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PZU Group | Factsheet | Q1 2026
#1 PLN 543 bn 39 thou. 22 mln 99% STRONG
largestinsurance and banking group in CEE
assets employees clients most recognizable brand in Poland
BALANCE SHEET
Solvency II
>200%
PZU Group is the largest financial conglomerate in Poland and in Central and Eastern Europe. The Group is headed by PZU, which has the status of the leading entity in the conglomerate. PZU's traditions date back to 1803. PZU's shares are listed on the Warsaw Stock Exchange (WSE) and are part of the WIG20 index. PZU is one of the most highly valued companies and one of the most heavily traded stocks on the Polish stock exchange. At the end of Q1 2026 PZU's market capitalization amounted to PLN 55.3 bn. The State Treasury, with a 34.19% equity stake, is PZU's main shareholder.The Group's companies offer not only life, non-life and health insurance but also banking, investment, pension and health care products. They also provide assistance services to retail clients and businesses through strategic partnerships. The Group's operations are founded on clients' trust. The Group places the client at the center of its attention and integrates all areas of activity around the client. This approach enables the Group to offer increasingly personalized, flexible and comprehensive products and services tailored to clients' needs at every stage of their private and professional life, and at the right place and time.
The PZU Group is committed to developing a responsible organization, strongly emphasizing ESG (environmental, social and governance) factors in its strategy. The priority for the PZU Group is to generate benefits for its shareholders and clients in a sustainable and responsible manner. The success of the PZU Group will be built on contemporary business models widely incorporating ESG criteria. The Group supports the development of a low-carbon economy, is committed to a just energy transition, encourages communities to adopt sustainable and safe lifestyles and builds a modern, responsibly managed organization.
PZU - parent company operating in non-life insurance
(listed on the Warsaw Stock Exchange)
#3
#1
#1
#6
#11
#4
#1
INSURANCE
main business activity
100% of shares in PZU Życie 100% of shares in TUWPZUW 100% of shares in LINK4
90-100% of shares in foreign companies
HEALTH100% of shares in PZU Zdrowie (including 20% of shares through PZU Życie)
X
insurance revenueTFI PZU #2
OFE PZU #3
Pekao TFI #4
#3
reinvestment
INVESTMENTS
100% of shares in TFI PZU
X + Y
net result attributable to equity holders of the parent company
capital
non-life insurance life insurancemarket position in terms of assets in management
market position in terms of assets
market position in terms of revenue from medical activities
and development
dividend MARKET SHARE in Poland (2025)
BANKS32% of shares in Alior Bank 20% of shares in Bank Pekao
Y
32% of the net result of Alior Bank
20% of the net result of Bank Pekao
Non-life insurance
Life insurance - periodic premium
B) BANKS: ALIOR BANK AND BANK PEKAO
A) PZU GROUP NET OF ALIOR BANK AND BANK PEKAO
PLN million | Q1 2025 | Q1 2026 |
Gross insurance revenue | 7,533 | 7,776 |
Net insurance revenue | 7,033 | 7,319 |
Insurance service expenses (net) | (5,782) | (6,182) |
Insurance service result | 1,251 | 1,137 |
Net profit attributable to equity holders of the parent company | 1,267 | 987 |
Net profit attributable to equity holders of the parent company | 493 | 375 |
(A+B) NET PROFIT ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT COMPANY | 1,760 | 1,362 |
(adjusted for PZU's shares at the end of 2025)
Financial strength rating and credit rating awarded to PZU by S&P62.1%
INSURANCE
5.3%
INSURANCE
Baltic Countries
32.1%
BANKING
0.6%
INSURANCE
Poland
Ukraine
Number of shares | 863,523,000 | P/E | 8.6x | Turnover value | PLN 26.0 bn |
Free float (%) | 65.8% | P/BV | 1.6x | Average price per session | PLN 58.62 |
Market capitalization | PLN 57.6 bn | D/Y | 9.8%6 | Average trading volume | 478,499,830 shares |
International
37.7% +3.5 p.p.
State Treasury
34.2%
0.0 p.p.
Poland
62.3% -3.5 p.p.
Insti tutional investors
20.0% - 3.5 p.p.
change 2025/2024
Individual investors
8.1%
0.0 p.p.
22
Underperform, Reduce
Neutral, Hold
Buy, Outperform
6
15
1
+500%
+400%
+300%
+200%
+100%
-
PZU TR. Dividend per share paid (PLN)
.4.47
2.97
1.0.9
.
2.00
. .
1.70
.
1.70
2.60
.
2.24
.
.
1.4.0
2..50 2..80
3.5.0
.2.40
. 4.34
3.00
.
2.08
.1.94
(63.18 zł)
WIG
+211%
PZU's earnings per share and dividend per shareDividend recommendation 2026
CONTACT FOR INVESTORS:: | ||
Magdalena Komaracka, CFA, IR Director | +48 22 582 22 93 | mkomaracka@pzu.pl |
Piotr Wiśniewski, IR Manager | +48 22 582 26 23 | pwisniewski@pzu.pl |
PZU SA rondo Ignacego Daszyńskiego 4 00-843 Warszawa ir@pzu.pl | ||
https://www.pzu.pl/ri |
