EZCORP Reports First Quarter Fiscal 2026 Results

About this update from Ezcorp, Inc.

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(NASDAQ: EZPW), a leading provider of pawn transactions in the United States and Latin America, today announced results for its first quarter ended December 31, 2025.","length":228,"tagName":"p"},{"type":"text","content":" Unless otherwise noted, all amounts in this release are in conformity with U.S. generally accepted accounting principles (“GAAP”) and comparisons shown are to the same period in the prior year. ","length":193,"tagName":"p"},{"type":"text","content":" FIRST QUARTER HIGHLIGHTS ","length":24,"tagName":"p"},{"type":"list","items":[{"val":[{"type":"text","content":"Net income increased 43% to $44.3 million. On an adjusted basis 1 , net income increased 38% to $43.9 million.","length":108,"tagName":"p"}]},{"val":[{"type":"text","content":"Diluted earnings per share (EPS) increased 38% to $0.55. On an adjusted basis 1 , diluted earnings per share increased 34% to $0.55.","length":145,"tagName":"p"}]},{"val":[{"type":"text","content":"Adjusted EBITDA increased 36% to $70.3 million.","length":47,"tagName":"p"}]},{"val":[{"type":"text","content":"Total revenues increased 19% to $382.0 million, while gross profit increased 20% to $223.0 million.","length":99,"tagName":"p"}]},{"val":[{"type":"text","content":"Pawn loans outstanding (PLO) increased 14% to $314.4 million.","length":61,"tagName":"p"}]},{"val":[{"type":"text","content":"Grew our footprint by 23 stores, including 17 acquired stores, 7 de novo stores, and the consolidation of 1 store. 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","length":99,"tagName":"p"}]}],"tagName":"ul","bulletedList":true,"length":830,"olType":false},{"type":"text","content":" CEO COMMENTARY AND OUTLOOK ","length":26,"tagName":"p"},{"type":"text","content":"Lachie Given, Chief Executive Officer, stated, "We are off to an exceptional start to fiscal 2026, delivering record first quarter revenue and PLO, and outstanding organic earnings growth. Our team drove superior results, with more than 35% growth in net income and adjusted EBITDA, supported by sustained demand for immediate cash solutions and high-quality, affordable secondhand goods. These results reflect the successful execution of our strategic initiatives and the operating leverage inherent in our platform.","length":522,"tagName":"p"},{"type":"text","content":""Subsequent to quarter end, we closed two acquisitions that meaningfully expand our footprint. SMG solidifies a proven long term management partnership, adds immediate earnings accretion, expands our pawn offering into 11 new countries, and provides an exciting platform for future growth. Additionally, El Bufalo Pawn in Laredo was one of the largest remaining independent chains in Texas, further strengthening our position there. We are excited to integrate and scale these platforms, and will continue to pursue additional attractive organic and inorganic growth opportunities in existing and new pawn markets.","length":619,"tagName":"p"},{"type":"readMore"},{"type":"text","content":""With a highly liquid balance sheet, we are well positioned to execute on our pawnbroking growth strategy, while remaining disciplined in capital allocation. I thank our team members for their dedication to providing top-tier service to our customers. 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The report is available in the Investor Relations section of the Company’s website at http://investors.ezcorp.com. EZCORP shareholders may obtain a paper copy of the report, free of charge, by sending a request to the investor relations contact below.","length":395,"tagName":"p"},{"type":"text","content":" CONFERENCE CALL ","length":15,"tagName":"p"},{"type":"text","content":"EZCORP will host a conference call on Thursday, February 5, 2026, at 8:00 am Central Time to discuss First Quarter Fiscal 2026 results. Analysts and institutional investors may participate on the conference call by registering online at https://register-conf.media-server.com/register/BI2b7d928c457a4820b10900af6d9b6213. Once registered you will receive the dial-in details with a unique PIN to join the call. The conference call will be webcast simultaneously to the public through this link: https://edge.media-server.com/mmc/p/u7iqn9ut/. A replay of the conference call will be available online at http://investors.ezcorp.com shortly after the end of the call.","length":688,"tagName":"p"},{"type":"text","content":" ABOUT EZCORP ","length":12,"tagName":"p"},{"type":"text","content":"Formed in 1989, EZCORP is a leading provider of pawn transactions in the United States and Latin America. We also sell pre-owned and recycled merchandise, primarily collateral forfeited from pawn lending operations and merchandise purchased from customers. We are dedicated to satisfying the short-term cash needs of consumers who are both cash and credit constrained, focusing on an industry-leading customer experience. 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These statements are based on the Company’s current expectations as to the outcome and timing of future events. All statements, other than statements of historical facts, including all statements regarding the Company's strategy, initiatives and future performance, that address activities or results that the Company plans, expects, believes, projects, estimates or anticipates, will, should or may occur in the future, including future financial or operating results, are forward-looking statements. Actual results for future periods may differ materially from those expressed or implied by these forward-looking statements due to a number of uncertainties and other factors, including operating risks, liquidity risks, legislative or regulatory developments, market factors, current or future litigation and risks associated with the COVID-19 pandemic. For a discussion of these and other factors affecting the Company’s business and prospects, see the Company’s annual, quarterly and other reports filed with the Securities and Exchange Commission. The Company undertakes no obligation to update or revise forward-looking statements to reflect changed assumptions, the occurrence of unanticipated events or changes to future operating results over time.","length":1395,"tagName":"p"},{"type":"text","content":" Contact: Email: [email protected] Phone: (512) 314-2220","length":67,"tagName":"p"},{"type":"table","headerItems":[],"items":[{"val":[{"colspan":"9","style":"text-align:center;vertical-align:middle;vertical-align:bottom;","val":[{"type":"text","content":" EZCORP, Inc. 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