Credit Clear Limited · ASX:CCR
Credit Clear — H1 FY2022 Earnings Presentation
13 slides from Credit Clear's earnings presentation, Feb 25, 2022
Slide 1: The Future of Receivables Management
The Future of Receivables Management ASX: CCR February 2022
Slide 2: Investment highlights: 1H FY2022
Investment highlights: 1H FY2022 1 ARMA Acquisition completed and Techub Agreement signed providing CCR with transformational growth opportunities 2 ARMA founder and CEO Andrew Smith appointed as CCR Group CEO • Digitisation of ARMA clients progressing rapidly • 280k customer account integrated into
Slide 3: A hybrid collections offering
A hybrid collections offering Scan here for a product demo Fundamental transformation in the collections industry Modern is accelerating the need for a hybrid collection service Empowering customers to take control of their own financial well-being offering (digital and traditional), with an increas
Slide 4: Genuine validation of our digital solution
Genuine validation of our digital solution AI and Machine Learning Core Products Data platform developed to support AI, deeper • Large fintech lender delivers 3x collections analytics and strategy management module (Optimiser Module) • Australian energy utility delivers 40% higher collections • ‘Nex
Slide 5: More efficient collections, larger addressable market
More efficient collections, larger addressable market Hybrid approach to collections (~150-180 days past due date) (From bill presentment to ~150 days past due date) 1 Early stage 2 Mid & late stage 3 Legal • Digital only (No human interaction) • Digital first • Strategic and cost effective • Enhanc
Slide 6: Tailwinds supporting industry digitisation opportunity of $2.5bn+ in Australia alone
Tailwinds supporting industry digitisation opportunity of $2.5bn+ in Australia alone Consumer debt Credit Clear’s unique offering is positioned to capitalise on the significant increase in the amount of customer debt that companies are carrying on their books (over the past 2 years) Less debt sold R
Slide 7: Half-year highlights
Half-year highlights $6.7m $2.4m $1.5m 136k Total revenue Digital revenue Traditional to digital revenue Digital payment converted transactions 37% 80% 135% 30% pcp pcp pcp pcp Total revenue ($m) +37% Digital Traditional (early stage) Traditional (late stage) 6.7 6.2 5.2 4.8 2.4 0.8 2.2 1.3 3.1 2.5
Slide 8: Half-year highlights
Half-year highlights CCR signs two Acquisition of new significant CCR signs global Partnering and ARMA Group and ARMA clients since Teaming Agreement with Techub Capital Raising acquisition (South Africa) announced announcement Large insurance client Suncorp extended 2 year term to 4 years July Augu
Slide 9: Progressing rollout with Techub
Progressing rollout with Techub 1 ü 2 ü 3 ü 4 Techub Partnership Prepare for Access to >$1bn Deployment established deployment portfolio (March 2022) Partnering and Teaming Credit Clear is currently The total value of Remote deployment of Agreement signed with optimising its award- outstanding recei
Slide 10: ARMA's integration and rapid digital adoption
ARMA’s integration and rapid digital adoption ARMA's Rapid Digitisation ARMA Acquired – increases revenue run rate to >$30m p/a Progress (first 8 days) Rationale: 1H FY22 Revenue ($m): ü Accelerates revenue 9.7 16.4 Accounts have been growth and profitability 280k+ integrated into the Credit Clear P
Slide 11: Credit Clear outlook
Credit Clear outlook • Before existing upsell and cross sell opportunities have initiated 1 Current revenue run rate of • Before any revenue generated from Techub partnership in South Africa over $30 million per annum • Record digital communications sent in February 2022 >1.1m sent to Feb 24 • Inter
Slide 12: Disclaimer
Disclaimer This presentation has been prepared by, and is the sole responsibility Credit Clear Limited ACN 604 797 033 (Company). The information contained in this presentation was prepared as at 25 February 2022, and remains subject to change without notice. The information in this presentation is
Slide 13: Contact Us
Contact Us Company Andrew Smith Credit Clear E: andrew@creditclear.com.au Investors Warrick Lace Credit Clear m: +61 404 656 408 e: warrick.lace@creditclear.com.au