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Exzeo Announces Strategic Partnership with Tokio Marine Highland To Offer Primary Residential Flood Insurance Program

TAMPA, Fla., February 25, 2026--Exzeo Group, Inc. (NYSE:XZO) today announced a new strategic partnership with Tokio Marine Highland, a wholly owned subsidiary of Tokio Marine Kiln (TMK), a leading international insurer and member of Tokio Marine Group. As part of this partnership, Exzeo will distribute TMH2O, Tokio Marine Highland’s primary residential flood insurance product.

articleExzeo Group, Inc.February 25, 20262/company/exzeo-group-inc/news/exzeo-announces-strategic-partnership-with-tokio-marine-highland-to-offer-primary-residential-flood-insurance-program
Exzeo Announces Strategic Partnership with Tokio Marine Highland To Offer Primary Residential Flood Insurance Program

About this update from Exzeo Group, Inc.

[{"type":"text","content":"TAMPA, Fla., February 25, 2026--(BUSINESS WIRE)--Exzeo Group, Inc. (NYSE:XZO) today announced a new strategic partnership with Tokio Marine Highland, a wholly owned subsidiary of Tokio Marine Kiln (TMK), a leading international insurer and member of Tokio Marine Group. As part of this partnership, Exzeo will distribute TMH2O, Tokio Marine Highland’s primary residential flood insurance product.","length":396,"tagName":"p"},{"type":"text","content":""We are excited to add a new partner and product to our platform," said Paresh Patel, Chief Executive Officer of Exzeo. "By combining their product with our advanced technology and underwriting capabilities, we are offering a solution to the flood market that automates underwriting with technology efficiency and provides long-term profitability."","length":368,"tagName":"p"},{"type":"text","content":"With this new partnership, the Exzeo Platform now includes homeowners, commercial residential, and flood insurance products across multiple states, further expanding its property insurance offerings and strengthening its position as a comprehensive, multi-line technology platform.","length":281,"tagName":"p"},{"type":"text","content":"Tokio Marine Highland’s TMH2O program is available for residential single- and multi-family homes, other structures, condo units, and contents-only renters in 42 states. TMH2O coverage highlights include:","length":204,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Building limits up to $1 million","length":32,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Contents limits up to $500,000","length":30,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"ALE limits up to $50,000","length":24,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Multiple deductible options available from $500 to $25,000","length":58,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Lender Compliant","length":16,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"No Waiting Period","length":17,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"No Coinsurance Penalty","length":22,"tagName":"p","attribs":{}}]},{"val":[{"type":"text","content":"Replacement Cost Coverage for Building & Contents","length":53,"tagName":"p","attribs":{}}]}],"tagName":"ul","bullet...

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Tokio Marine KilnTokio MarineExzeo Group, Inc.strategic partnershipflood insurancewholly owned subsidiaryExzeo Group, IncExzeo GroupParesh Patel