Business
4Q25 and FY25 Preliminary Results
Lion Finance Group PLC reported strong preliminary unaudited results for 4Q25 and FY25, with profit before one-off items reaching GEL 619.3 million in the fourth quarter, a 22.7% year-on-year increase, and GEL 2,192.8 million for the full year, up 20.9%. The group achieved a return on average equity of 30.1% in 4Q25 and 28.4% for FY25. The company declared a quarterly dividend of GEL 2.75 per share, bringing the total FY25 dividend to GEL 10.50 per share, and announced a further GEL 53.5 million share buyback program, totaling GEL 203 million for FY25. Loan book expansion across Georgian and Armenian operations contributed to the robust performance, with the total loan book reaching GEL 40,065.7 million, a 19.7% year-on-year increase in constant currency. Disclaimer*
About this update from Lion Finance Group Plc
[{"type":"text","content":"\n\n \nContents\n4Q25 and FY25 preliminary unaudited results \nEarnings call on 25 February 2025, 14:00 GMT \nSegmentation guide \nCEO statement \nMacroeconomic developments: Georgia \nMacroeconomic developments: Armenia \n4Q25 and FY25 preliminary unaudited consolidated results. \nBusiness Division results \nGeorgian Financial Services (GFS) \nArmenian Financial Services (AFS) \nAmeriabank CJSC: unaudited standalone financial information (not included in the consolidated results) \nOther businesses \nPreliminary unaudited consolidated financial information \nNon-financial information \nAdditional information \nGlossary \nLion Finance Group PLC profile \nFurther information \nForward-looking statements \n \n4Q25 and FY25 preliminary unaudited results\nThe information in this Announcement in respect of the full-year 2025 preliminary unaudited results, which was approved by the Board of Directors on 24 February 2026, does not constitute statutory accounts within the meaning of Section 434 of the UK Companies Act 2006. The statutory accounts for the year ended 31 December 2024 have been filed with the Registrar of Companies, and the audit reports were unqualified and contained no statements in respect of Sections 498 (2) or (3) of the UK Companies Act 2006. The audited consolidated financial statements for the year ended 31 December 2025 will be included in the Annual Report and Accounts expected to be published in March 2026, which will be filed with the Registrar of Companies following Lion Finance Group PLC's Annual General Meeting.\nThe results are prepared in accordance with UK-adopted international accounting standards, are unaudited and derived from management accounts.\nEarnings call on 25 February 2025, 14:00 GMT\nhttps://zoom.us/webinar/register/WN_TI8FAqC2RJqqxcQmZt21_Q\nWebinar ID: 993 0141 6934 | Passcode: 331608\nSegmentation guide\nFollowing the acquisition of Ameriabank at the end of March 2024, the Group's results are presented by the following Business Divisions: 1) Georgian Financial Services (GFS), 2) Armenian Financial Services (AFS), and 3) Other Businesses.\n\n\n\n\n• \n\n\nGFS mainly comprises JSC Bank of Georgia and the investment bank JSC Galt and Taggart.\n\n\n\n\n• \n\n\nAFS includes Ameriabank CJSC\n\n\n\n\n• \n\n\nOther Businesses: includes JSC Belarusky Narodny Bank (BNB), whi...