Computer Age Management Services Ltd · NSE:CAMS
Computer Age Management Services — Q2 FY2026 Earnings Presentation
50 slides from Computer Age Management Services's earnings presentation, Oct 28, 2025
Slide 1: Exchange filing cover letter
28th October 2025 BSE Limited, National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, 5th floor, Plot No. C/1, Dalal Street G Block, Bandra Kurla Complex, Bandra Mumbai 400 001 (East), Mumbai 400 051 Scrip Code: 543232 Trading Symbol : CAMS Dear Sir / Madam, Sub: Present
Slide 2: Investor Presentation Q2 FY'26
Investor Presentation Q2 FY’26
Slide 3: Safe Harbour Statement
Safe Harbour Statement This presentation and the accompanying slides (the “Presentation”), which have been prepared by Computer Age Management Services Limited (CAMS) (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to p
Slide 4: Business Overview
Business Overvie =. Sa ~ats
Slide 5: Presentation Flow
Presentation Flow Business Overview Financials About CAMS Business Highlights Q2 FY’26 Revenue Highlights – Q2 FY’26 Business at a Glance Page No: 5 - 6 Page No: 15 Page No: 31 MF - Operational Highlights –Q2 FY’26 Financial Highlights – Q2 FY’26 Mutual Fund Services Business Page No: 7 Page No: 16
Slide 6: Business Highlights for Q2 FY'26
Business Highlights for Q2 FY’26 Financial Highlights o The company achieved its all-time high quarterly revenue in Q2 FY’26, driven by strong performance in both MF and non-MF segments o MF revenue grew 6.4% Q-o-Q (3.2% Y-o-Y) and non-MF revenue 17.9% Q-o-Q (15% Y-o-Y) Mutual Funds o CAMS AuM cross
Slide 7: Business Highlights for Q2 FY'26 – Beyond Mutual Funds
Business Highlights for Q2 FY’26 Beyond Mutual Funds o CAMS Non-MF revenue share improved to 14.4% in Q2 FY’26 o CAMSPay’s revenue grew 26% Q-o-Q. 25 deals signed-up in Q2 FY’26 with significant ramp-up in payment gateway (cards) business o CAMS Alternatives delivered highest ever Quarterly Revenue,
Slide 8: Mutual Funds – Operational Highlights – Q2 FY'26
Mutual Funds – Operational Highlights – Q2 FY’26 New highs in transaction volume Equity AuM (Rs. Cr) Equity Net Sales* (Rs. Cr) 66.1% 66.1% 65.4% 69.2% 78% Share Share Share Growth Share 7.7% 26.0 Growth 16% Cr Growth 28,73,481 24.4 Y-o-Y 1,02,671 26,69,179 57,575 Cr Q1FY'26 Q2FY'26 Q1FY'26 Q2FY'26
Slide 9: Mutual Fund Industry vs. CAMS AAuM – Q2 FY'26
Mutual Fund Industry vs. CAMS AAuM – Q2 FY’26 CAMS – Market Share AAuM Serviced by CAMS Equity AAuM – CAMS (based on Quarterly AAuM) ₹ 52.1 Tn ₹ 28.7 Tn ~68%* 16.3% Y-o-Y 15.9% Y-o-Y Net flows into equity 7.0% Q-o-Q assets reached all time 7.7% Q-o-Q Q1 FY’26 high in Q2 FY’26 at Rs.1,02,671 Cr Indus
Slide 10: Operational Metrics – Q2 FY'26
Operational Metrics – Q2 FY’26 SIP Book Systematic Transactions Transaction Volume 61.6 Mn Processed 259.8 Mn (as on September 30, 2025) 203.3 Mn Y-o-Y: 16% Y-o-Y: 10% Y-o-Y:19% Q-o-Q: 6.3% Q-o-Q: 9% Q-o-Q: 5% Live Investor Folios Unique Investors Serviced 102.2 Mn 43.2 Mn (as on September 30, 2025)
Slide 11: Mutual Fund Industry vs. CAMS AAuM – H1 FY'26
Mutual Fund Industry vs. CAMS AAuM – H1 FY’26 CAMS – Market Share AAuM Serviced by CAMS Equity AAuM – CAMS (based on Quarterly AAuM) ₹ 50.4 Tn ₹ 27.7 Tn ~68%* 19.0% Y-o-Y 19.7% Y-o-Y Net flows into equity assets Q1 FY’26 remain positive in H1 FY’26 at Rs.1,60,246 Cr Industry AAuM Equity AAuM # - Ind
Slide 12: Operational Metrics – H1 FY'26
Operational Metrics – H1 FY’26 Transaction Volume SIP Book Systematic Transactions 504 Mn 61.6 Mn Processed (as on September 30, 2025) 416.7 Mn Y-o-Y: 22% Y-o-Y: 10% Y-o-Y:26% Live Investor Folios Unique Investors Serviced 102.2 Mn 43.2 Mn (as on September 30, 2025) (as on September 30, 2025) Y-o-Y:
Slide 13: Beyond MF
Beyond MF ❑ Achieved 38% revenue growth Y-o-Y (26% Q-o- ❑ CAMS Alternatives posted its highest-ever ❑ 18% growth in Q2 FY’26 revenue over Q), secured 25 new deals in the quarter with Q2FY’25 quarterly revenue, demonstrating robust significant ramp-up in payment gateway (cards) 11% Y-o-Y growth ❑ Bim
Slide 14: Beyond MF
Beyond MF ❑ CAMSKRA recorded a strong Q-o-Q performance with 45% growth ❑ Revenue grew 23% Q-o-Q aided by a 32% growth in transaction demonstrating revival of new account opening in capital markets revenue and 49% growth in analytic solutions revenue ❑ 38 New deals signed up in quarter – Highest eve
Slide 15: Financials
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Slide 16: Revenue Highlights – Q2 FY'26
Revenue Highlights – Q2 FY’26 3.2 % Y-o-Y Revenue ₹37,673.79 Lakh 6.4% Q-o-Q Non- Asset 3.3% Y-o-Y (8.5)% Y-o-Y 1.4% Y-o-Y 15.0% Y-o-Y Asset MF Non-MF Based 5.1% Q-o-Q Based 2.3% Q-o-Q Revenue 4.7% Q-o-Q Revenue 17.9% Q-o-Q Revenue Revenue Asset Mix Equity component: Q2 FY’26 @ 53.8% (Q2 FY’25: @ 54
Slide 17: Financial Highlights – Q2 FY'26
Financial Highlights – Q2 FY’26 Operating EBITDA – 44.6 % PBT – 39.7% PAT – 29.6% Return on Net-Worth* 17,140 15,482 16,813 16,394 15,437 12,247 37.80% 14,543 11,494 10,909 ** Cash & Cash Q2 FY25 Q1 FY26 Q2 FY26 Q2 FY25 Q1 FY26 Q2 FY26 Q2 FY25 Q1 FY26 Q2 FY26 Equivalent as on 30th Sep 25 was Rs 822.
Slide 18: Revenue Profile Q2 FY'26
Revenue Profile Q2 FY’26 Revenue Breakup Revenue (In ₹ Lakh) 12.9% 13.0% 14.4% 13.8% 12.7% 12.2% 3.2% 100% 73.3% 74.3% 73.4% 30-Sep-24 30-Jun-25 30-Sep-25 37,674 Quarter ended MF – Assets Based MF-Non assets Based Non- Mutual Fund Breakup of Non-Mutual Fund Quarter ended 36,517 Particulars 30th Sep
Slide 19: Revenue Highlights – H1 FY'26
Revenue Highlights – H1 FY’26 Revenue ₹73,088.98 Lakh 4.9 % Y-o-Y Non- Asset Asset MF Non-MF Based 5.9% Y-o-Y (5.0)% Y-o-Y 4.2% Y-o-Y 9.9% Y-o-Y Based Revenue Revenue Revenue Revenue Asset Mix Equity component: H1 FY’26 @ 53.8% (H1 FY’25: @ 54.0%) Investor Presentation 18
Slide 20: Financial Highlights – H1 FY'26
Financial Highlights – H1 FY’26 Operating EBITDA – 44.2 % PBT – 39.6% PAT – 29.6% Return on Net-Worth* 38.37% 32,202 30,761 32,295 29,980 23,068 22,403 H1 FY25 H1 FY26 H1 FY25 H1 FY26 H1 FY25 H1 FY26 0.3% Y-o-Y (2.5%) Y-o-Y (2.9%) Y-o-Y Profit numbers are after considering the non-cash charge (ESOPs
Slide 21: Revenue Profile H1 FY'26
Revenue Profile H1 FY’26 Revenue Breakup Revenue (In ₹ Lakh) 13.1% 13.7% 13.8% 12.5% 4.9% 100% 73.1% 73.8% H1 FY 25 H1 FY26 73,089 Quarter ended MF – Assets Based MF-Non assets Based Non- Mutual Fund Breakup of Non-Mutual Fund Half Yearly Particulars H1 FY’25 H1 FY’26 AIF 2.7% 2.9% 69,657 CAMS Pay 3
Slide 22: Consolidated Financial Highlights – Quarterly
Consolidated Financial Highlights – Quarterly In INR Lakh In INR Lakh Total Operating Revenue OP.EBITDA & OP. EBITDA in % 40, 500 0.2 20, 000 90. 0% 18, 000 80. 0% 35, 500 0.1 16, 000 70. 0% 30, 500 14, 000 0 46.9% 47.0% 60. 0% 25, 500 12, 000 45.4% 44.9% 43.7% 44.6% 50. 0% -0.1 10, 000 40. 0% 20, 5
Slide 23: Standalone P&L (FY'26 vs FY'25 - Quarterly & Half yearly results)
Standalone P&L ( FY’26 vs FY’25 - Quarterly & Half yearly results) ₹ in Lakh Particulars Q2 FY’26 Q2 FY’25 Y-o-Y Q1 FY’26 Q-o-Q H1 FY’26 H1 FY’25 Y-o-Y FY’25 Revenue from operations 35,389.47 34,190.16 1,199.31 33,438.27 1,951.20 68,827.74 64,991.23 3,836.51 1,33,390.02 Other income 1,008.61 989.70
Slide 24: Consolidated P&L (FY'26 vs FY'25 - Quarterly & Half yearly results)
Consolidated P&L ( FY’26 vs FY,25 - Quarterly & Half yearly results) ₹ in Lakh Particulars Q2 FY’26 Q2 FY’25 Y-o-Y Q1 FY’26 Q-o-Q H1 FY’26 H1 FY’25 Y-o-Y FY’25 Revenue from operations 37,673.79 36,517.21 1,156.58 35,415.19 2,258.60 73,088.98 69,657.46 3,431.52 1,42,248.33 Other income 1,220.18 1,257
Slide 25: Standalone P&L with split of operating & other expenses
Standalone P&L ( FY’26 vs FY’25 - Quarterly & Half yearly results) (with split of operating & other expenses) ₹ in Lakh Particulars Q2 FY’26 Q2 FY’25 Y-o-Y Q1 FY’26 Q-o-Q H1 FY’26 H1 FY’25 Y-o-Y FY’25 Revenue from operations 35,389.47 34,190.16 1,199.31 33,438.27 1,951.20 68,827.74 64,991.23 3,836.5
Slide 26: Consolidated P&L with split of operating & other expenses
Consolidated P&L ( FY’26 vs FY’25 - Quarterly & Half yearly results) (with split of operating & other expenses) ₹ in Lakh Particulars Q2 FY’26 Q2 FY’25 Y-o-Y Q1 FY’26 Q-o-Q H1 FY’26 H1 FY’25 Y-o-Y FY’25 Revenue from operations 37,673.79 36,517.21 1,156.58 35,415.19 2,258.60 73,088.98 69,657.46 3,431
Slide 27: ESG & CSR Activities
ESG & CSR Activities - * ,
Slide 28: Environment focus: lakes restored, saplings planted, SBT, ESG ratings
The company has taken Environment as one of the focus areas. So far Science Based Target (SBT) ESG ratings provided by including the current year setting for reducing GHG multiple rating agencies it has restored 9 lakes and emissions in line with place the Company under has also planted close to rec
Slide 29: CAMS focus areas aligned with Sustainability Development Goals
CAMS focus areas are in alignment with the following Sustainability Development Goals (SDGs) Investor Presentation 28
Slide 30: NPS Diwas lake restoration in Kelambakkam, Chennai
On the Occasion of NPS Diwas, a lake restored in Kelambakkam, Chennai was inaugurated, and tree saplings were planted. 29
Slide 31: Company Overview
Company Overview
Slide 32: CAMS – Business at a Glance
CAMS – Business at a Glance Technology-driven India’s largest registrar and Leveraged domain financial infrastructure Services 10 of the 15 largest transfer agent (“RTA”) of expertise, processes and and services provider to MFs2; over 23 years average mutual funds (“MFs”) with an infrastructure to c
Slide 33: CAMS – Mutual Fund Services Business
CAMS – Mutual Fund Services Business Provides a range of technology-enabled infrastructure to mutual funds – Involved through the life cycle of an account from account creation to processing transactions and redemption of the amount invested Uniform Regulatory change Service Best Practice Implementa
Slide 34: Nurturing Innovation Through Our Industry First Products & Solutions
Nurturing Innovation Through Our Industry First Products & Solutions Mutual Funds edge360 GoCORP Opera360 DiCE Pro Ferreto Watchtower360 Business myCAMS Distributor Commission AML Solutions Platform for Platform for Smart Audit Insider trading Intelligence Single gateway, & Empanelment monitoring Ap
Slide 35: Mutual Fund Services Provided by CAMS
Mutual Fund Services Provided by CAMS CAMS is involved through the life cycle of an account – from account creation to processing to redemption; Also provides statutory statements, transaction origination, operations, investor and distributor services, risk management services and compliance service
Slide 36: CAMS Alternatives – leading platform and service partner
The leading platform and service partner for alternatives, Combining versatile technology, contemporary digital utilities and full stack services for investor on- boarding, fund accounting and operations has helped us scale to become the largest platform & service partner for alternatives. 520+ ₹2.8
Slide 37: CAMS KRA – second-largest KYC Registration Agency
CAMS KRA, the second-largest KYC Registration Agency, is rapidly expanding its reach in the capital market. Leveraging AI and automation, we're offering innovative solutions like our 10-minute KYC process to streamline operations and attract new clients. Our focus on operational excellence and strat
Slide 38: CAMSRep – insurance services and Bima Central
The premier customer experience platform in India to service both Insurance companies & policy holders empowers over 45 insurance companies with end-to-end operational support and technology-driven solutions. India’s first insurance portfolio management platform, Bima Central, offers policy holder s
Slide 39: CAMSPay – mutual fund payment processing
Market leader in Mutual Funds payment processing As a scalable, full-stack BFSI-focused payments platform, CAMSPay provides a holistic suite of services that lead the way in achieving same-day NAV processing and expedited on-boarding and authentication of new customers. 4.4 Mn+ ~40% UPI AutoPay Mand
Slide 40: CAMSfinserv – Account Aggregator platform
Winning strides in the path breaking Account Aggregator arena CAMSfinserv is among the first RBI-licensed account aggregator platform to drive adoption of consent-based sharing of financial asset information among Banks, financial institutions, Fintechs and customers and shape the inevitable future
Slide 41: Think360 – data science and AI solutions
Full stack data science & AI-centric solutions to propel BFSI enterprises A trusted advisor and digital partner to marquee Indian BFSI enterprises, Think360 pioneers in Alternative Data and AI Credit Scoring solutions. Think360 offers modern AI capabilities that transform KYC and customer onboarding
Slide 42: CAMS eNPS – NPS CRA platform
CAMS industry-first NPS CRA platform on award winning cloud platform Launched by PFRDA Chairman in March’22, CAMS eNPS platform is designed to provide superior subscriber experience leveraging robust technology and deep experience in serving customers for pension account opening, record keeping and
Slide 43: Corporate Structure
Corporate Structure Computer Age Management Services Limited Mutual Funds Services, Alternate Investment Funds Services, Payment Services, Banking and Non-Banking Service Businesses 100% 100% 100% 55% CAMS Financial Information CAMS Insurance Repository CAMS Investor Services Think Analytics India P
Slide 44: Experienced Board of Directors
Experienced Board of Directors Board of Directors Vijayalakshmi Rajaram Iyer Dinesh Kumar Mehrotra Pravin Udhyavara Bhadya Rao Independent Director Chairman & Non - Independent Director Independent Director Anuj Kumar Narumanchi Venkata Sivakumar Santosh Kumar Mohanty Managing Director Independent D
Slide 45: Experienced management team
Experienced management team with 27+ years average tenure, skilled in business growth, diversification, and innovation Anuj Kumar – Managing Director Ramcharan Sesharaman – Chief Financial Officer • Joined the company in March 2016 • Joined the company in March 2020 • Previously associated with Godr
Slide 46: Experienced management team
Experienced management team with 27+ years average tenure, skilled in business growth, diversification, and innovation Vasanth Emmanuel Jeyapaul, Chief Executive Officer – CAMSPay Vivek Bengani, Chief Executive Officer – CAMSRep • Joined the company in October 2017 • Joined the company in March 2022
Slide 47: History / Milestones
History / Milestones • Our Company was • Our Company was issued • The certificate of • Our Company was issued • Our Company was issued • CIRSL was incorporated • CISPL was incorporated • CIRSL was issued a incorporated as a certificate of registration was issued to a certificate of a certificate of
Slide 48: Awards and Accolades
Awards and Accolades FY23-24 FY25-26 • CAMS Wins LACP vision for Annual Report • Think360 AI has been recognized as ‘Top Data Science Services Providers’ by AIM Research • CAMS FE CFO Awards CAMS was selected in the Small Enterprises category CFO Mr. Ramcharan Sesharaman was honoured with the presti
Slide 49: Shareholders' Information
Shareholders’ Information Stock Data Shareholding Pattern (%) Market Capitalisation Shares Outstanding Rs.18,610.14 Cr 4,94,96,385 Free Float Scrip Symbol / Code 32.37% Rs.18,610.14 Cr CAMS / 543232 Market 46.90% Capitalisation Top Shareholders Rs.18,610.14 Cr 1.60% Life HDB Franklin 4.80% Insurance
Slide 50: Thank You
COMPANY : Computer Age Management Services Limited (CAMS) Mr. Anish Sawlani |Head – IR |+91 72990 07973 | anish.sawlani@camsonline.com Ms. Gayathri Krishna | Executive - IR |+91 8754413541| gayathri.k@camsonline.com INVESTOR RELATIONS ADVISORS : MUFG Intime India Private Limited Mr. Nikunj Seth Ms.
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