15 ❑ eIA base grows to 8.5 Mn and cons
Slide 15: Beyond MF
Beyond MF ❑ Revenue grew 92% in FY25 over FY24 (32% YoY) ❑ CAMSKRA recorded an impressive 31% growth in revenue in FY25 over FY24 despite decline in the new account opening in the last ❑ Market share grew 35% this year to increase from 8.6% (FY24) to quarter 11.6% (FY25) ❑ Went live with three leadi
Slide 16: Financials
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Slide 17: Revenue Highlights – FY25
Revenue Highlights – FY25 Revenue ₹1,42,248.33 Lakh 25.2 % YoY Non- Asset Asset MF Non-MF Based 25.6% YoY 23.4% YoY 25.2% YoY 24.7% YoY Based Revenue Revenue Revenue Revenue Asset Mix Equity component: FY25 @ 54.0% (FY24: @ 49.1%) Investor Presentation 16
Slide 18: Revenue Highlights – Q4FY25
Revenue Highlights – Q4FY25 14.7 % YoY Revenue ₹35,616.58 Lakh (3.7 %) QoQ Non- Asset 15.2% YoY 11.5% YoY 14.5% YoY 15.8% YoY Asset MF Non-MF Based (5.4%) QoQ Based (3.8%) QoQ Revenue (5.1%) QoQ Revenue 6.6% QoQ Revenue Revenue Asset Mix Equity component: Q4 FY25 @ 53.6% (Q4 FY24: @ 51.9% / Q3 FY25:
Slide 19: Financial Highlights – FY25
Financial Highlights – FY25 Operating EBITDA – PBT – 42.3% PAT – 31.9% Return on 46.1% Networth* 65,559 62,443 46.25% 47,019 50,565 35,364 46,951 FY24 FY25 FY24 FY25 FY24 FY25 29.7% YoY 33.0% YoY 33.0% YoY Profit numbers are after considering the non-cash charge (ESOPs) amounting to ₹ 14.7 Cr. (FY25
Slide 20: Financial Highlights – Q4FY25
Financial Highlights – Q4FY25 Operating EBITDA – PBT – 40.4% PAT – 30.9% 44.9% Return on Net-Worth* 17,377 15,981 16,757 14,926 10,350 12,549 11,402 42.0% 14,321 13,475 ** Cash & Cash Q4 FY24 Q3 FY25 Q4 FY25 Q4 FY24 Q3 FY25 Q4 FY25 Q4 FY24 Q3 FY25 Q4 FY25 Equivalent as on 31st March 25 was Rs 680.71
Slide 21: Revenue Profile FY25
Revenue Profile FY25 Revenue Breakup Revenue (In ₹ Lakh) 13.1% 13.0% 13.9% 13.8% 25.2% 100% 73.0% 73.2% FY24 FY25 Year Ended MF – Assets Based MF-Non assets Based Non- Mutual Fund Breakup of Non-Mutual Fund 1,42,248 1,13,652 Year ended Particulars st 31 March 24 31st March 25 AIF 2.7% 2.6% CAMS Pay
Slide 22: Revenue Profile Q4FY25
Revenue Profile Q4FY25 Revenue Breakup Revenue (In ₹ Lakh) 13.5% 12.3% 13.7% 14.2% 13.8% 13.7% 14.7% 100% 72.3% 73.9% 72.6% 31-Mar-24 31-Dec-24 31-Mar-25 Quarter ended 35,617 MF – Assets Based MF-Non assets Based Non- Mutual Fund Breakup of Non-Mutual Fund 36,974 Quarter ended Particulars 31st March
Slide 23: Consolidated Financial Highlights – Quarterly
Consolidated Financial Highlights – Quarterly In INR Lakh In INR Lakh Total Operating Revenue OP.EBITDA & OP. EBITDA in % 40, 500 0.2 20, 000 90. 0% 18, 000 80. 0% 35, 500 0.1 16, 000 70. 0% 30, 500 14, 000 0 46.1% 46.9% 47.0% 60. 0% 12, 000 44.5% 44.8% 45.4% 44.9% 42.2% 25, 500 50. 0% -0.1 10, 000
Slide 24: Q4FY25 & FY25 Standalone P&L
Q4FY25 & FY25 Standalone P&L ₹ in Lakh Particulars Q4 FY25 Q4 FY24 YoY Q3 FY25 QoQ FY25 FY24 YoY Revenue from operations 33,643.81 28,706.68 4,937.13 34,754.98 (1,111.17) 1,33,390.02 1,05,448.22 27,941.80 Other income 1,021.19 882.02 139.17 1,203.70 (182.51) 4,154.62 3,187.93 966.69 Total revenue 34
Slide 25: Q4FY25 & FY25 Consolidated P&L
Q4FY25 & FY25 Consolidated P&L ₹ in Lakh Particulars Q4 FY25 Q4 FY24 YoY Q3 FY25 QoQ FY25 FY24 YoY Revenue from operations 35,616.58 31,045.88 4,570.70 36,974.29 (1,357.71) 1,42,248.33 1,13,651.81 28,596.52 Other income 1,341.59 1,143.00 198.59 1,494.02 (152.43) 5,263.66 4,064.81 1,198.85 Total reve
Slide 26: Q4FY25 & FY25 Standalone P&L (with split of operating & other expenses)
Q4FY25 & FY25 Standalone P&L (with split of operating & other expenses) ₹ in Lakh Particulars Q4 FY25 Q4 FY24 YoY Q3 FY25 QoQ FY25 FY24 YoY Revenue from operations 33,643.81 28,706.68 4,937.13 34,754.98 (1,111.17) 1,33,390.02 1,05,448.22 27,941.80 Other income 1,021.19 882.02 139.17 1,203.70 (182.51
Slide 27: Q4FY25 & FY25 Consolidated P&L (with split of operating & other expenses)
Q4FY25 & FY25 Consolidated P&L (with split of operating & other expenses) ₹ in Lakh Particulars Q4 FY25 Q4 FY24 YoY Q3 FY25 QoQ FY25 FY24 YoY Revenue from operations 35,616.58 31,045.88 4,570.70 36,974.29 (1,357.71) 1,42,248.33 1,13,651.81 28,596.52 Other income 1,341.59 1,143.00 198.59 1,494.02 (15
Slide 28: ESG & CSR Activities
ESG & CSR Activities - * ,
Slide 29: Different elements for ESG sustainability
Different elements for ESG sustainability Corporate Governance: Society: Board diversity and independence, shareholding rights and community engagement and development transparency Risk Management: Diversity: Identification and Mitigation of risk Equal employment opportunities and Employee benefits
Slide 30: Performance of CAMS on Three Pillars of ESG
Performance of CAMS on Three Pillars of ESG Environment Social Governance ▪ CAMS has disclosed Environmental, Social & ▪ Out of the total workforce in CAMS, women employee ▪ The Company has a woman Independent Director viz. Governance Policy on its website constitutes more than 30% Ms. Vijayalakshmi
Slide 31: Company Overview
Company Overview
Slide 32: CAMS – Business at a glance
CAMS – Business at a glance Technology-driven India’s largest registrar and Services 10 of the 15 largest Leveraged domain financial infrastructure transfer agent (“RTA”) of MFs2; expertise, processes and and services provider to mutual funds (“MFs”) with an over 22 years average infrastructure to c
Slide 33: CAMS – Mutual Fund Services Business
CAMS – Mutual Fund Services Business Provides a range of technology-enabled infrastructure to mutual funds – Involved through the life cycle of an account from account creation to processing transactions and redemption of the amount invested Uniform Regulatory change Service Best Practice Implementa
Slide 34: Technology platforms and mobile applications for MF, AIF & PMS
Technology platforms and mobile applications for MF, AIF & PMS CAMS has developed and implemented various technology platforms and its technology driven infrastructure and services are integral to the operations of its clients mfCRM edge360 Mobility solution for MF RMs/SMs App and Portal for MF dist
Slide 35: Mutual Fund Services provided by CAMS
Mutual Fund Services provided by CAMS CAMS is involved through the life cycle of an account – from account creation to processing to redemption; Also provides statutory statements, transaction origination, operations, investor and distributor services, risk management services and compliance service
Slide 36: CAMS WealthServ – platform for alternatives
The leading platform and service partner for alternatives, Combining versatile technology, contemporary digital utilities and full stack services for investor on- boarding, fund accounting and operations has helped us scale to become the largest platform & service partner for alternatives 480+ ₹2.5
Slide 37: CAMS KRA – second-largest KYC Registration Agency
CAMS KRA, the second-largest KYC Registration Agency, is rapidly expanding its reach in the capital market. Leveraging AI and automation, we're offering innovative solutions like our 10-minute KYC process to streamline operations and attract new clients. Our focus on operational excellence and strat
Slide 38: CAMS Repository – insurance customer experience platform
The premier customer experience platform in India to service both Insurance companies & policy holders Empowers over 45 insurance companies with end-to-end operational support and technology-driven solutions. India’s first insurance portfolio management platform, Bima Central, offers policy holder s
Slide 39: CAMSPay – Mutual Funds payment processing
Market leader in Mutual Funds payment processing As a scalable, full-stack BFSI-focused payments platform, CAMSPay provides a holistic suite of services that lead the way in achieving same-day NAV processing, and expedited on-boarding and authentication of new customers. 3.2 Mn.+ ~40% UPI AutoPay Ma
Slide 40: CAMSfinserv – Account Aggregator
Winning strides in the path breaking Account Aggregator arena CAMSfinserv is among the first RBI-licensed account aggregator platform to drive adoption of consent-based sharing of financial asset information among Banks, financial institutions, Fintechs and customers and shape the inevitable future
Slide 41: Think360 AI – data science and AI solutions
Full stack data science & AI-centric solutions to propel BFSI enterprises A trusted advisor and digital partner to marquee Indian BFSI enterprises, Think360 pioneers in Alternative Data and AI Credit Scoring solutions. Think360 offers modern AI capabilities that transform KYC and customer onboarding
Slide 42: CAMS NPS CRA platform
CAMS industry-first NPS CRA platform on award winning cloud platform Launched by PFRDA Chairman in March’22, CAMS eNPS platform is designed to provide superior subscriber experience leveraging robust technology and deep experience in serving customers for pension account opening, record keeping and
Slide 43: Corporate Structure
Corporate Structure Computer Age Management Services Limited Mutual Funds Services, Alternate Investment Funds Services, Payment Services, Banking and Non-Banking Service Businesses 100% 100% 100% 55% CAMS Insurance Repository Services CAMS Investor Services CAMS Financial Information Services Think
Slide 44: Experienced Board of Directors
Experienced Board of Directors Board of Directors Vijayalakshmi Rajaram Iyer Dinesh Kumar Mehrotra Pravin Udhyavara Bhadya Rao Independent Director Chairman & Non - Independent Director Independent Director Anuj Kumar Narumanchi Venkata Sivakumar Santosh Kumar Mohanty Managing Director Independent D
Slide 45: Experienced management team
Experienced management team with 27+ years average tenure, skilled in business growth, diversification, and innovation Anuj Kumar – Managing Director Ramcharan Sesharaman – Chief Financial Officer • Joined the company in March 2016 • Joined the company in March 2020 • Previously associated with Godr
Slide 46: Experienced management team
Experienced management team with 27+ years average tenure, skilled in business growth, diversification, and innovation Vasanth Emmanuel Jeyapaul, Chief Executive Officer – CAMSPay Vivek Bengani, Chief Executive Officer – CAMSRep • Joined the company in March 2017 • Joined the company in March 2022 •
Slide 47: History / Milestones
History / Milestones • Our Company was • Our Company was issued • The certificate of • Our Company was issued • Our Company was issued • CIRSL was incorporated • CISPL was incorporated • CIRSL was issued a incorporated as a certificate of registration was issued to a certificate of a certificate of
Slide 48: Awards and Accolades
Awards and Accolades FY23-24 FY24-25 • CAMS Wins LACP vision for Annual Report • CAMS FE CFO Awards CAMS was selected in the Small Enterprises category. • “𝗜𝗻𝗳𝗿𝗮𝘀𝘁𝗿𝘂𝗰𝘁𝘂𝗿𝗲 𝗔𝘄𝗮𝗿𝗱” at the “𝟭𝟲𝘁𝗵 𝗘𝗱𝗶𝘁𝗶𝗼𝗻 𝗗𝗮𝘁𝗮𝗖𝗲𝗻𝘁𝗲𝗿 𝗦𝘂𝗺𝗺𝗶𝘁 & CFO Mr. Ramcharan Sesharaman was…
Slide 49: Shareholders’ Information
Shareholders’ Information Stock Data Shareholding Pattern (%) Market Capitalisation Shares Outstanding 18363.18 Cr. 4,94,29,849 28.30% Free Float Scrip Symbol / Code 18363.18 Cr. CAMS / 543232 Market Capitalisation Top Shareholders INR 18363.18cr 55.01% 1.91% 4.09% Fidelity HDB Seafarer Investment L
Slide 50: Thank You
49 COMPANY : Computer Age Management Services Limited (CAMS) Mr. Anish Sawlani |Head – IR |+91 72990 07973 | anish.sawlani@camsonline.com Gayathri Krishna | Executive - IR | 7356645479 | gayathri.k@camsonline.com INVESTOR RELATIONS ADVISORS : MUFG Intime India Private Limited Ms. Masoom Rateria Mr.