Business
Half-year Report
Half-year Report.
About this update from Lion Finance Group Plc
[{"type":"text","content":"\n\n \n \n\n\n \n\nContents\n2Q25 and 1H25 results \nEarnings call on 20 August 2025, 14:00 BST \nSegmentation guide \nCEO statement\nMacroeconomic developments: Georgia \nMacroeconomic developments: Armenia \n2Q25 and 1H25 consolidated results \nBusiness Division results \n Georgian Financial Services (GFS) \n Armenian Financial Services (AFS) \n Ameriabank: unaudited standalone financial information (not included in the consolidated results) \n Other businesses \nConsolidated financial information \nNon-financial information \nAdditional information \nPrincipal risks and uncertainties \nStatement of directors' responsibilities \nInterim Condensed Consolidated Financial Statements 35\nGlossary6\nLion Finance Group PLC profile9\nFurther information9\nForward-looking statements9\n2Q25 and 1H25 results\nLion Finance Group PLC announces the Group's consolidated financial results for the second quarter and the first half of 2025. Unless otherwise noted, numbers in this announcement are given for 2Q25 and 1H25 and the year-on-year comparisons are with adjusted figures of 2Q24 and 1H24.\nThe results have been prepared in accordance with International Accounting Standard 34 \"Interim Financial Reporting\" as adopted by the United Kingdom and the Disclosure Guidance and Transparency Rules of the Financial Conduct Authority. The results are based on International Financial Reporting Standards (IFRS) as adopted by the United Kingdom, are unaudited and derived from management accounts.\nEarnings call on 20 August 2025, 14:00 BST\nhttps://zoom.us/j/99166130661?pwd=U5Udgx7N7vj741pk3v7boowaIMfIii.1\nWebinar ID: 991 6613 0661\nPasscode: 001789\nSegmentation guide\nFollowing the acquisition of Ameriabank at the end of March 2024, the Group's results are presented by the following Business Divisions: 1) Georgian Financial Services (GFS), 2) Armenian Financial Services (AFS), and 3) Other Businesses.\n• GFS mainly comprises JSC Bank of Georgia and the investment bank JSC Galt and Taggart.\n• AFS includes Ameriabank CJSC\n\n\n \n• Other Businesses includes JSC Belarusky Narodny Bank (BNB), which serves retail and SME clients in Belarus; JSC Digital Area, a digital ecosystem in Georgia including e-commerce, ticketing...