Union Insurance Co., Ltd. · TWSE:2816
Union Insurance — 2019 Q1 Earnings Presentation
27 slides from Union Insurance's earnings presentation, Jul 23, 2019
Slide 1: 2019 Performance Presentation
2816 WWI 2019 Performance Presentation 2019/7/23 最值得信賴的保險公司
Slide 2: Disclaimer
Disclaimer This presentation is provided by Union Insurance Co., Ltd. (WWI). WWI makes no guarantees or warranties as to the accuracy, completeness or correctness of all the material contained in this presentation. After this presentation is released to the public, WWI undertakes no obligations to u
Slide 3: Agenda
Agenda Business Overview Business Performance Financial Profile Corporate Social Responsibility 最值得信賴的保險公司 3
Slide 4: Business Overview
Business Overview 最值得信賴的保險公司 4
Slide 5: Written Premiums
Written Premiums UNIT:NT(B) 100.0 91.1 98.5 81.9 85.1 76.9 80.0 60.0 40.0 20.0 0.0 2014 2015 2016 2017 2018 最值得信賴的保險公司 5
Slide 6: Retained Premiums
Retained Premiums UNIT:NT(B) 80.0 70.3 70.0 66.8 57.8 60.0 53.2 49.2 50.0 40.0 30.0 20.0 10.0 0.0 2014 2015 2016 2017 2018 最值得信賴的保險公司 6
Slide 7: Premiums Growth Ratio
Premiums Growth Ratio Written Premiums Retained Premiums 20.0% 15.0% 15.4% 13.2% 10.0% 8.3% 8.1% 8.7% 8.1% 6.5% 7.1% 5.0% 5.2% 3.8% 0.0% 2014 2015 2016 2017 2018 最值得信賴的保險公司 7
Slide 8: Market Share
Market Share Market Share 6.30% 6.23% 6.20% 6.05% 6.10% 5.97% 6.00% 5.90% 5.85% 5.86% 5.84% 5.80% 5.70% 5.60% 2014 2015 2016 2017 2018 2019Q1 最值得信賴的保險公司 8
Slide 9: Written Premiums Mix
Written Premiums Mix UNIT:NT(B) Engineering Earthquake Marine Cargo Aviation & Hull Casualty 3.84 2.37 1.71 1.51 Thai 6.17 3.90% 2.41% 1.74% 1.54% 0.22 6.26% 0.22% Accident＆Health 98.48B 7.94 Voluntary Fire 8.06% Automobile 9.93 55.26 10.08% 56.12% Compulsory Automobile Liability 9.53 2018 9.67% 最值得
Slide 10: Business Performance
Business Performance 最值得信賴的保險公司 10
Slide 11: Revenues
Revenues UNIT:NT(B) Revenues Revenues Growth Ratio 100.0 16.4% 18.0% 14.8% 77.1 16.0% 80.0 72.4 14.0% 63.1 57.7 58.7 12.0% 60.0 7.5% 10.0% 6.5% 8.0% 40.0 6.0% 20.0 1.7% 4.0% 2.0% 0.0 0.0% 2014 2015 2016 2017 2018 最值得信賴的保險公司 11
Slide 12: Net Income After Tax
Net Income After Tax 7.00 6.00 5.00 4.00 3.00 2.00 1.00 0.00 2014 2015 2016 2017 2018 Net Income NT(B) 5.85 2.60 2.16 6.63 6.03 Earnings Per Share NT(D) 2.75 1.23 1.03 3.12 2.84 最值得信賴的保險公司 12
Slide 13: Financial Profile
Financial Profile 最值得信賴的保險公司 13
Slide 14: Balance Sheet
Balance Sheet 200.00 26 180.00 24 160.00 140.00 22 120.00 20 100.00 80.00 18 60.00 16 40.00 20.00 14 0.00 12 2015 2016 2017 2018 2019Q1 Total Assets NT(B) 144.70 154.19 162.88 173.94 183.74 Total Liabilities NT(B) 109.47 117.88 119.49 125.33 132.64 Total Equity NT(B) 34.94 36.06 43.14 48.38 50.87 No
Slide 15: Balance Sheet 2019Q1
Balance Sheet 2019Q1 UNIT:NT(B) ASSETS NT(B) % LIABILITIES AND EQUITY NT(B) % Cash and cash equivalents 21.99 11.97% Accounts payables 12.30 6.70% Receivables 12.38 6.74% Current tax liabilities 0.14 0.08% Current tax assets 0.06 0.03% Insurance liabilities 116.37 63.33% Financial assets at fair val
Slide 16: Risk Based Capital Ratio(RBC%)
Risk Based Capital Ratio(RBC%) 600.00% 536.29% 550.00% 500.85% 500.00% 464.40% 442.42% 450.00% 400.00% 350.00% 300.00% 250.00% 200.00% 2015 2016 2017 2018 最值得信賴的保險公司 16
Slide 17: Corporate Social Responsibility
Corporate Social Responsibility 最值得信賴的保險公司 17
Slide 18: Corporate Social Responsibility (CSR)
Corporate Social Responsibility (CSR) ● Diversified Board ● Environmental Compliance ● Anti-Money laundering / Countering the financing of terrorism ● Personal Information Protection ● Protect Customer Rights ● Offer Customer Complaint Mechanism ● Promote Micro-insurance ● Enhance Digital Financial
Slide 19: Corporate Governance
Corporate Governance Standard & Poor‘s A-；Outlook：Stable. Taiwan Ratings twAA ；Outlook：Stable. A.M. Best Company A- (Excellent) ；Outlook：Stable. Ranked 21%-35% of Excellent companies in the 5th Corporate Governance Review in May 2019. 最值得信賴的保險公司 19
Slide 20: Participations in Corporate Social Responsibility
Participations in Corporate Social Responsibility Awarded the honor of “Excellence” by FSC (金管會) in the DDos exercise referred to the Implementation of Information security and the enhancement of risk control ability. Winning the Patent by virtue of the Company’s index-type insurance claims, analysi
Slide 21: Devoted to the Promotion and Fulfillment of Micro-insurance
Devoted to the Promotion and Fulfillment of Micro-insurance More than 25 charitable organizations, covering 3,803 people benefited. Over 1 million NTD has been engaged in the promotion. Awarded 〝Excellence Operating Performance 〞by FSC in 3 executive years since 2016. 最值得信賴的保險公司 21
Slide 22: Participation-1
Participation-1 Winter gifts Dinner Over 700 vulnerable, solitary and marginalized people eat around the table in Kinmen Restaurant, Luo Dong, Yi-Lang with the mayor of Yi-Lang, to enjoy the festival atmosphere of Chinese Lunar Year. 最值得信賴的保險公司
Slide 23: Participation-2
Participation-2 The 6th 『Hao-Tien-Tien Walking together 』 Working with Syin-lu Social Welfare Foundation (心路基金會) to accompany the disabled to walk out of home to enrich the life happiness in 3 executive years since 2016, around Taipei, Taoyuang, HsinChu and Kaoshiung. 最值得信賴的保險公司 23
Slide 24: Participation-3
Participation-3 『The 4th Yu-Shiang National Wheelchair Badminton Championship』 Working with 社團法人彰化縣肢體傷殘協進會 to hold The 4th Yui-Shiang National Wheelchair Badminton Championship in 25、 26, August, 2018 in Changhwa for encouraging the disabled going out of home and to exercise for health. 最值得信賴的保險公司 2
Slide 25: Participation-4
Participation-4 Caring the pupils from rural areas and participating in art and culture events Letting over 100 children from disadvantaged families have an opportunity to know more about art . Continuously caring senior citizens Improving the living environment and hygiene of the nursing houses in
Slide 26: Participation-5
Participation-5 Blood Donation Over 1,000 bags of blood within 2-time campaign have been donated by enthusiastic people in Yi-Lang County. Say No to drugs abuse Encourage younger generations to refuse drugs abuse in schools. 最值得信賴的保險公司 26
Slide 27: Bx (Ef fi #2 BY the Zo
Bx (Ef fi #2 BY the Zo