for the first half of 2025
XTB S.A. Capital Group
DISCLAIMER
This document is an unofficial translation of the Polish version of Report of the XTB S.A. Capital Group for first half of 2025 and does not constitute a current or periodical report as defined under the Regulation of the Minister of Finance on the current and periodical information provided by issuers of securities and the conditions for considering the information required by the provisions of law of the state not being a member state as equivalent thereto that was issued in accordance with the Polish Act on Public Offering, the Conditions Governing the Introduction of Finance Instruments to Organised Trading, and Public Companies dated 29 July 2005 (amended and restated: Journal of Laws of 2020, item 2080 with subsequent amendments).
This document is for informational purposes only. Neither the Company, its shareholders, nor any of their advisors are responsible for translation errors, if any, or for any discrepancies between the original report and this translation into English. If there are any discrepancies between the English translation and the Polish version, the latter shall prevail.
THE REPORT CONTAINS:Selected financial data
Half-year condensed consolidated financial statement for H1 2025
Half-year condensed standalone financial statement for H1 2025
Management Board Report on the operations of the XTB S.A. Capital Group in H1 2025
Independent statutory auditor's report on the review of the semi-annual condensed consolidated financial statements
Independent statutory auditor's report on the review of the semi-annual condensed standalone financial statements
SELECTED FINANCIAL DATAReport H1 2025 of the XTB S.A.Capital Group
Selected consolidated financial dataIN THOUSAND PLN IN THOUSAND EUR
6 MONTHS ENDED:
30.06.2025
30.06.2024
30.06.2025
30.06.2024
Consolidated statement of comprehensive income:
Total operating income
1 160 891
937 786
275 041
217 538
Operating profit
552 163
527 413
130 820
122 344
Profit before tax
495 343
564 584
117 358
130 967
Net profit
410 052
463 046
97 150
107 413
Net profit attributable to owners of the parent company
410 071
463 100
97 155
107 425
Net profit and diluted net profit
per share attributable to the parent equity holders (in PLN/EUR per share)
3.49
3.94
0.83
0.91
Consolidated cash flow statement:
Net cash funds on operating activity
342 994
465 158
81 263
107 903
Net cash funds from investment activity
349 978
(28 160)
82 917
(6 532)
Net cash funds from financial activity
(651 490)
(600 125)
(154 352)
(139 211)
Net increase/(Net decrease) in cash and cash equivalents
41 482
(163 127)
9 828
(37 841)
IN THOUSAND PLN IN THOUSAND EUR
30.06.2025
31.12.2024
30.06.2025
31.12.2024
Consolidated statement of financial position:
Total assets
7 316 422
6 645 632
1 724 798
1 555 261
Total liabilities
5 553 215
4 641 991
1 309 134
1 086 354
Share Capital
5 878
5 878
1 386
1 376
Equity
1 763 207
2 003 641
415 664
468 907
Number of shares (pcs.)
117 569 251
117 569 251
117 569 251
117 569 251
Book value and diluted book value per share attributable to shareholders of the parent company
15.00
17.04
3.54
3.99
The financial figures above have been converted into EUR as follows:
items of the consolidated statement of comprehensive income and the consolidated statement of cash flows - at an exchange rate representing the arithmetic mean of the average exchange rates set by the National Bank of Poland on the last day of each month of the reporting period:
for the current period: EUR 1 = PLN 4.2208 ;
for the comparative period: EUR 1 = PLN 4.3109 ;
items of the consolidated statement of financial position - at an average exchange rate set by the National Bank of Poland at the end of the reporting period:
for the current period: EUR 1 = PLN 4.2419 ;
for the comparative period: EUR 1 = PLN 4.2730.
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Selected financial data
Report H1 2025 of the XTB S.A.Capital Group
Selected standalone financial dataIN THOUSAND PLN IN THOUSAND EUR
6 MONTH ENDED:
30.06.2025
30.06.2024
30.06.2025
30.06.2024
Standalone statement of comprehensive income:
Total operating income
1 053 506
861 008
249 599
199 728
Operating profit
549 378
521 315
130 160
120 930
Profit before tax
495 927
558 565
117 496
129 570
Net profit
411 356
457 507
97 459
106 128
Net profit and diluted net profit per share attributable to the parent equity holders (in PLN/EUR per share)
3.50
3.89
0.83
0.90
Standalone cash flow statement:
Net cash funds on operating activity
327 180
407 652
77 516
94 563
Net cash funds from investment activity
361 886
(35 513)
85 739
(8 238)
Net cash funds from financial activity
(648 514)
(598 815)
(153 647)
(138 907)
Net increase/(Net decrease) in cash and cash equivalents
40 552
(226 676)
9 608
(52 582)
IN THOUSAND PLN IN THOUSAND EUR
30.06.2025
31.12.2024
30.06.2025
31.12.2024
Standalone statement of financial position:
Total assets
7 053 760
6 411 608
1 662 877
1 500 493
Total liabilities
5 294 406
4 419 060
1 248 121
1 034 182
Share Capital
5 878
5 878
1 386
1 376
Equity
1 759 354
1 992 548
414 756
466 311
Number of shares (pcs.)
117 569 251
117 569 251
117 569 251
117 569 251
Book value and diluted book value per share attributable to shareholders of the parent company
14.96
16.95
3.53
3.97
The financial figures above have been converted into EUR as follows:
items of the standalone statement of comprehensive income and the standalone statement of cash flows - at an exchange rate representing the arithmetic mean of the average exchange rates set by the National Bank of Poland on the last day of each month of the reporting period:
for the current period: EUR 1 = PLN 4.2208 ;
for the comparative period: EUR 1 = PLN 4.3109 ;
items of the standalone statement of financial position - at an average exchange rate set by the National Bank of Poland at the end of the reporting period:
for the current period: EUR 1 = PLN 4.2419 ;
for the comparative period: EUR 1 = PLN 4.2730
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