Bank Of Bahrain And Kuwait B.s.c. · BAHRAIN:BBK

Bank Of Bahrain And Kuwait B.s.c — Shareholder Meeting (March 2024)

22 slides from Bank Of Bahrain And Kuwait B.s.c's shareholder meeting presentation, Mar 27, 2024

  1. Slide 1: Ordinary General Assembly Meeting, 27 March 2024

    ‫ّ‬ ‫اﺟﺘﻤﺎع اﻟﺠﻤﻌ�ﺔ اﻟﻌﺎﻣﺔ اﻟﻌﺎد�ﺔ‬ ‫‪ 27‬ﻣﺎرس ‪2024‬‬

  2. Slide 2: Agenda

    ‫ﺟﺪول اﻷﻋﻤﺎل‬ ‫اﻟﻤﺎ� واﻟﻘﻄﺎﻋﺎت‬ ‫ي‬ ‫اﻷداء‬ ‫ﺑيﺌﺔ اﻟتﺸﻐ�ﻞ‬ ‫ّ‬ ‫اﻹﻧﺠﺎزات ﺧﻼل اﻟﻌﺎم‬ ‫ّ‬ ‫ّ‬ ‫اﻟتﺸﻐ�ﻠ�ﺔ‬ ‫اﻹﻗﻠ�ﻤ�ﺔ واﻟﻌﺎﻟﻤ�ﺔ‬ ‫اﻟﺠﻮاﺋﺰ‬ ‫ﻣﻮﻇﻔﻮﻧﺎ‬ ‫ّ‬ ‫اﻻﺟﺘﻤﺎﻋ�ﺔ‬ ‫اﻟﻤﺴﺆوﻟ�ﺔ‬ ‫واﻟﺸﻬﺎدات‬ ‫‪2‬‬ ‫اﺟﺗﻣﺎع اﻟﺟﻣﻌﯾﺔ اﻟﻌﺎﻣﺔ اﻟﻌﺎدﯾّﺔ ‪ 27 -‬ﻣﺎرس ‪2024‬‬

  3. Slide 3: Regional operating environment

    ‫ّ‬ ‫ﺑيﺌﺔ اﻟتﺸﻐ�ﻞ اﻹﻗﻠ�ﻤ�ﺔ‬

  4. Slide 4: Regional operating environment

    ‫ّ‬ ‫ﺑيﺌﺔ اﻟتﺸﻐ�ﻞ اﻹﻗﻠ�ﻤ�ﺔ‬ ‫اﻟﻌﺮي‪ ،‬بﻤﺎ ف ي� ذﻟﻚ ﻣﻤﻠ�ﺔ اﻟبﺤ��ﻦ‬ ‫بي‬ ‫ﻣﻨﻄﻘﺔ دول اﻟﺨﻠﻴﺞ‬ ‫ف‬ ‫ّ‬ ‫اﻟﻌﺮي ﻋ� اﻟﺘﻨ�� ــﻊ‬ ‫بي‬ ‫اﻟﺨﻠﻴﺞ‬ ‫بﻠﺪان‬ ‫اﻗﺘﺼﺎدات‬ ‫ﺣﺮص‬ ‫ﻇﻞ‬ ‫�‬‫ي‬ ‫اﻻﻗﺘﺼﺎدي‬ ‫ﻟﻠﻨﻤﻮ‬ ‫ﺔ‬‫إ�ﺠﺎﺑ�‬ ‫• ﺗﻮﻗﻌﺎت‬ ‫اﻻﻗﺘﺼﺎدي‪.‬‬ ‫ّ‬ ‫اﻟﻤﺎﻟ�ﺔ ﻣﺴﺘﻘﺮة �ﺸكﻞ ﻋﺎم‪.‬‬ ‫• ﻣﻦ اﻟﻤﺘﻮﻗﻊ أن ﺗﻜﻮن اﻟﻤﻮازﻧﺎت‬ ‫ف‬ ‫ّ‬

  5. Slide 5: ‫اﻟﻤﺎ�‬

    ‫اﻟﻤﺎ�‬ ‫ي‬ ‫اﻷداء‬

  6. Slide 6: Net profit

    ‫اﻟﻤﺎ�‬ ‫ي‬ ‫اﻷداء‬ ‫ن‬ ‫ف‬ ‫بﺤ��ي(‬ ‫ي‬ ‫دﻳﻨﺎر‬ ‫ﻣﻠﻴﻮن‬ ‫)‬ ‫ـﺢ‬ ‫ـ‬ ‫�‬‫اﻟ�‬ ‫ﺻﺎ�‬ ‫ي‬ ‫‪75.4‬‬ ‫‪74.5‬‬ ‫‪64.4‬‬ ‫‪52.0‬‬ ‫‪53.1‬‬ ‫‪2019‬‬ ‫‪2020‬‬ ‫‪2021‬‬ ‫‪2022‬‬ ‫‪2023‬‬ ‫‪6‬‬ ‫ّ‬ ‫اﻟﻌﺎد�ﺔ ‪ 27 -‬ﻣﺎرس ‪2024‬‬ ‫اﺟﺘﻤﺎع اﻟﺠﻤﻌ�ﺔ اﻟﻌﺎﻣﺔ‬

  7. Slide 7: Basic and diluted earnings per share

    ‫اﻟﻤﺎ�‬ ‫ي‬ ‫اﻷداء‬ ‫ف‬ ‫ّ‬ ‫ّ‬ ‫بﺤ��ي(‬ ‫ي‬ ‫ﻓﻠﺲ‬ ‫)‬ ‫ﻀﺔ‬ ‫واﻟﻤﺨﻔ‬ ‫اﻷﺳﺎﺳ�ﺔ‬ ‫ر�ﺤ�ﺔ اﻟﺴﻬﻢ‬ ‫‪44‬‬ ‫‪43‬‬ ‫‪37‬‬ ‫‪30‬‬ ‫‪31‬‬ ‫‪2019‬‬ ‫‪2020‬‬ ‫‪2021‬‬ ‫‪2022‬‬ ‫‪2023‬‬ ‫‪7‬‬ ‫ّ‬ ‫اﻟﻌﺎد�ﺔ ‪ 27 -‬ﻣﺎرس ‪2024‬‬ ‫اﺟﺘﻤﺎع اﻟﺠﻤﻌ�ﺔ اﻟﻌﺎﻣﺔ‬

  8. Slide 8: Total assets

    ‫اﻟﻤﺎ�‬ ‫ي‬ ‫اﻷداء‬ ‫ن‬ ‫بﺤ��ي(‬ ‫ﻣﺠﻤ�ع اﻟﻤﻮﺟﻮدات )ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫ي‬ ‫‪3,865‬‬ ‫‪3,902‬‬ ‫‪3,760‬‬ ‫‪3,673‬‬ ‫‪3,754‬‬ ‫‪2019‬‬ ‫‪2020‬‬ ‫‪2021‬‬ ‫‪2022‬‬ ‫‪2023‬‬ ‫‪8‬‬ ‫ّ‬ ‫اﻟﻌﺎد�ﺔ ‪ 27 -‬ﻣﺎرس ‪2024‬‬ ‫اﺟﺘﻤﺎع اﻟﺠﻤﻌ�ﺔ اﻟﻌﺎﻣﺔ‬

  9. Slide 9: Loans and advances

    ‫اﻟﻤﺎ�‬ ‫ي‬ ‫اﻷداء‬ ‫ن‬ ‫بﺤ��ي(‬ ‫اﻟﻘﺮوض واﻟﺴﻠﻔ�ﺎت )ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫ي‬ ‫‪1,671‬‬ ‫‪1,607‬‬ ‫‪1,614‬‬ ‫‪1,556‬‬ ‫‪1,588‬‬ ‫‪2019‬‬ ‫‪2020‬‬ ‫‪2021‬‬ ‫‪2022‬‬ ‫‪2023‬‬ ‫‪9‬‬ ‫ّ‬ ‫اﻟﻌﺎد�ﺔ ‪ 27 -‬ﻣﺎرس ‪2024‬‬ ‫اﺟﺘﻤﺎع اﻟﺠﻤﻌ�ﺔ اﻟﻌﺎﻣﺔ‬

  10. Slide 10: Customer deposits

    ‫اﻟﻤﺎ�‬ ‫ي‬ ‫اﻷداء‬ ‫ن‬ ‫بﺤ��ي(‬ ‫وداﺋﻊ اﻟﻌﻤﻼء )ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫ي‬ ‫‪2,170‬‬ ‫‪2,167‬‬ ‫‪2,126‬‬ ‫‪2,130‬‬ ‫‪2,117‬‬ ‫‪2019‬‬ ‫‪2020‬‬ ‫‪2021‬‬ ‫‪2022‬‬ ‫‪2023‬‬ ‫‪10‬‬ ‫ّ‬ ‫اﻟﻌﺎد�ﺔ ‪ 27 -‬ﻣﺎرس ‪2024‬‬ ‫اﺟﺘﻤﺎع اﻟﺠﻤﻌ�ﺔ اﻟﻌﺎﻣﺔ‬

  11. Slide 11: Net provisions

    ‫اﻟﻤﺎ�‬ ‫ي‬ ‫اﻷداء‬ ‫ن‬ ‫ف‬ ‫بﺤ��ي(‬ ‫ي‬ ‫دﻳﻨﺎر‬ ‫ﻣﻠﻴﻮن‬ ‫)‬ ‫اﻟﻤﺨﺼﺼﺎت‬ ‫ﺻﺎ�‬ ‫ي‬ ‫‪18.9‬‬ ‫‪9.9‬‬ ‫‪8.0‬‬ ‫‪5.6‬‬ ‫‪2.9‬‬ ‫‪2019‬‬ ‫‪2020‬‬ ‫‪2021‬‬ ‫‪2022‬‬ ‫‪2023‬‬ ‫‪11‬‬ ‫ّ‬ ‫اﻟﻌﺎد�ﺔ ‪ 27 -‬ﻣﺎرس ‪2024‬‬ ‫اﺟﺘﻤﺎع اﻟﺠﻤﻌ�ﺔ اﻟﻌﺎﻣﺔ‬

  12. Slide 12: Non-performing loans ratio

    ‫اﻟﻤﺎ�‬ ‫ي‬ ‫اﻷداء‬ ‫�‬ ‫اﻟﻤﺘﻌ�ة )‪(%‬‬ ‫�ﺴبﺔ اﻟﻘﺮوض‬ ‫‪6.3‬‬ ‫‪5.9‬‬ ‫‪5.2‬‬ ‫‪3.4‬‬ ‫‪3.0‬‬ ‫‪2019‬‬ ‫‪2020‬‬ ‫‪2021‬‬ ‫‪2022‬‬ ‫‪2023‬‬ ‫‪12‬‬ ‫ّ‬ ‫اﻟﻌﺎد�ﺔ ‪ 27 -‬ﻣﺎرس ‪2024‬‬ ‫اﺟﺘﻤﺎع اﻟﺠﻤﻌ�ﺔ اﻟﻌﺎﻣﺔ‬

  13. Slide 13: Capital adequacy ratio

    ‫اﻟﻤﺎ�‬ ‫ي‬ ‫اﻷداء‬ ‫ﻣﻼءة رأس اﻟﻤﺎل )‪(%‬‬ ‫‪28.1‬‬ ‫‪27.3‬‬ ‫‪23.6‬‬ ‫‪21.7‬‬ ‫‪21.8‬‬ ‫‪2019‬‬ ‫‪2020‬‬ ‫‪2021‬‬ ‫‪2022‬‬ ‫‪2023‬‬ ‫‪13‬‬ ‫ّ‬ ‫اﻟﻌﺎد�ﺔ ‪ 27 -‬ﻣﺎرس ‪2024‬‬ ‫اﺟﺘﻤﺎع اﻟﺠﻤﻌ�ﺔ اﻟﻌﺎﻣﺔ‬

  14. Slide 14: Liquidity coverage and net stable funding ratios

    ‫اﻟﻤﺎ�‬ ‫ي‬ ‫اﻷداء‬ ‫ّ‬ ‫ف‬ ‫ّ‬ ‫اﻟﻤﻮﺣﺪة )‪(%‬‬ ‫وﺻﺎ� �ﺴبﺔ اﻟﺘﻤ��ﻞ اﻟﻤﺴﺘﻘﺮ‬ ‫ي‬ ‫اﻟﻤﻮﺣﺪة )‪(%‬‬ ‫�ﺴبﺔ ﺗﻐﻄ�ﺔ اﻟﺴﻴﻮﻟﺔ‬ ‫‪301.4‬‬ ‫‪292.6‬‬ ‫‪138.3‬‬ ‫‪137.6‬‬ ‫اﻟﺘﻨﻈ�� )‪(%100‬‬ ‫ي‬ ‫اﻟﺤﺪ‬ ‫ﻧﺳﺑﺔ ﺗﻐطﯾﺔ اﻟﺳﯾوﻟﺔ‬ ‫‪2022‬‬ ‫‪2023‬‬ ‫ﺻﺎﻓﻲ ﻧﺳﺑﺔ اﻟﺗﻣوﯾل اﻟﻣﺳﺗﻘر‬ ‫‪14‬‬ ‫ّ‬ ‫اﻟﻌﺎد�ﺔ ‪ 27 -‬ﻣﺎرس ‪2024‬‬ ‫اﺟﺘﻤﺎ

  15. Slide 15: Operating segments: total operating income

    ‫ّ‬ ‫اﻟﻘﻄﺎﻋﺎت اﻟتﺸﻐ�ﻠ�ﺔ‬ ‫ن‬ ‫بﺤ��ي‬ ‫اﻟتﺸﻐ�� ‪ 154‬ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫إﺟﻤﺎ� اﻟﺪﺧﻞ‬ ‫ي‬ ‫ي‬ ‫ي‬ ‫‪ 19‬ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫ن‬ ‫بﺤ��ي‬ ‫ي‬ ‫اﻟﺨﺪﻣﺎت‬ ‫ّ‬ ‫ّ‬ ‫‪ 66‬ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫اﻟﻤ�ﻓ�ﺔ اﻟﺪوﻟ�ﺔ‬ ‫ن‬ ‫‪%12‬‬ ‫بﺤ��ي‬ ‫ي‬ ‫اﻻﺳتﺜﻤﺎر‬ ‫ّ‬ ‫‪ 28‬ﻣﻠﻴﻮن‬ ‫اﻟﻤ�ﻓ�ﺔ‬ ‫اﻟﺨﺪﻣﺎت‬ ‫ن‬ ‫واﻟﺨ��ﻨﺔ‬ ‫بﺤ��ي‬ ‫ي‬ ‫دﻳﻨﺎر‬ ‫واﻷ�ﺸﻄﺔ…‬ ‫

  16. Slide 16: Operating segments: assets and liabilities

    ‫ّ‬ ‫اﻟﻘﻄﺎﻋﺎت اﻟتﺸﻐ�ﻠ�ﺔ‬ ‫ن‬ ‫بﺤ��ي‬ ‫اﻟﻤﻮﺟﻮدات ‪ 3,764‬ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫ن‬ ‫بﺤ��ي‬ ‫اﻟﻤﻄﻠ��ﺎت ‪ 3,244‬ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫ي‬ ‫ي‬ ‫‪ 1,820‬ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫‪ 811‬ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫‪ 1,123‬ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫ن‬ ‫ن‬ ‫‪ 770‬ﻣﻠﻴﻮن دﻳﻨﺎر‬ ‫ن‬ ‫بﺤ��ي‬ ‫بﺤ��ي‬ ‫ي‬ ‫بﺤ��ي‬ ‫ي‬ ‫ن‬ ‫ي‬ ‫بﺤ��ي‬ ‫ي‬ ‫ّ‬ ‫اﻟﻤ�ﻓ�ﺔ ﻟﻸﻓﺮاد‬ ‫اﻟﺨﺪﻣﺎت‬

  17. Slide 17: Achievements during the year

    ‫اﻹﻧﺠﺎزات ﺧﻼل اﻟﻌﺎم‬

  18. Slide 18: Achievements during the year

    ‫اﻹﻧﺠﺎزات ﺧﻼل اﻟﻌﺎم‬ ‫ي ن‬ ‫�‬ ‫ﺗﺪﺷن ﻋﺪد ﻣﻦ اﻟﻤبﺎدرات ﺑﻨﺠﺎح‪ ،‬وﻣﻨﻬﺎ‪:‬‬ ‫ﺗﻤﻜﻦ اﻟﺒﻨﻚ ﺧﻼل اﻟﻌﺎم ﻣﻦ‬ ‫• اﻟﺮﻗﻤﻨﺔ‪:‬‬ ‫ف‬ ‫‪ -‬اﻓﺘﺘﺎح ﻓ�ع رﻗ� ﺟﺪ�ﺪ "‪ � "BBKPlus‬ﻣﻨﻄﻘﺔ ت‬ ‫ّ‬ ‫ّ‬ ‫ين‬ ‫ﺳ�ة‪.‬‬ ‫ي‬ ‫ي‬ ‫اﻟﺮﻗﻤ�ﺔ‪.‬‬ ‫اﻟﻤ�ﻓ�ﺔ‬ ‫ﺗﺤﺴن اﻟﻘﻨﻮات‬ ‫‪-‬‬ ‫ف‬ ‫اﻟﻤﻴﺘﺎﻓ�س‪.‬‬ ‫ي‬ ‫‪ -‬ﻃ�ح ﺧﺪﻣﺔ "‪ "BBK virtual‬ي� ﻋﺎﻟﻢ

  19. Slide 19: Awards, employees and social responsibility

    ‫ي ف‬ ‫واﻟﻤﻮﻇﻔن‪،‬‬ ‫اﻟﺠﻮاﺋﺰ‪،‬‬ ‫ّ‬ ‫واﻟﻤﺴﺆوﻟ�ﺔ اﻻﺟﺘﻤﺎﻋ�ﺔ‬

  20. Slide 20: Awards and certifications

    ‫اﻟﺠﻮاﺋﺰ واﻟﺸﻬﺎدات‬ ‫اﻻﺳتﺜﻨﺎئ ف� ﻣﺠﺎل اﻟﻤﻌﺎﻟﺠﺔ ا ش‬ ‫ئ‬ ‫�‬ ‫•‬ ‫ﻟﻤبﺎ�ة "‪"STP‬‬ ‫ي ي‬ ‫ﺗﻘﺪﻳﺮا ﻷداء اﻟﺒﻨﻚ‬ ‫ﺟﺎﺋﺰة "اﻟﻨﺨبﺔ ﻟﻠﺠﻮدة اﻟﺮﻓ�ﻌﺔ" ﻣﻦ ﺑﻨﻚ � ّي‬ ‫� ب يي ﻣﻮرﻏﺎن‬ ‫ﻟﻠﺘﺤ��ﻼت اﻟﺨﺎﺻﺔ ﻟﻸﻓﺮاد واﻟﻤﺆﺳﺴﺎت اﻟﻤﺎﻟ�ﺔ ﺧﻼل ﻋﺎم ‪.2022‬‬ ‫ﺟﺎﺋﺰة "أﻓﻀﻞ ﺑﻨﻚ ﻟﻸﻓﺮاد ف ي� اﻟبﺤ��ﻦ ‪ "2023‬ﻣﻦ "‪."World Economic Magazin

  21. Slide 21: Our employees

    ‫ﻣﻮﻇﻔﻮﻧﺎ‬ ‫ﻛ� ﻋ� ﺗﻄ��ﺮ أﻫﻢ أﺻﻮﻟﻨﺎ‪" ،‬ﻣﻮﻇﻔﻮﻧﺎ"‪:‬‬ ‫اﺳﺘﻤﺮار ت‬ ‫اﻟ� ي �‬ ‫• واﺻﻞ اﻟﺒﻨﻚ اﻻﺳتﺜﻤﺎر ف ي� اﻟﺘﺪر�ﺐ ﻣﻦ ﺧﻼل ﺑﺮاﻣﺞ ﻣﺜﻞ‪:‬‬ ‫ّ‬ ‫اﻟﻤﺎﻟ�ﺔ‪.‬‬ ‫اﻟﻤﻮﻇﻔن ف ي� ﻣﺠﺎل اﻟﺘﻜﻨﻮﻟﻮﺟ�ﺎ‬ ‫يف‬ ‫ّ‬ ‫اﻟﺮﻗﻤ�ﺔ ﻟﺘﺪر�ﺐ‬ ‫‪ ‬إﻃﻼق أ�ﺎد�ﻤ�ﺔ "‪"DigiPro‬‬ ‫�‬ ‫اﻹﻟ��وىن ي اﻟﺘﺎبﻌﺔ ﻟﺒﻨﻚ اﻟبﺤ��ﻦ واﻟ���ﺖ‪.‬‬ ‫ت‬ ‫ﻋ� ﻣﻨﺼﺔ ا

  22. Slide 22: Social responsibility

    ‫ّ‬ ‫اﻟﻤﺴﺆوﻟ�ﺔ اﻻﺟﺘﻤﺎﻋ�ﺔ‬ ‫إﻃﻼق اﻟﻌﺪ�ﺪ ﻣﻦ اﻟﻤبﺎدرات ﻣﺜﻞ‪:‬‬ ‫ين‬ ‫اﻟبﺤ��نﻴن‪.‬‬ ‫ﻟﺨ��� اﻟﺠﺎﻣﻌﺎت ﻣﻦ‬ ‫ب ي‬ ‫ﺗﺪر�ي ﻣﺪﺗﻪ ‪ 6‬ﺷﻬﻮر‬ ‫بي‬ ‫• "‪ ،"Grow‬ي‬ ‫و� ﺑﺮﻧﺎﻣﺞ‬ ‫ف‬ ‫• اﻟﺪﻓﻌﺔ اﻟﺜﺎﻧ�ﺔ ﻣﻦ ﺑﺮﻧﺎﻣﺞ ﺑﻨﻚ اﻟبﺤ��ﻦ واﻟ���ﺖ "اﻟﻤﺮأة ي� ﻣﺠﺎﻟﺲ اﻹدارة"‪.‬‬ ‫�‬ ‫ﺷﺨﺼﺎ‪.‬‬ ‫ّ‬ ‫اﻟﺮﻗﻤ�ﺔ بﻤﺸﺎرﻛﺔ ‪70‬‬ ‫• اﻟنﺴﺨﺔ اﻟﺜﺎﻧ�ﺔ

Bank of Bahrain and Kuwait B.S.C. — Shareholder Meeting (March 2024) on 6ix