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FLAGSTAR BANK RETURNS TO PROFITABILITY IN FOURTH QUARTER 2025 REPORTING NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.05 PER DILUTED SHARE AND ADJUSTED NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.06 PER DILUTED SHARE

Flagstar Bank, N.A. (the "Bank") (NYSE: FLG), today reported results for the fourth quarter and full-year ended 2025. Flagstar Bank returned to profitability during the fourth quarter 2025, reporting net income of $29 million compared to a net loss of $36 million in third quarter 2025 and a net loss of $188 million in fourth quarter 2024.

articleFlagstar Bank, N.a.January 30, 202630/company/flagstar-financial-inc/news/flagstar-bank-returns-to-profitability-in-fourth-quarter-2025-reporting-net-income-attributable-to-common-stockholders-of-dollar005-per-diluted-share-and-adjusted-net-income-attributable-to-common-stockholders-of-dollar006-per-diluted-share
FLAGSTAR BANK RETURNS TO PROFITABILITY IN FOURTH QUARTER 2025 REPORTING NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.05 PER DILUTED SHARE AND ADJUSTED NET INCOME ATTRIBUTABLE TO COMMON STOCKHOLDERS OF $0.06 PER DILUTED SHARE

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BASIS POINTSFourth QuarterFlagstar Banknet interest income