Second Quarter 2026 Highlights
Earnings per diluted share ("EPS") of $1.45 compared to $1.27 for 2Q 2025, an increase of 14.2%.
Net income of $60.7 million compared to net income of $59.8 million for 2Q 2025.
Return on assets of 2.51% compared to 2.64% for 2Q 2025.
Return on equity of 34.7% compared to 28.4% for 2Q 2025.
Net interest income of $90.5 million compared to $97.5 million for 2Q 2025.
Net interest margin of 3.85% compared to 4.44% for 2Q 2025.
Ending Loans, net of deferred fees and costs of $7.07 billion compared to $6.54 billion at 2Q 2025, an 8.2% increase, and $7.75 billion at 1Q 2026, an 8.8% decrease (not annualized).
Ending Fintech loans of $901.5 million, or 12.5% of total loans, a 32.5% increase from $680.5 million at 2Q 2025 and a 45.3% decrease (not annualized) from $1.65 billion at 1Q 2026, primarily driven by a change in payment processing timing. Average Fintech loans of $1.39 billion, an $853.9 million increase, or 159.0% from 2Q 2025, and an increase of $275.7 million, or 24.7% (not annualized), compared to 1Q 2026.
Average deposits of $8.41 billion increased $357.2 million, or 4.4% from 2Q 2025 and increased $97.3 million, or 1.2% (not annualized) from 1Q 2026. The average cost of deposits was 1.63% compared to 2.18% for 2Q 2025 and 1.70% in 1Q 2026.
Gross dollar volume ("GDV"), representing the total amount spent on prepaid, debit and credit cards totaled $53.45 billion, an increase of $9.80 billion, or 22.5%, compared to $43.65 billion in 2Q 2025 and an increase of $939.9 million, or 1.8% (not annualized), compared to 1Q 2026.
Consumer credit fees from fintech loans increased 64.9% to $6.5 million compared to $4.0 million for 2Q 2025 and increased 17.0% from $5.6 million in 1Q 2026.
Total prepaid, debit card, ACH, and other payment fees of $34.3 million, an increase of $2.7 million, or 8.4%, compared to $31.7 million in 2Q 2025, and a $1.8 million increase, or 5.8%, compared to $32.5 million in 1Q 2026.
Non-interest income totaled $73.0 million, or 44.7% of total revenue and $47.3 million,* or 34.3% of total revenue when excluding credit enhancement income.* This compares to 46.2% of total revenue in 2Q 2025, or 29.4% when excluding credit enhancement income,* and 45.0% of total revenue in 1Q 2026, or 33.0% when excluding credit enhancement income.*
Share repurchases of $50.0 million for 870,129 shares, or 2.1% of issued and outstanding shares, at an average cost of $57.46.
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* See "Non-GAAP Financial Measures" section at the end of the document for a detailed description.
WILMINGTON, Del., July 30, 2026--(BUSINESS WIRE)--The Bancorp, Inc. (NASDAQ: TBBK), a financial holding company, today reported its financial results for the second quarter of 2026, reporting net income of $60.7 million and $1.45 per diluted share for the quarter, reflecting diluted EPS growth of 14.2% from the second quarter of 2025.
"Our performance in the second quarter of 2026 significantly surpassed our own forecasts of profitability and GDV growth, which we believe demonstrates our strong momentum as we head into the second half of the year," said Damian Kozlowski, President and CEO of The Bancorp. "We are increasing our full-year 2026 EPS guidance to a range of $5.95-$6.05, which includes a range of $1.65-$1.75 in the fourth quarter. We are maintaining our 2027 EPS guidance range of between $8.10-$8.30."
(Dollars in thousands except per share data and where otherwise noted. Unaudited) | 2Q 2026 | 1Q 2026 | 2Q 2025 | ||||||||||||
Key Performance Metrics: | |||||||||||||||
Return on assets(1) | 2.51 | % | 2.57 | % | 2.64 | % | |||||||||
Return on equity(1) | 34.7 | % | 35.1 | % | 28.4 | % | |||||||||
Efficiency ratio(2) | 41.0 | % | 41.5 | % | 41.5 | % | |||||||||
Net interest margin | 3.85 | % | 3.87 | % | 4.44 | % | |||||||||
Non-interest income as a percentage of total revenue | 44.7 | % | 45.0 | % | 46.2 | % | |||||||||
Non-interest income as a percentage of total revenue (excluding credit enhancement income)(2) | 34.3 | % | 33.0 | % | 29.4 | % | |||||||||
Fintech fees as a percentage of total revenue | 25.0 | % | 23.6 | % | 19.7 | % | |||||||||
Fintech fees as a percentage of total revenue (excluding credit enhancement income)(2) | 29.7 | % | 28.7 | % | 25.8 | % | |||||||||
Book value per share (as of period end) | $ | 17.19 | $ | 16.65 | $ | 18.60 | |||||||||
Results of Operations: | |||||||||||||||
Net income | $ | 60,656 | $ | 60,069 | $ | 59,821 | |||||||||
Net income per share - diluted | $ | 1.45 | $ | 1.41 | $ | 1.27 | |||||||||
Weighted average shares - diluted | 41,794,160 | 42,594,824 | 47,182,770 | ||||||||||||
Net interest income | $ | 90,466 | $ | 88,814 | $ | 97,492 | |||||||||
Provision (reversal) for credit losses on non-fintech loans | $ | 365 | $ | (1,348 | ) | $ | 1,494 | ||||||||
Non-interest income - total fintech fees | $ | 40,894 | $ | 38,069 | $ | 35,645 | |||||||||
Total non-interest expense | $ | 56,476 | $ | 55,026 | $ | 57,223 | |||||||||
Income tax expense | $ | 20,285 | $ | 18,643 | $ | 19,828 | |||||||||
Volume: | |||||||||||||||
Average loan portfolio (dollars in millions) | $ | 7,629 | $ | 7,255 | $ | 6,569 | |||||||||
Average assets (dollars in millions) | $ | 9,704 | $ | 9,484 | $ | 9,088 | |||||||||
Average deposits (dollars in millions) | $ | 8,414 | $ | 8,317 | $ | 8,057 | |||||||||
Prepaid debit, and credit card gross dollar volume (GDV)(3) | $ | 53,452,821 | $ | 52,512,908 | $ | 43,649,005 |
__________ | |
(1) | Annualized. |
(2) | See "Non-GAAP Financial Measures" section at the end of the document for detailed description. |
(3) | Gross dollar volume represents the total dollar amount spent on prepaid, debit and credit cards issued by The Bancorp Bank, N.A. |
Earnings Release Conference Call
Management will conduct a conference call to review second quarter of 2026 results at 8:00 AM ET on Friday, July 31, 2026. Interested parties may access the live conference call by clicking on the webcast link on The Bancorp's homepage at www.thebancorp.com or by dialing 1.833.461.5787 and entering Conference ID 274712196.
For those who cannot access the live broadcast, the replay will be available following the live call via webcast on The Bancorp's website or by visiting https://events.q4inc.com/attendee/274712196.
Financial Results:
Loan Portfolio
The following table summarizes our total loan portfolio at June 30, 2026 compared to prior periods:
(in thousands) | June 30, | March 31, | June 30, | |||||||||||
Mix | Mix | Mix | ||||||||||||
Loans, at amortized cost: | ||||||||||||||
Real estate bridge lending | $ | 2,233,688 | 31.1 | % | $ | 2,279,454 | 28.9 | % | $ | 2,140,039 | 31.8 | % | ||
SBLOC / IBLOC | 1,825,301 | 25.4 | % | 1,708,709 | 21.7 | % | 1,601,405 | 23.8 | % | |||||
Small business loans | 1,034,264 | 14.4 | % | 998,860 | 12.7 | % | 958,546 | 14.3 | % | |||||
Fintech | 901,502 | 12.5 | % | 1,646,600 | 20.9 | % | 680,487 | 10.1 | % | |||||
Direct lease financing | 670,902 | 9.3 | % | 678,740 | 8.6 | % | 698,086 | 10.4 | % | |||||
Advisor financing | 240,049 | 3.3 | % | 270,811 | 3.4 | % | 272,155 | 4.0 | % | |||||
Other loans | 152,604 | 2.3 | % | 155,825 | 2.0 | % | 169,945 | 2.7 | % | |||||
Total loans | 7,058,310 | 98.3 | % | 7,738,999 | 98.2 | % | 6,520,663 | 97.1 | % | |||||
Unamortized loan fees and costs | 15,596 | 0.2 | % | 14,684 | 0.2 | % | 14,769 | 0.2 | % | |||||
Loans, net of deferred fees and costs | $ | 7,073,906 | 98.5 | % | $ | 7,753,683 | 98.4 | % | $ | 6,535,432 | 97.3 | % | ||
Loans, at fair value: | ||||||||||||||
SBLs, at fair value | $ | 60,617 | 0.8 | % | $ | 64,530 | 0.8 | % | $ | 76,830 | 1.1 | % | ||
Real estate bridge loans (non-SBA), at fair value | 53,545 | 0.7 | % | 63,730 | 0.8 | % | 108,646 | 1.6 | % | |||||
Total commercial loans, at fair value | $ | 114,162 | 1.5 | % | $ | 128,260 | 1.6 | % | $ | 185,476 | 2.7 | % | ||
Total loan portfolio | $ | 7,188,068 | 100.0 | % | $ | 7,881,943 | 100.0 | % | $ | 6,720,908 | 100.0 | % |
As of June 30, 2026, Loans, net of deferred fees and costs were $7.07 billion, an 8.8% decrease (not annualized) from $7.75 billion at March 31, 2026, and an 8.2% increase compared to $6.54 billion at June 30, 2025. The $679.8 million decrease in Loans, net from March 31, 2026 was primarily driven by a $745.1 million decrease in fintech loans, partially offset by a $116.6 million increase in securities-backed lines of credit ("SBLOC") and insurance policy cash value-backed lines of credit ("IBLOC"). The decline in Fintech balance compared to prior quarter was primarily attributable to a change in payment processing timing, which impacted period-end balances and did not reflect a change in underlying customer activity. The $538.5 million increase in Loans, net from June 30, 2025 was primarily driven by growth in fintech loans of $221.0 million reflecting the continued growth in sponsored lending, and a $223.9 million increase in SBLOC/IBLOC.
Fintech loans of $901.5 million include $336.3 million from secured credit card accounts and $565.2 million from short-term liquidity products, and account for 12.5% of the total loan portfolio. Secured credit card accounts are backed by cash collateral by each individual cardholder, held on the balance sheet as non-interest earning deposits, with the loan balance required to be repaid in full monthly. Short-term liquidity products to individual borrowers range in maturity from 30 days to 365 days. All fintech loans are covered by credit enhancements, where our partners provide financial protection against consumer credit losses. We maintain cash collateral balances for our fintech partners equivalent to the expected losses on dollars already lent, as well as having the offset rights related to other revenues generated through those relationships.
Average Fintech loans were $1.39 billion, an $853.9 million increase, or 159% from 2Q 2025, and an increase of $275.7 million, or 25% (not annualized), compared to 1Q 2026.
Deposits & Liquidity
Average deposits for 2Q 2026 were $8.41 billion, a 1.2% increase (not annualized) from $8.32 billion in 1Q 2026, and a 4.4% increase from $8.06 billion in 2Q 2025. The increase from 2Q 2025 was primarily driven by continued growth in deposits sourced from our fintech relationships.
The average interest rate on deposits for 2Q 2026 was 1.63%, a 7-basis point decrease compared to 1Q 2026 and a 55-basis point decrease compared to 2Q 2025, driven by the mix of deposits and the short-term interest rate environment.
Our fintech partnerships generate 96% of our total deposits, and such deposits are low balance, insured deposits, and accordingly, do not constitute the same liquidity risk experienced by traditional branch deposit franchises. As of June 30, 2026, 94% of the deposits are insured, 3% are low balance accounts such as anonymous gift cards and corporate incentive cards for which there is no identified depositor, and 3% are other uninsured deposits.
As of June 30, 2026, we had $1.12 billion of off-balance sheet deposits, which consist of deposits swept to other financial institutions to manage our balance sheet composition and deposit portfolio diversity. Off-balance sheet deposits were $1.34 billion as of March 31, 2026 and $617.4 million as of June 30, 2025.
We maintain secured borrowing lines of credit with the Federal Reserve Bank and Federal Home Loan Bank that are collateralized by pledged loans and investments. As of June 30, 2026, we had $744.0 million of short-term borrowings under these facilities, which averaged $302.2 million for 2Q 2026. Based on the current amount of loans and securities pledged, there was $3.79 billion of additional available capacity.
Net Interest Income and Net Interest Margin
Net interest income was $90.5 million for 2Q 2026, compared to $88.8 million for 1Q 2026 and $97.5 million for 2Q 2025. The $1.7 million increase compared to 1Q 2026 was driven primarily by slightly higher interest earning assets. The $7.0 million decrease compared to 2Q 2025 was driven by $2.7 million higher interest cost from senior debt issuance in 3Q 2025, given the higher rate and upsizing, a one-time gain recognized in 2Q 2025 of $3.0 million from the repayment of a CRE-2 investment security, and the remaining decrease was primarily driven by the shift of our portfolio mix to more fintech loans for which we primarily earn fee income.
Net interest margin was 3.85% for 2Q 2026, compared to 3.87% for 1Q 2026 and 4.44% for 2Q 2025. The decline from 2Q 2025 was primarily driven by the shift of our portfolio mix to more fintech loans for which we primarily earn fee income, although we recognize interest income on certain fintech loan products.
Credit Quality
Total Provision, including provision for fintech loans that are supported by credit enhancements, was $26.1 million in 2Q 2026, a $1.5 million decrease compared to $27.6 million in 1Q 2026, and an $18.3 million decrease from $44.4 million in 2Q 2025. Provision expense for non-Fintech loans was $0.4 million in 2Q 2026, compared to a provision release of $(1.3) million in 1Q 2026 and a provision expense of $1.5 million in 2Q 2025. Provision in 2Q 2026 reflects continued improvement in performance of the Leasing, Real estate bridge lending ("REBL") and Institutional Banking portfolios, while the provision release in 1Q 2026 was primarily driven by improvements in credit performance in our leasing portfolio. Provision for fintech loans was $25.8 million in 2Q 2026, compared to $28.8 million in 1Q 2026 and $43.2 million in 2Q 2025. The lower provision for fintech loans was primarily driven by lower charge-offs and improved credit quality.
The allowance for credit losses was $63.5 million at June 30, 2026, consisting of $30.7 million related to fintech loans, or 3.41% of fintech loans, and $32.8 million for non-fintech loans, or 0.53% of non-fintech loans. That compares to the allowance at March 31, 2026 of $63.0 million, consisting of $29.8 million for fintech, or 1.81% of fintech loans, and $33.2 million for non-fintech, or 0.54% of non-fintech loans. The fintech coverage ratio increase from 1.81% to 3.41% was driven by the previously mentioned customer payment cycle changes that meaningfully reduced the mix of secured credit cards in the total fintech portfolio. Secured credit cards have a low rate of expected loss, and the shift in fintech to more unsecured products resulted in an increase in the ending blended coverage rate. Allowance at June 30, 2025 was $59.4 million, consisting of $27.0 million related to fintech loans, or 3.97% of fintech loans, and $32.4 million allowance for non-fintech loans, or 0.55% of non-fintech loans. The decrease in fintech coverage from 3.97% at June 30, 2025 to 3.41% at June 30, 2026 primarily reflects improved performance of those loans.
Total net charge-offs for 2Q 2026, including fintech loans which are supported by credit enhancements, were $25.7 million, a decrease from $30.7 million for 1Q 2026 and a decrease from $37.8 million for 2Q 2025, resulting in ratios of total net charge-offs to average loans of 1.35%, 1.69%, and 2.30% for the respective periods (annualized). The improvement in net charge-offs was primarily driven by improved performance of the fintech portfolio. Net charge-offs for non-fintech loans were $0.9 million for 2Q 2026, compared to $0.5 million for 1Q 2026 and $1.4 million for 2Q 2025, resulting in ratios of non-fintech net charge-offs to non-fintech average loans of 0.05%, 0.03%, and 0.09% (annualized) for each of the respective periods.
Ending total criticized loans of $146.7 million at 2Q 2026 decreased 10% from $163.1 million at the end of 1Q 2026 primarily driven by a $12.9 million decrease in criticized REBL and a $4.3 million decrease in direct lease financing, partially offset by a $1.3 million increase in criticized small business loans. Ending criticized loans showed significant improvement from $305.2 million at 2Q 2025, with the $158.5 million decrease primarily driven by a $169.6 million decrease in criticized REBL and an $11.1 million decrease in criticized direct lease financing, partially offset by a $21.5 million increase in criticized small business loans.
Non-Interest Income
Non-interest income for 2Q 2026 was $73.0 million, which includes $25.8 million of credit enhancement income compared to $72.5 million in 1Q 2026, which includes $28.8 million of credit enhancement income and $83.7 million in 2Q 2025 which includes $43.2 million of credit enhancement income.
Excluding credit enhancement, non-interest income for 2Q 2026 was $47.3 million, a $3.6 million increase, or 8.2% (not annualized), compared to 1Q 2026, and a $6.8 million increase, or 16.7%, compared to 2Q 2025. The $3.6 million increase compared to 1Q 2026 was primarily driven by a $2.8 million increase in total fintech fees and a $0.8 million increase in other non-interest income, primarily driven by higher other fee income from loans. The $6.8 million increase compared to 2Q 2025 reflects a $5.3 million increase in total fintech fees, driven by organic volume growth with existing partners and products, and our focus on expanding our fintech business. In addition, other non-interest income increased $2.1 million from 2Q 2025, primarily driven by $1.3 million of higher other fee income from loans and $0.7 million earned on deposit sweeps.
Non-interest income mix to total revenue, excluding credit enhancement,* was 34.3% compared to 33.0% in 1Q 2026 and 29.4% in 2Q 2025. Fintech fees as a percentage of total revenue, excluding credit enhancement,* were 29.7% compared to 28.7% in 1Q 2026 and 25.8% in 2Q 2025.
Non-Interest Expense
Total non-interest expense of $56.5 million increased $1.5 million from 1Q 2026 and decreased $0.7 million from 2Q 2025. The increase from 1Q 2026 was primarily driven by a $(2.0) million legal settlement recovery recognized in 1Q 2026. The decrease of $0.7 million from 2Q 2025 was primarily driven by $0.6 million lower legal expense. Revenue growth continues to outpace cost growth, driven by our investments in AI, repositioning our revenues towards Fintech, and the demonstrated scale of our Fintech platform.
Efficiency ratio was 41.0% for 2Q 2026, compared to 41.5% for 1Q 2026 and 41.5% for 2Q 2025.*
Income Taxes
Income tax expense was $20.3 million for 2Q 2026, $18.6 million for 1Q 2026, and $19.8 million for 2Q 2025. Our effective income tax rate was 25.1% for 2Q 2026, 23.7% for 1Q 2026, and 24.9% for 2Q 2025. The relatively lower rate for 1Q 2026 was primarily driven by vesting activity of stock awards in that period.
Capital
As of June 30, 2026, capital levels for The Bancorp Bank, N.A. (the "Bank") continue to be strong and in excess of the "Well Capitalized" regulatory benchmarks, with Tier 1 Capital to average assets (Leverage), Tier 1 Capital to Risk-Weighted Assets, Total Capital to Risk-Weighted Assets and Common Equity Tier 1 to Risk-Weighted Assets ratios for the Bank of 9.09%, 14.27%, 15.32%, and 14.27%, respectively, and for the Company of 7.26%, 11.41%, 12.45%, and 11.41%, respectively.
Book value per common share at June 30, 2026 was $17.19, compared to $16.65 at March 31, 2026 (a 13.0% increase, annualized). Total shareholders' equity of $705.4 million increased by $8.4 million, primarily driven by $60.7 million of net income partially offset by $50.5 million of share repurchases and excise tax.
Compared to June 30, 2025, total shareholders' equity decreased by $154.9 million, primarily driven by $403.6 million of share repurchases partially offset by $231.9 million of net income and $19.9 million of stock-based compensation. Outstanding shares decreased 5.219 million shares since June 30, 2025, driven by share repurchases.
Outstanding shares decreased by 815,066 since March 31, 2026 to 41.043 million, driven primarily by share repurchases. During 2Q 2026, we repurchased 870,129 shares of our common stock, or 2.1% of issued and outstanding shares, at an average cost of $57.46 per share, for a total capital return of $50.0 million.
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* See "Non-GAAP Financial Measures" section at the end of the document for detailed description. |
About The Bancorp
The Bancorp, Inc. (NASDAQ: TBBK), through its subsidiary, The Bancorp Bank, N.A., is defining the future of banking. As one of the first banks to embrace fintech, The Bancorp has been a driving force behind the industry's evolution, serving as an essential financial enabler of Fintech innovation for more than 25 years. Led by its Fintech Solutions business, the company delivers a dynamic portfolio of payment and lending solutions that empowers its clients to turn bold ideas into real-world success.
Ranked by the Nilson Report as the No. 1 issuer of prepaid cards in the U.S. and among the top 10 debit card issuers nationally, The Bancorp also holds leading positions in its Institutional Banking, Small Business Lending, Fleet Management Services, and Real Estate Bridge Lending businesses. Across every line of business, The Bancorp fosters prosperity through the perpetual transformation of banking and aims to drive growth for its clients, investors, employees, and the communities it serves. For more information, visit https://thebancorp.com/.
Forward-Looking Statements
Statements in this earnings release regarding The Bancorp's business that are not historical facts are "forward-looking statements." These statements may be identified by the use of forward-looking terminology, including, but not limited to the words "estimate," "project," "plan," "believe," "expect," "anticipate," "intend," "may," "will," "could," "continue," or the negative thereof and similar terms or expressions. Forward-looking statements include, but are not limited to, statements regarding our anticipated 2026 and 2027 results, including earnings per share accretion, future growth, profitability, productivity and efficiency, the expansion, expected timelines, and implementation of our Fintech initiatives and revenue streams, the possible benefits of our platform restructuring and adoption of AI tools, and share repurchases. Such forward-looking statements relate to our current assumptions, projections, and expectations about our business and future events, including current expectations about important economic and political factors, among other factors, and are subject to risks and uncertainties, which could cause the actual results, events, or achievements to differ materially from those set forth in or implied by the forward-looking statements and related assumptions. Factors that could cause results to differ from those expressed in the forward-looking statements also include, but are not limited to the risks and uncertainties referenced or described in The Bancorp's filings with the Securities and Exchange Commission, including the "Risk Factors" and "Management's Discussion and Analysis of Financial Condition and Results of Operations" sections of the Company's Annual Report on Form 10-K for the fiscal year ended December 31, 2025 and other documents that the Company files from time to time with the Securities and Exchange Commission. The forward-looking statements speak only as of the date of this press release. The Bancorp does not undertake any duty to publicly revise or update forward-looking statements in this press release to reflect events or circumstances that arise after the date of this press release, except as may be required under applicable law.
THE BANCORP, INC. SUPPLEMENTAL FINANCIAL INFORMATION (Unaudited) | |||||||||||||||
CONDENSED CONSOLIDATED INCOME STATEMENTS | |||||||||||||||
(Dollars in thousands, except share and per share data) | |||||||||||||||
Three Months Ended | Six Months Ended | ||||||||||||||
2026 | 2025 | 2026 | 2025 | ||||||||||||
Net interest income | $ | 90,466 | $ | 97,492 | $ | 179,280 | $ | 189,235 | |||||||
Provision (reversal) for credit losses on non-fintech loans | 365 | 1,494 | (983 | ) | 2,368 | ||||||||||
Provision for credit losses on fintech loans | 25,766 | 43,233 | 54,609 | 89,101 | |||||||||||
Provision (reversal) for unfunded commitments | (42 | ) | (364 | ) | 64 | (253 | ) | ||||||||
Provision for credit losses, total | 26,089 | 44,363 | 53,690 | 91,216 | |||||||||||
Net interest income after provision for credit losses | 64,377 | 53,129 | 125,590 | 98,019 | |||||||||||
Non-interest income: | |||||||||||||||
Fintech fees | |||||||||||||||
ACH, card, and other payment fees | 6,559 | 5,562 | 12,355 | 10,694 | |||||||||||
Prepaid, debit card and related fees | 27,790 | 26,113 | 54,467 | 51,827 | |||||||||||
Consumer credit fintech fees | 6,545 | 3,970 | 12,141 | 7,570 | |||||||||||
Total fintech fees | 40,894 | 35,645 | 78,963 | 70,091 | |||||||||||
Net realized and unrealized gains on commercial loans, at fair value | 130 | 344 | 136 | 705 | |||||||||||
Leasing related income | 1,773 | 2,131 | 3,674 | 4,103 | |||||||||||
Fintech loan credit enhancement | 25,766 | 43,233 | 54,609 | 89,101 | |||||||||||
Other non-interest income | 4,477 | 2,390 | 8,183 | 3,385 | |||||||||||
Total non-interest income | 73,040 | 83,743 | 145,565 | 167,385 | |||||||||||
Non-interest expense: | |||||||||||||||
Salaries and employee benefits | 37,426 | 37,134 | 74,903 | ... |