Efu Life Assurance Limited · PSX:EFUL
Efu Life Assurance — Slide 1
9 slides from Efu Life Assurance's investor presentation, August 2012
Slide 1: See your capital appreciate with
See your capital appreciate with
Slide 2: The ideal solution is
Few of the many problems faced by an investor are: • How to start with a small investment? • How to maximize capital growth with financial security? The ideal solution is
Slide 3: Your contributions to the Plan will buy units in the Fund of your choice
Your contributions to the Plan will buy units in the Fund of your choice There are two unit prices quoted for this fund Offer The “Offer” price at which you buy units 100 Bid % The “Bid” price at which units are bought back from you by of your EFU when investment you want is used to encash the to bu
Slide 4: 100% of the single premium will be invested by default
100% of the single premium will be invested by default in: EFU Guaranteed Growth Fund Features: • Very Low Risk • Guarantee that the bid price never falls • Ideal for higher age investors Apart from this there are three more fund choices available to you, namely: EFU Managed Growth Fund EFU Capital
Slide 5: Benefits EFU Wealth Builder Plus provides compared to National Saving Schemes
Benefits EFU Wealth Builder Plus provides compared to National Saving Schemes Significant savings in the form of tax credit on your investment No withholding tax on encashment Benefit from the investment expertise of EFU Life – one of the largest fund managers in Pakistan Select an investmen
Slide 6: Comparison of EFU Wealth Builder Plus with NSS Defense Saving Certificate
Below is a comparison of EFU Wealth Builder Plus with NSS Defense Saving Certificate to illustrate the benefits of this plan. Wealth Builder Defense Saving Plus Certificate Invested Amount Rs. 500,000 Rs. 500,000 Value of Investment After 5 Rs. 767,207 Rs. 775,000 years Tax Nil Rs. 27,500 Zakat Nil*
Slide 7: The natural death benefit and accidental death benefit
The natural death benefit is; Greater of, 101% of the Single Premium Paid or Basic Cash Value. The accidental death benefit is; Greater of, Single Premium Paid or Cash Value of the Plan You can earn Tax Credit in Plus accordance with your monthly Built in Accidental Death Benefit of salary and amoun
Slide 8: Don't simply retire from something; have something to retire to.
“Don’t simply retire from something; have something to retire to.” You have the facility of applying the maturity value to purchase a pension from EFU Life, to help you maintain your standard of living in retirement.
Slide 9: Whole of Life plan charges and surrender terms
Whole of Life. Rs. 50,000 0.125% of the fund value per month. 5% of the contribution. To be deducted as de-allocation at bid price Rate: 1.5 per ‘000 Sum Assured ADB Surrender is allowed for full Cash Value at Year As % of the Fund Value any time after the end of second policy year. In the first two