Business
Nu Holdings Ltd. Reports Fourth Quarter and Full Year 2025 Financial Results
SÃO PAULO, February 25, 2026--Nu Holdings Ltd. (NYSE: NU) ("Nu" or the "Company"), one of the largest digital financial services platforms in the world, today released its financial results for the fourth quarter and full year ended December 31, 2025, prepared in accordance with IFRS, as well as complementary managerial1 results. The financial statements and earnings presentation are available on the Company’s Investor Relations website at www.investors.nu, along with details of the earnings con
About this update from Nu Holdings Ltd.
[{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":480,"height":263,"url":"https://media.zenfs.com/en/business-wire.com/e11767404904cba0bd08c604eb61d5e9"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/XyfHZQwvvU8Er.8pn_0E5Q--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTUyNjtjZj13ZWJw/https://media.zenfs.com/en/business-wire.com/e11767404904cba0bd08c604eb61d5e9","width":480,"height":263}},"lazy":false},{"type":"text","content":"SÃO PAULO, February 25, 2026--(BUSINESS WIRE)--Nu Holdings Ltd. (NYSE: NU) ("Nu" or the "Company"), one of the largest digital financial services platforms in the world, today released its financial results for the fourth quarter and full year ended December 31, 2025, prepared in accordance with IFRS, as well as complementary managerial1 results. The financial statements and earnings presentation are available on the Company’s Investor Relations website at www.investors.nu, along with details of the earnings conference call to be held today at 5:00 p.m. Eastern Time / 7:00 p.m. Brasília time.","length":619,"tagName":"p"},{"type":"text","content":""In Q4'25, we increased scale, deepened engagement, and expanded profitability, closing the year with 131 million customers and 17 million net adds in 2025, while ARPAC reached $15. Strong engagement and higher monetization drove record quarterly revenues of $4.9 billion. This performance, combined with operating leverage and disciplined risk management, resulted in an all-time high net income of $895 million and a ROE of 33%. These results reflect our ability to combine disciplined growth with sustained profitability, while continuing to invest in our core markets. As we enter 2026, we remain fully focused on winning in Latin America, while building the capabilities that will allow Nubank to evolve into a global digital banking platform over time," says David Vélez, founder and CEO of Nubank.","length":818,"tagName":"p"},{"type":"text","content":"Q4’25 and FY’25 Results Snapshot and Highlights","length":47,"tagName":"p"},{"type":"text","content":"Below are the Q4’25 and Full Year 2025 performance highlights of Nu Holdings Ltd. Unless otherwise noted, all the growth rates presented herein are on an FX neutral basis (FXN)2:","length":178,"tagName":"p"},{"typ...