Bawag Group Ag · VIE:BG
Bawag — Debt Investor Presentation (April 2026)
6 slides from Bawag's debt investor presentation, Apr 21, 2026
Slide 1: Q1 2026 BAWAG Group Credit update
Q1 2026 BAWAG GROUP Credit update April 21, 2026
Slide 2: MREL
MREL SENIOR PREFERRED ISSUANCED PLANNED TO MEET REQUIREMENT, REPLACE MATURITIES, AND BUILD BUFFER MREL Strategy MREL instruments MREL requirement incl. CBR MREL decision fully reflecting CRR2/BRRD2: • Requirement applicable at BAWAG P.S.K. level €7.2b 32.5% (consolidated) with a single point of entr
Slide 3: Funding & Liquidity
Funding & Liquidity FREQUENT ISSUER WITH BENCHMARKS OUTSTANDING ACROSS THE CAPITAL STACK Liquidity Maturity profile … and solid market access € millions notional 2022 issuance: €4.3b Liquidity coverage ratio 176% Covered bond • €4.0b covered bonds • €0.3b senior preferred of which €0.3b Unsecured Gr
Slide 4: BAWAG Covered Bonds
BAWAG Covered Bonds HIGH-QUALITY COLLATERAL WITH PAN-EUROPEAN RESIDENTIAL COVER POOL Mortgage Cover Pool breakdown Public Sector Cover Pool breakdown • High-quality cover pool … 100% residential housing 2) … weighted average LTV of <55% … • 76% claims against local/municipal authorities and 13% clai
Slide 5: Disclaimer
DISCLAIMER Responsibility statements required by Irish Takeover Rules The directors of the management boards of each of BAWAG Group AG (“BAWAG” or “BAWAG Group”) and BAWAG PSK (the “BAWAG Directors”) accept responsibility for the information contained in this presentation. To the best of the knowled
Slide 6: Important Disclaimer
IMPORTANT DISCLAIMER: This presentation is prepared solely for the purpose of providing general information about BAWAG Group, Wiedner Gürtel 11, 1100 Wien. The information does not constitute investment or other advice or any solicitation to participate in investment business. This presentation doe
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