Business
Texas Capital Bancshares, Inc. Announces Fourth Quarter and Full Year 2025 Results
Fourth quarter 2025 net income available to common stockholders of $96.3 million, up 44% year-over-yearReaching record-levels, Book Value and Tangible Book
About this update from Texas Capital Bancshares, Inc.
[{"type":"text","content":"Fourth quarter 2025 net income available to common stockholders of $96.3 million, up 44% year-over-yearReaching record-levels, Book Value and Tangible Book Value(4) per share both increased 13% year-over-yearCapital ratios continue to be strong, achieving 12.1% CET1 and 16.1% Total Capital DALLAS, Jan. 22, 2026 (GLOBE NEWSWIRE) -- “Consecutive strong quarters to close 2025 validate our multi-year transformation strategy and demonstrate the resilience of our business model in a complex market environment,” said Rob C. Holmes, Chairman, President & CEO. “Surpassing our long-term Return on Average Assets goal of 1.1% in the final two quarters underscores the effectiveness of our deliberate, disciplined approach. We are now positioned to capitalize on our increasingly differentiated platform, executing seamlessly for clients, delivering comprehensive solutions across market events and driving meaningful, sustainable value for our investors.” 4th Quarter 3rd Quarter 4th Quarter Full Year Full Year(dollars in thousands except per share data) 2025 2025 2024 2025 2024 Summary Income Statement Net interest income$267,437 $271,771 $229,607 $1,028,637 $901,300 Non-interest income 60,046 68,583 54,074 227,142 31,046 Total revenue 327,483 340,354 283,681 1,255,779 932,346 Non-interest expense 184,198 190,575 172,159 768,069 758,285 Pre-provision net revenue(1) 143,285 149,779 111,522 487,710 174,061 Provision for credit losses 11,000 12,000 18,000 55,000 67,000 Net income available to common stockholders 96,347 100,897 66,711 312,994 60,258 Non-interest income, adjusted(2)$60,046 $68,583 $54,074 $229,028 $210,627 Total revenue, adjusted(2) 327,483 340,354 283,681 1,257,665 1,111,927 Non-interest expense, adjusted(2) 186,440 190,575 172,159 768,910 742,533 Pre-provision net revenue, adjusted(1)(2) 141,043 149,779 111,522 488,755 369,394 Net income to common stockholders, adjusted(2) 94,631 100,897 66,711 313,791 208,345 Key Metrics Diluted earnings per common share$2.12 $2.18 $1.43 $6.79 $1.28 Diluted earnings per common shares, adjusted(2)$2.08 $2.18 $1.43 $6.80 $4.43 Return on average assets 1.22% 1.30% 0.88% 1.04% 0.25%Return on average assets, adjusted(2) 1.20% 1.30% 0.88% 1.04% 0.74%Return on average common equity 11.18% 12.04% 8.50% 9.59% 2.04%Return on average common equity, adjusted(2) 10.98% 12.04% 8.50% 9.61% 7.05%Efficiency ratio(3...