Interim condensed consolidated financial information Q1 2026

Interim condensed consolidated Financial information

31 March 2026

Interim condensed consolidated financial information

Contents Pages

Independent auditor's review report 1

Interim condensed consolidated statement of financial position 2

Interim condensed consolidated statement of income 3

Interim condensed consolidated statement of comprehensive income 4

Interim condensed consolidated statement of changes in equity 5

Interim condensed consolidated statement of cash flows 6

Notes to the interim condensed consolidated financial information 7-27

Report on review of the interim condensed consolidated financial information to the board of directors of Doha Bank (Q.P.S.C.)

Introduction

We have reviewed the accompanying interim condensed consolidated statement of financial position of Doha Bank (Q.P.S.C.) (the "Parent" or the "Bank") and its subsidiaries (together "the Group") as at 31 March 2026, and the related interim condensed consolidated statements of income, comprehensive income, changes in equity and cash flows for the three-month period then ended, and other explanatory notes. Management is responsible for the preparation and presentation of this interim condensed consolidated financial information in accordance with International Accounting Standard 34, 'Interim Financial Reporting' ('IAS 34') as issued by the International Accounting Standard Board ("IASB"). Our responsibility is to express a conclusion on this interim condensed consolidated financial information based on our review.

Scope of review

We conducted our review in accordance with International Standard on Review Engagements 2410, 'Review of interim financial information performed by the independent auditor of the entity'. A review of interim financial information consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with International Standards on Auditing and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion.

Conclusion

Based on our review, nothing has come to our attention that causes us to believe that the accompanying interim condensed consolidated financial information is not prepared, in all material respects, in accordance with IAS 34 as issued by IASB.

For and on behalf of PricewaterhouseCoopers - Qatar Branch Qatar Financial Market Authority registration number 120155

Waleed Tahtamouni

Auditor's registration number 370

Doha, State of Qatar 19 April 2026

PricewaterhouseCoopers - Qatar Branch, P.O.Box 6689, Doha, Qatar T: +974 4419 2777, F: +974 4467 7528

https://www.pwc.com

Ministry of Commerce and Industry Licence number 6 / Qatar Financial Markets Authority License number 120155

1

Interim condensed consolidated financial information

(All amounts are expressed in 'ooo Qatari Riyals unless otherwise stated)

INTERIM CONDENSED CONSOLlDATED STATEMENT OF FINANCIAL POSITION

As at 31 March 2026

Assets

Cash and balances with central banks 5,509,327 5,988,804 5,568,400

Due from banks 7 6,467,692 7,118,100 9,114,359

Loans and advances to customers 8 70,519,716 67,722,141 61,844,378

Investment securities 9 35,118,335 36,782,324 36,608,087

Insurance contract assets 19,470 13,633 9,548

Other assets 3,154,363 2,105,601 1,652,506

Investment in an associate 10,123 10,567 10,426

ll,2,333,

57

Pro2er!}'., furniture and egui2ment �131561 424,024 525,353

0

Total assets 121z212z:!8z 120,16,2,194

Liabilities and equity Liabilities

Due to banks lO 29,895,362 25,04,5,346 34,707,274

Customers deposits 11 56,624,661 57,740,427 50,191,107

Debt securities 12 7,666,511 9,569,591 6,639,035

32,

73

Other borrowings 13 9,280,291 9,017,303 6,757,796

0

Insurance contract liabilities 56,161 51,068

Other liabilities 2165810� 3,140,689 2,357,799

10:_l,,564,424

Total liabilities 10611811030

100,685,084

Equity

Share capital 14 3,100,467 3,100,467 3,100,467

Legal reserve 5,112,077 5,112,077 5,110,152

Risk reserve 1,628,600 1,628,600 1,451,600

Fair value reserve (428,245) 370,393 (227,943)

Foreign currency translation reserve (97,528) (92,541) (86,023)

Retained earnings •zz•6zt86 1,481,774 1,299,720

Total equity attributable to

shareholders of the Bank 11,031,557 11,600,770 10,647,973 Instruments eligible as additional Tier 1

ca2ital 1,5 �zOOOzOOO 4,000,000 4,000,000

Total eguity 152031155z 15,600,770 14,647,973

Total liabilities and egui!1;: 121z212zlz8z 120,165,194 11,2,33;.l,0,27

The interim condensed consolidated financial information was approved by the Board of Directors on 19 April 2026 and was signed on its behalf by:

Mohammad Bin Fahad Bin Mohammad Al-Thani

Abdulrahman Bin Fahad Bin Faisal Al Thani

Chairman

Group C

•f tiv 0�

: ; :

s�

Independent auditor's review report is set out on page 1.

The attached notes 1 to 23 form part of this interim condensed consolidated financial information.

2

Interim condensed consolidated statement of income

For the three-month period 31 March

Interim condensed consolidated statement of comprehensive income

For the three-month period ended

31 March

Interim condensed consolidated financial information

(All amounts are expressed in '000 Qatari Riyals unless otherwise stated)

Interim condensed consolidated statement of changes in equity

Total equity attributable to shareholders of the Bank

Interim condensed consolidated statement of cash flows

For the three-month period ended 31 March

Non-cash item disclosure:

Total addition of right of use assets and corresponding addition to lease liabilities amounted to QR 0.99 million as at 31 March 2026 (31 March 2025: QR 0.99 million).

1. Reporting entity

   Doha Bank (Q.P.S.C.) ("Doha Bank" or the "Bank") is an entity domiciled in the State of Qatar and was incorporated on 15 March 1979 as a Joint Stock Company under Emiri Decree No. 51 of 1978. The commercial registration of the Bank is 7115. The address of the Bank's registered office is Doha Bank Tower, Corniche Street, West Bay, P.O. Box 3818, Doha Qatar.

   Doha Bank is engaged in conventional banking activities and operates through its head office in Qatar (Doha) and has 14 local branches, 2 corporate service centers and 1 corporate branch. Internationally the Bank has four overseas branches, 1 each in the United Arab Emirates and State of Kuwait, and 2 branches in the Republic of India, with representative offices in Bangladesh, China, Japan, Nepal, Singapore, South Africa, Turkey and United Kingdom.

   The interim condensed consolidated financial information for the period ended 31 March 2026 comprise the Bank and its subsidiaries (together referred to as "the Group").

   The principal subsidiaries of the Group are as follows:

   Percentage of ownership

   Company's name	Country of incorporation	Company's capital	Company's Activities	31 March 2026	31 March 2025
   Sharq Insurance L.L.C.	Qatar	100,000	General Insurance	100%	100%
   Doha Finance Limited	Cayman Island	182	Debt Issuance	100%	100%
   DB Securities Limited	Cayman Island	182	Derivatives Transactions	100%	100%

   The interim condensed consolidated financial information of the Group for the period ended 31 March 2026 were authorised for issuance in accordance with a resolution of the Board of Directors on 19 April 2026.

2. Basis of preparation

   1. Statement of compliance

      The interim condensed consolidated financial information has been prepared in accordance with IAS 34, Interim Financial Reporting as issued by the International Accounting Standard Board ("IASB").

      The interim condensed consolidated financial information does not contain all information and disclosures required in the consolidated financial statements and should be read in conjunction with the Group's consolidated financial statements as at 31 December 2025. The accounting policies adopted in the preparation of the interim condensed consolidated financial information is consistent with those followed in the preparation of the Group's consolidated financial statements for the year ended 31 December 2025 except for the adoption of new and amended standards as set out in note 3. The results for the three-month period ended 31 March 2026 are not necessarily indicative of the results that may be expected for the financial year ending 31 December 2026.

      The Group presents its interim condensed consolidated financial information broadly in the order of liquidity.

   2. Estimates and judgements

The preparation of the interim condensed consolidated financial information in conformity with IAS 34 requires management to make judgements, estimates and assumptions that affect the application of accounting policies and the reported amounts of assets, liabilities, income and expenses, and the accompanying disclosures, and the disclosure of contingent liabilities. Actual results may differ from these estimates.

In preparing the interim condensed consolidated financial information, significant judgements made by management in applying the Group's accounting policies, key sources of estimation uncertainty, and underlying estimates were the same as those that were applied to the consolidated financial statements as at and for the year ended 31 December 2025 except as disclosed in the note 23 of the interim condensed consolidated financial information. Estimates and underlying assumptions are reviewed on an ongoing basis.

1. Basis of preparation (continued)

   1. Estimates and judgements

      Revisions to accounting estimates are recognised in the period in which the estimate is revised and in any future periods affected.

   2. Basis of measurement

      The interim condensed consolidated financial information has been prepared on the historical cost basis except for the following financial assets that have been measured at fair value:

      • Investment securities designated at fair value through profit or loss ("FVTPL").

      • Derivative financial instruments measured at FVTPL;

      • Other financial assets designated at FVTPL;

      • Investment securities measured at fair value through other comprehensive income ("FVOCI"); and

      • Recognised financial assets and financial liabilities designated as hedged items in qualifying fair value hedge relashionships to the extent of risks being hedged.

   3. Functional and presentation currency

      The interim condensed consolidated financial information is presented in Qatari Riyals ("QR"), which is the Group's presentation currency, unless otherwise indicated. Financial information presented in QR has been rounded to the nearest thousand. Items included in the interim condensed consolidated financial information of each of the subsidiaries are measured using the currency of the primary economic environment in which the subsidiary operates.

   4. Financial risk management

   The Group's financial risk management objectives and policies are consistent with those disclosed in the

   consolidated financial statements as at and for the year ended 31 December 2025.

2. Material accounting policy information

   The accounting policies and methods of computation adopted in the preparation of the interim condensed consolidated financial information is the same as those followed in the preparation of the Group's consolidated financial statements as at and for the year ended 31 December 2025, except as noted below:

   1. New standards, amendments and interpretations effective from 1 January 2026

      During the period, the below IFRS Accounting Standards and amendments to IFRS Accounting Standards have been applied by the Group in preparation of this interim condensed consolidated financial information. The adoption of the below IFRS Accounting Standards and amendments to IFRS Accounting Standards did not have any impact on the amounts recognized in prior and current periods and are not expected to significantly affect the future reporting periods.

      • Amendment to the classification and measurement of financial instruments - Amendment to IFRS 9 and IFRS 7 (effective 1 January 2026)

      • Annual Improvements to IFRS Accounting Standards - Volume 11 (effective 1 January 2026)

      • Contracts Referencing Nature-dependent Electricity - Amendments to IFRS 9 and IFRS 7 (effective 1 January 2026)

   2. New standards, amendments and interpretations issued but not effective from 1 January 2026

      A number of standards and amendments to standards are issued but not yet effective and the Group has not adopted these in the preparation of the interim condensed consolidated financial information. The standards may have an impact on the Group's interim condensed consolidated financial information, however, the Group is currently evaluating the impact of these new standards. The Group will adopt these new standards on the respective effective dates.

3. Financial Risk Management

The Group's financial risk management objectives and policies are consistent with those disclosed in the consolidated financial statements as at and for the year ended 31 December 2025.

Exposure and related expected credit losses ("ECL") movements

* Stage 3 provision balance includes net interest suspended on loans and advances to customers amounting to QR 89 million.

** Stage 3 provision includes a net transfer of provision from loan and commitment and financial guarantee to loans and advances amounting to Nil.

*** This balance includes expected credit loss on investment in debt securities accounted at FVOCI and amortised cost

4. Financial Risk Management (continued)

* Stage 3 provision balance includes net interest suspended on loans and advances to customers amounting to QR 379 million.

** Stage 3 provision includes a net transfer of provision from loan and commitment and financial guarantee to loans and advances amounting to QR Nil.

*** This balance includes expected credit loss on investment in debt securities accounted at FVOCI and amortised cost.

1. Financial Risk Management (continued)

   31 March 2025 (Reviewed)

   	Stage 1	Stage 2	Stage 3	Total
   Gross exposures subject to ECL - as at 31 March
   Loans and advances to customers	43,034,544	19,424,395	4,997,062	67,456,001
   Investment securities (debt)	35,664,932	-	27,370	35,692,302
   Loan commitments and financial guarantees	13,002,077	1,486,369	650,708	15,139,154
   Due from banks and balances with central banks	14,238,938	1,057	20,209	14,260,204
   	105,940,491	20,911,821	5,695,349	132,547,661
   Opening balance of ECL / impairment - as at 1 January
   Loans and advances to customers	242,417	1,337,688	3,679,020	5,259,125
   Investment securities (debt)	4,965	-	27,398	32,363
   Loan commitments and financial guarantees	4,082	70,676	504,298	579,056
   Due from banks and balances with central banks	7,627	-	19,438	27,065
   	259,091	1,408,364	4,230,154	5,897,609
   Net charge and transfers for the year (net of foreign currency translation)
   Loans and advances to customers*	(39,748)	197,239	199,306	356,797
   Investment securities (debt)***	157	-	(28)	129
   Loan commitments and financial guarantees	(898)	(68,104)	(4,147)	(73,149)
   Due from banks and balances with central banks	10,574	-	-	10,574
   	(29,915)	129,135	195,131	294,351
   Write offs and other
   Loans and advances to customers	-	-	(4,299)	(4,299)
   Investment securities (debt)	-	-	-	-
   Loan commitments and financial guarantees	-	-	-	-
   Due from banks and balances with central banks	-	-	-	-
   	-	-	(4,299)	(4,299)
   Closing balance of ECL / impairment - as at 31 March
   Loans and advances to customers**	202,669	1,534,927	3,874,027	5,611,623
   Investment securities (debt)	5,122	-	27,370	32,492
   Loan commitments and financial guarantees	3,184	2,572	500,151	505,907
   Due from banks and balances with central banks	18,201	-	19,438	37,639
   	229,176	1,537,499	4,420,986	6,187,661

   * Stage 3 provision balance includes net interest suspended on loans and advances to customers amounting to QR 92 million.

   ** Stage 3 provision includes a net transfer of provision from loan and commitment to loans and advances and financial guarantee amounting to Nil.

   *** This balance includes expected credit loss on investment in debt securities accounted at FVOCI and amortised cost.

2. Operating segments

   1. By operating segment

      The Group organizes and manages its operations by two business segments, which comprise conventional banking and insurance activities.

      Conventional Banking

      • Corporate Banking provides a range of product and service offerings to businesses and corporate customers including funded and non-funded credit facilities and deposits to corporate customers and financial institutions. It also includes bank's investment and treasury management activities and use of derivatives for risk management purposes.

      • Retail Banking provides a diversified range of products and services to individuals. The range includes loans, credit cards, deposits and other transactions with retail customers.

      • Group central function, includes funding and centralized risk management activities through borrowings, issue of debt securities, use of derivatives for risk management purposes and investing in liquid such as government and corporate debt securities, and short-term placements.

Insurance activities to customers include effecting contracts of insurance, carrying out contracts of insurance.

Information regarding the results, assets and liabilities of each reportable segment is included below. Performance is measured based on segment contribution, assets and liabilities, as included in the internal management reports that are reviewed by the management. Segment contribution is used to measure performance as management believes that such information is the most relevant in evaluating the results of certain segments.

Details of each segment as of and for the three-month period ended 31 March 2026 and 31 March 2025 are stated below:

Conventional banking

Group

Corporate banking

Retail banking

central function

Banking

total Insurance Total

1. Operating segments (continued)

   1. By operating segment (continued)

Conventional banking

Group

1. Operating segments (continued)

   1. By operating segment (continued)

      For the three-month period ended 31 March 2025 (reviewed)

      Conventional banking

      Group

      As at 31 December 2025 (Audited)	Corporate banking	Retail banking	central function	Banking total	Insurance	Total
      Other information Assets Loans and advances to customers	63,028,019	4,694,122	-	67,722,141	-	67,722,141
      Investment in an associate	-	-	10,567	10,567	-	10,567
      Assets (other than above)	21,424,553	-	30,734,217	52,158,770	273,716	52,432,486
      Total assets	84,452,572	4,694,122	30,744,784	119,891,478	273,716	120,165,194
      Liabilities Customer deposits	33,446,126	13,012,825	11,281,476	57,740,427	-	57,740,427
      Liabilities (other than above)	9,525,410	-	37,229,579	46,754,989	69,008	46,823,997
      Total liabilities	42,971,536	13,012,825	48,511,055	104,495,416	69,008	104,564,424
      Contingent liabilities	32,225,113	285,664	21,409,843	53,920,620	-	53,920,620

      Intra-Group transactions are eliminated from this segmental information amounted to as at 31 March 2026: Assets: QR 169.4 and Liabilities: QR 69.4 million (31 December 2025: Assets: QR 164 million and Liabilities: QR 64 million, 31 March 2025: Assets: QR 168.4 million and Liabilities: QR 68.4 million).

      1. Operating segments (continued)

   2. Geographical areas

The following table shows the geographic distribution of the Group's operating income based on the geographical location of where the business is booked by the Group.

Qatar Other GCC India Total

31 March 2026 (Reviewed)

All financial instruments for which fair value is recognised or disclosed are categorised within the fair value hierarchy, described as follows, based on the lowest level input that is significant to the fair value measurement as a whole:

Level 1 - Quoted market price (unadjusted) in an active market for an identical instrument.

Level 2 - Valuation techniques based on observable inputs, either directly (i.e. as prices) or indirectly (i.e. derived from prices). This category includes instruments valued using quoted market prices in active markets for similar instruments; quoted prices for identical or similar instruments in markets that are considered less than active; or other valuation techniques where all significant inputs are directly or indirectly observable from market data.

Level 3 - Valuation techniques using significant unobservable inputs. This category includes all instruments where the valuation technique includes inputs not based on observable data and the unobservable inputs have a significant effect on the instrument's valuation. This category includes instruments that are valued based on quoted prices for similar instruments where significant unobservable adjustments or assumptions are required to reflect differences between the instruments.

For financial instruments that are recognised at fair value on a recurring basis, the Group determines whether transfers have occurred between Levels in the hierarchy by re-assessing categorisation (based on the lowest level input that is significant to the fair value measurement as a whole) at the end of each reporting period.

1. Fair value of financial instruments (continued)

Fair values of financial assets and financial liabilities that are traded in active markets are based on quoted market prices or dealer price quotations. For all other financial instruments the Group determines fair values using valuation techniques.

Valuation techniques include net present value and discounted cash flow models, comparison to similar instruments for which market observable prices exist. Assumptions and inputs used in valuation techniques include risk-free and benchmark interest rates, credit spreads and other premium used in estimating discount rates, bond and equity prices, foreign currency exchange rates, equity and equity index prices and expected price volatilities and correlations. The objective of valuation techniques is to arrive at a fair value determination that reflects the price of the financial instrument at the reporting date that would have been determined by market participants acting at arm's length.

The objective of valuation techniques is to arrive at a fair value measurement that reflects the price that would be received to sell the asset or paid to transfer the liability in an orderly transaction between market participants at the measurement date.

The Group uses widely recognized valuation models to determine the fair value of common and simple financial instruments, such as interest rate and currency swaps, that uses only observable market data and require little management judgment and estimation. Observable prices or model inputs are usually available in the market for listed debt and equity securities, exchange-traded derivatives and simple OTC derivatives such as interest rate swaps. The availability of observable market prices and model inputs reduces the need for management judgment and estimation and also reduces the uncertainty associated with determining fair values. The availability of observable market prices and inputs varies depending on the products and markets and is prone to changes based on specific events and general conditions in the financial markets.

The fair value for financial instruments that are not actively traded is determined using valuation techniques which maximise the use of observable market prices. Valuation techniques include:

• The use of maket standard discounting methodologies; and

• Other valuation techniques widely used and accepted by market participants.

The Group values investment in equity classified as level 3 using similar market valuation approach and comparable financial information.

6. Fair value of financial instruments (continued)

The foreign currency forward contracts are measured based on observable spot exchange rates, the yield curves of the respective currencies as well as the currency basis spreads between the respective currencies. All contracts are fully cash collateralised, thereby eliminating both counterparty and the Group's own credit risk.

As at 31 March 2026, the Group held the following classes of financial instruments measured at fair value:

1. Fair value of financial instruments (continued)

   	Level 1	Level 2	Level 3	Total
   At 31 March 2025 (Reviewed) Financial assets measured at fair value: Investment securities measured at FVOCI Equities	809,429	-	80,976	890,405
   State of Qatar debt securities	21,220,404	1,671,010	-	22,891,414
   Other debt securities	6,869,714	-	-	6,869,714
   Investment securities measured at FVTPL Mutual funds and equities	53,442	-	-	53,442
   Derivative instruments: Interest rate swaps	-	906,206	-	906,206
   Forward foreign exchange contracts	-	39,388	-	39,388
   	28,952,989	2,616,604	80,976	31,650,569
   Financial liabilities measured at fair value: Derivative instruments: Interest rate swaps	-	320,129	-	320,129
   Forward foreign exchange contracts	-	20,472	-	20,472
   	-	340,601	-	340,601

   There have been no transfers between level 1 and level 2 during the periods ended 31 March 2026 and 2025 and the year ended 31 December 2025.

   Under level 3, the Group has designated FVOCI investments in a small portfolio of unlisted equity securities of non banking financial institutions.

   The Group chose this presentation alternative because the investments were made for strategic purposes rather than with a view to profit on a subsequent sale, and there are no plans to dispose of these investments in the short or medium term.

   The Management assumes that the fair value of financial assets and liabilities carried at amortised cost are equal to the carrying value, hence, not included in the fair value hierarchy table. Fair value of investment securities carried at amortised cost amounts to QR 4,211 million (31 December 2025: QR 4,506 million; 31 March 2025: QR 5,368 million).

2. Due from banks

   	31 March 2026	31 December 2025	31 March 2025
   	(Reviewed)	(Audited)	(Reviewed)
   Current accounts	567,510	549,434	490,859
   Placements	269,210	937,687	3,323,972
   Loans to banks	5,661,000	5,660,416	5,329,634
   Interest receivable	1,825	1,212	7,533
   Impairment allowance for ECL	(31,853)	(30,649)	(37,639)
   	6,467,692	7,118,100	9,114,359

3. Loans and advances to customers

   	31 March 2026	31 December 2025	31 March 2025
   	(Reviewed)	(Audited)	(Reviewed)
   Loans	69,691,939	66,835,899	61,623,422
   Overdrafts	6,235,343	6,071,845	5,487,204
   Acceptances	201,076	292,008	217,477
   Bills discounted	4,352	6,775	4,087
   Other	121,358	118,430	125,841
   Less:	76,254,068	73,324,957	67,458,031
   Deferred profit	(2,195)	(1,853)	(2,030)
   Expected credit losses on loans and advances to customers - Performing (stage 1 & 2)	(1,933,731)	(1,902,968)	(1,737,595)
   Allowance for impairment of loans and advances to customers - Non performing (stage 3)	(2,639,912)	(2,627,885)	(2,736,669)
   Interest in suspense	(1,158,514)	(1,070,110)	(1,137,359)
   Net loans and advances to customers	70,519,716	67,722,141	61,844,378

   The aggregate amount of non-performing loans and advances to customers at 31 March 2026 amounted to QR 4,901 million which represents 6.43% of total loans and advances to customers (31 December 2025 QR 4,837 million, which represents 6.60% of total loans and advances to customers; 31 March 2025: QR 4,997 million which represents 7.41% of total loans and advances to customers).

   During the period, the Group has written off fully provided non-performing loans amounting to QR 25.1 million (31 December 2025: QR 882.1 million; 31 March 2025: QR 4.3 million).

   The net impairment loss on loans and advances to customers in the statement of income includes QR 26.4 million recovery from the loans & advances previously written off for the period ended 31 March 2026 (31 December 2025: QR 114 million; 31 March 2025: QR 35.4 million).

4. Investment securities

The ECL on debt securities at FVOCI as at 31 March 2026 amounted to QR 3.5 million (31 December 2025: QR 3.9 million; 31 March 2025: QR 4.4 million)

The Group has pledged State of Qatar bonds amounting to QR 15,492 million as at 31 March 2026 (31 December 2025: QR 12,436 million; 31 March 2025: QR 12,946 million) against repurchase agreements.

Investment securities at FVOCI with a carrying value of QR 25,944 million (31 December 2025: QR 25,955 million; 31 March 2025: QR 24,789 million) have been designated in a fair value hedging arrangement through interest rate swap derivative.

1. Investment securities (continued)

   1. Fair Value Through Other Comprehensive Income

31 December 2025 (Audited)

31 December 2025 (Audited)

1. Investment securities (continued)

   (c) Amortised Cost

   	31 March 2026 (Reviewed)
   	Quoted	Unquoted	Total
   By Issuer
   State of Qatar debt securities	3,976,990	-	3,976,990
   Other debt securities	348,359	106,772	455,131
   Net impairment loss	(28,462)	-	(28,462)
   	4,296,887	106,772	4,403,659
   By Interest rate
   Fixed rate securities	4,296,887	106,772	4,403,659
   Floating rate securities	-	-	-
   	4,296,887	106,772	4,403,659

   31 December 2025 (Audited)
   	Quoted	Unquoted	Total
   By Issuer
   State of Qatar debt securities	3,983,136	-	3,983,136
   Other debt securities	402,001	118,061	520,062
   Net impairment loss	(28,229)	-	(28,229)
   	4,356,908	118,061	4,474,969
   By Interest rate
   Fixed rate securities	4,356,908	118,061	4,474,969
   Floating rate securities	-	-	-
   	4,356,908	118,061	4,474,969

   31 March 2025 (Reviewed)

   	Quoted	Unquoted	Total
   By Issuer State of Qatar debt securities	5,082,609	-	5,082,609
   Other debt securities	318,011	140,476	458,487
   Net impairment loss	(28,062)	-	(28,062)
   	5,372,558	140,476	5,513,034
   By Interest rate Fixed rate securities	5,372,558	140,476	5,513,034
   Floating rate securities	-	-	-
   	5,372,558	140,476	5,513,034

2. Due to banks

   	31 March 2026	31 December 2025	31 March 2025
   	(Reviewed)	(Audited)	(Reviewed)
   Balances due to Central Bank of Qatar	75,000	-	-
   Current accounts	116,059	74,191	497,465
   Short-term loan from banks	7,516,693	5,862,082	14,005,177
   Repo borrowings	22,061,709	18,922,910	20,057,767
   Interest payable	125,901	186,163	146,865
   	29,895,362	25,045,346	34,707,274

3. Customers deposits

   	31 March 2026	31 December 2025	31 March 2025
   	(Reviewed)	(Audited)	(Reviewed)
   Current and call deposits	11,075,943	10,990,097	10,935,852
   Saving deposits	2,725,425	2,744,833	2,630,390
   Time deposits	42,484,776	43,596,485	36,202,429
   Interest payable	338,517	409,012	422,436
   	56,624,661	57,740,427	50,191,107

4. Debt securities

   	31 March 2026	31 December 2025	31 March 2025
   	(Reviewed)	(Audited)	(Reviewed)
   Senior unsecured notes	7,632,711	9,451,071	6,619,766
   Interest payable	33,800	118,520	19,269
   	7,666,511	9,569,591	6,639,035

   Notes:

   The Group has issued USD 1,970 million and QR 500 million as at 31 March 2026 (31 December 2025: USD 2,470 million and QR 500 million, 31 March 2025: USD 1,820 million) senior unsecured debt under its updated EMTN programme.

   The maturities of senior unsecured notes ranged 1 year to 5 years (31 December 2025: 2 years to 5 years, 31

   March 2025: 3 years to 5 years) and carries average borrowing costs 4.5% up to 5.25% per annum (31

   December 2025: 2.38% up to 5.25% per annum, 31 March 2025: 2.38% up to 5.25% per annum).

5. Other borrowings

   	31 March 2026	31 December 2025	31 March 2025
   	(Reviewed)	(Audited)	(Reviewed)
   Term loan facilities	9,222,024	8,953,495	6,691,879
   Interest payable	58,267	63,808	65,917
   	9,280,291	9,017,303	6,757,796

   The term loan facilities are mainly denominated in USD and carry average borrowing costs of 2.55% up to 5.18% per annum (31 December 2025: 2.50% up to 5.25% per annum; 31 March 2025: 5.12% up 5.92% per annum).

   The table below shows the maturity profile of other borrowings:

   	31 March 2026	31 December 2025	31 March 2025
   	(Reviewed)	(Audited)	(Reviewed)
   Upto 1 year	2,032,610	792,108	919,651
   Between 1 and 3 years	7,247,681	8,225,195	5,838,145
   More than 3 years	-	-	-
   	9,280,291	9,017,303	6,757,796

6. Share capital

   	31 March 2026	31 December 2025	31 March 2025
   	(Reviewed)	(Audited)	(Reviewed)
   Authorised number of ordinary shares (in thousands)	3,100,467	3,100,467	3,100,467
   (Nominal value of ordinary shares QR 1 each)	3,100,467
   Issued and paid-up capital (in thousands of Qatar Riyals)		3,100,467	3,100,467

   All shares are of the same class and carry equal voting rights.

   At 31 March 2026, the authorised share capital comprised 3,100,467 ordinary shares (31 December 2025: 3,100,467; 31 March 2025: 3,100,467). These instruments have a par value of QR 1. All issued shares are fully paid.

   The holders of ordinary shares are entitled to receive dividends as declared from time to time and are entitled to one vote per share at meetings of the Group.

7. Instrument eligible as additional tier 1 capital

   	31 March 2026	31 December 2025	31 March 2025
   	(Reviewed)	(Audited)	(Reviewed)
   Issued on 31 December 2013	2,000,000	2,000,000	2,000,000
   Issued on 30 June 2015	2,000,000	2,000,000	2,000,000
   	4,000,000	4,000,000	4,000,000

   On 31 December 2013, the Group issued regulatory Tier I capital notes totaling to QR 2 billion. On 30 June 2015, the Group has issued another series of regulatory Tier I capital notes totaling QR 2 billion. These notes are perpetual, subordinated, unsecured and each has been priced at a fixed interest rate for the first six years and shall be repriced thereafter. The coupon is discretionary, non-cumualive and the event on non-payment is not considered as an event of default. The notes carry no maturity date and have been classified under Tier 1 capital. The Bank might be required to write-off the Note, if a "loss absorption" event is triggered. These Notes have been classified within total equity as per IAS 32: Financial Instruments - Classification. These notes are redeemable solely at the discretion of the Bank.

8. DIVIDEND

   The Board of Directors' proposal of a 15% cash dividend amounting to QR 465 million @ 0.15 QR per share, for the year ended 31 December 2025 (2024: 10% of the paid up capital amounting to QR 310 million @ 0.10 QR per share), was approved at the Annual General Assembly held on 2 April 2026.

9. INCOME TAX

   For the three-month period ended

   31 March

   	2026	2025
   	(Reviewed)	(Reviewed)
   Current income tax expense
   Current year	369	806
   Pillar two tax - Qatar	19,077	-
   Pillar two tax - Outside Qatar	7,485	-
   Current income tax expense	26,931	806

10. Earnings per share

    For the three-month period ended

    31 March

    	2026	2025
    	(Reviewed)	(Reviewed)
    Basic and diluted
    Profit attributable to the shareholders of the Bank	234,412	251,629
    Weighted average number of outstanding ordinary shares in thousands	3,100,467	3,100,467
    Basic and diluted earnings per share (QR)	0.08	0.08

11. Financial commitments and contingencies

    	31 March 2026	31 December 2025	31 March 2025
    	(Reviewed)	(Audited)	(Reviewed)
    (a) Contingent commitments
    Off balance sheet facilities
    Guarantees	10,060,123	10,962,231	11,438,783
    Letters of credit	2,524,197	2,457,209	1,779,617
    Unused credit facilities	3,478,785	4,166,720	1,920,754
    	16,063,105	17,586,160	15,139,154
    (b) Other commitments
    Derivative financial instruments:
    Forward foreign exchange contracts	10,681,012	8,970,995	5,331,806
    Interest rate swaps	27,317,034	27,363,465	27,371,590
    	37,998,046	36,334,460	32,703,396
    Total	54,061,151	53,920,620	47,842,550

    Derivative financial instruments

    The derivative instruments are reflected at their fair value and are presented under other commitments at their notional amount.

    Unused facilities

    Commitments to extend credit represent contractual commitments to make loans and revolving credits. The majority of these expire within a year. Since commitments may expire without being drawn upon, the total contractual amounts do not necessarily represent future cash requirements.

    Guarantees and Letters of credit

    Guarantees and letters of credit commit the Group to make payments on behalf of customers in the event of a specific event. Guarantees and standby letters of credit carry the same credit risk as loans.

    Lawsuits held against the Bank

    There are some lawsuits and legal cases against the Group in the normal course of business. In the opinion of the Group's management and the legal advisors, the level of provisions against these cases are assesed periodically and are sufficient to meet the obligations related to these cases.

12. Cash and cash equivalents

    	31 March 2026	31 December 2025	31 March 2025
    	(Reviewed)	(Audited)	(Reviewed)
    Cash and balances with central banks *	1,923,903	2,188,395	1,974,505
    Due from banks up to 90 days	1,505,050	1,954,135	4,889,882
    	3,428,953	4,142,530	6,864,387

    * Cash and balances with central banks do not include the mandatory cash reserve.

13. Related parties

Parties are considered to be related if one party has the ability to control the other party or exercise significant influence over the other party in making financial and operating decisions. Related parties include entities over which the Group exercises significant influence, major shareholders, Directors and key management personnel of the Group. The Group enters into transactions, arrangements and agreements involving Directors, senior management and their related parties in the ordinary course of business at arm's length commercial interest and commission rates and with collateral requirements.

The related party transactions and balances included in this interim condensed consolidated financial information are as follows:

31 December 2025 (Audited)

1. Related parties (continued)

   31 March 2025 (Reviewed) Board of

   Key

   Associate directors management

   Assets: Loans and advances to customers	-	1,005,571	5,961
   Investment in an associate	10,426	-	-
   Liabilities: Customers deposits	-	552,958	8,140
   Unfunded items: Contingent liabilities and other commitments	-	51,075	-
   Income statement items: Interest, commission and other income	-	12,608	69
   Interest, commission and other expense	-	4,154	51

   The Group does not have loans and advances given to any associates or to shareholders holding more than 5% of the shares. The expected credit losses on loans and advances to key management personel and Board of directors are insignificant.

   Key management personnel (including Board of Directors) compensation for the year comprised:

   	31 March 2026	31 March 2025
   	(Reviewed)	(Reviewed)
   Salaries and other benefits	35,464	21,712
   End of service indemnity benefits and provident fund	1,021	1,209
   	36,485	22,921

2. Capital adequacy

   	31 March 2026	31 December 2025	31 March 2025
   	(Reviewed)	(Audited)	(Reviewed)
   Common Equity Tier 1 Capital	10,405,327	11,029,271	10,505,289
   Additional Tier 1 Capital	4,000,000	4,000,000	4,000,000
   Additional Tier 2 Capital	1,000,111	975,571	923,531
   Total Eligible Capital	15,405,438	16,004,842	15,428,820
   Total risk weighted assets	86,260,825	84,509,708	80,078,056
   Total capital adequacy ratio	17.86%	18.94%	19.27%

   The minimum total Capital Adequacy Ratio requirements under Basel III as per QCB Requirements is as follows:

   • Minimum limit without Capital Conservation buffer is 10%; and

   • Minimum limit including Capital Conservation buffer, ICAAP Pillar II and the applicable Domestic Systemically Important Bank ("DSIB") buffer is 12.5%.

3. Geopolitical situation in the middle east

The geopolitical situation in the Middle East has intensified since 28 February 2026, with ongoing developments creating secondary impacts across multiple countries in the region, including Qatar. These circumstances have introduced heightened uncertainty into the economic environment and caused disruption to certain business and economic activities. In response, the Group has activated its business continuity arrangements and enhanced its risk management practices to address potential operational and financial impacts arising from these disruptions.

In response to prevailing economic uncertainties, the Group has reassessed the probability weightings assigned to the economic scenarios used in the estimation of expected credit losses as of 31 March 2026. The revised weightings reflect the increased likelihood of adverse economic outcomes.

The weightings assigned to each macro-economic scenario at Doha Bank are as follows:

Furthermore, the bank continues to closely monitor the potential impacts on affected sectors, including the potential impact on both qualitative and quantitative significant increases in credit risk ("SICR") factors. The resulting ECLs and impairment allowances are disclosed in Note 4 to this interim condensed consolidated financial information.