Business

Associated Bank Advances Credit Risk Strategy with Upgrade to FICO Auto Score 10

BOZEMAN, Mont., October 15, 2025--Associated Bank upgraded to FICO Auto Score 10, improving credit risk assessment and loan approval rates with better borrower predictions.

articleFair Isaac CorporationOctober 15, 20254/company/fair-isaac-corporation/news/associated-bank-advances-credit-risk-strategy-with-upgrade-to-fico-auto-score-10
Associated Bank Advances Credit Risk Strategy with Upgrade to FICO Auto Score 10

About this update from Fair Isaac Corporation

[{"type":"image","alt":"","displaySize":"","headline":null,"caption":"","credit":null,"className":"","disableSlideshowImg":false,"size":{"original":{"width":1800,"height":644,"url":"https://media.zenfs.com/en/business-wire.com/806347e8b09a0c0b6f063b3783795a41"},"resized":{"url":"https://s.yimg.com/ny/api/res/1.2/mi4lwV3LqdOma2do9d5PLA--/YXBwaWQ9aGlnaGxhbmRlcjt3PTk2MDtoPTM0MztjZj13ZWJw/https://media.zenfs.com/en/business-wire.com/806347e8b09a0c0b6f063b3783795a41","width":960,"height":343},"lightbox":{"url":"https://s.yimg.com/ny/api/res/1.2/n2vp.Sr.aOhofXVQSXPnYA--/YXBwaWQ9aGlnaGxhbmRlcjt3PTI0MDA7aD04NTg7Y2Y9d2VicA--/https://media.zenfs.com/en/business-wire.com/806347e8b09a0c0b6f063b3783795a41","width":1200,"height":429}},"lazy":false},{"type":"text","content":"Associated Bank leads the industry with a bold move to FICO’s most predictive auto credit score, setting a new standard in predictive risk management","length":149,"tagName":"p","attribs":{}},{"type":"text","content":"BOZEMAN, Mont., October 15, 2025--(BUSINESS WIRE)--FICO® (NYSE: FICO), global analytics software leader, today announced that Associated Banc-Corp (NYSE: ASB) ("Associated"), has successfully upgraded from FICO® Auto Score 8 to FICO® Auto Score 10, leveraging dual processing to validate predictive benefits, enhance underwriting accuracy, and improve borrower assessment.","length":382,"tagName":"p"},{"type":"text","content":"This strategic move positions Associated Bank at the forefront of credit risk innovation, demonstrating its commitment to smarter and faster lending decisions. By adopting FICO’s latest scoring model, the bank is accelerating its ability to assess borrower credit readiness in a rapidly evolving credit landscape without compromising loan volume.","length":346,"tagName":"p"},{"type":"text","content":""The implementation of FICO Auto Score 10 is a game-changer for our risk and sales teams," said Steven Zandpour, executive vice president, Head of Consumer and Business Banking at Associated Bank. "It empowers us to make faster, more predictive credit decisions and has already accelerated our loan approval rates. FICO Auto Score 10 gives us the agility to assess borrower terms with greater precision, without sacrificing loan volume. We’re especially excited by the early improvements in predicting future delinquency, particularly for thin-file and ...

More updates from Fair Isaac Corporation

Associated Banc-CorpNYSEScore 10FICO Auto Score 10Auto dealersdual processingpredictive powerAutoScoreAuto Score