Business
Annual Results - year ended 30 September 2025
Ramsdens Holdings PLC reported a record year for the twelve months ended 30 September 2025, with profit before tax increasing by 43% to £16.2 million on revenue of £116.8 million, up 22% from the previous year. This strong performance was driven by growth across all four key income streams, particularly the purchase of precious metals segment which saw a 52% increase in gross profit to £17.9 million, benefiting from the sustained high gold price. The company also announced a recommended total dividend of 16.0 pence per share, a 43% increase year-on-year. The trading update for the first quarter of FY26 indicates continued positive momentum, with the purchase of precious metals and pawnbroking segments performing strongly, and the company expects FY26 profit before tax to exceed £18 million. Disclaimer*
About this update from Ramsdens Holdings Plc
[{"type":"text","content":"\n\n14 January 2026\n \nRamsdens Holdings PLC\n(\"Ramsdens\", the \"Group\", the \"Company\")\nAnnual Results for the year ended 30 September 2025\nand\nQ1 FY26 trading update\n \nAnother record year with a 43% increase in profit before tax to £16.2m and revenue exceeding £100m\n \nRamsdens, the diversified financial services provider and retailer, today announces its Annual Results for the year ended 30 September 2025 (the \"Period\").\n \n\n\n\n\n\n\n\nFY25\n\n\nFY24\n\n\n \n% change\n\n\n\n\nRevenue\n\n\n£116.8m\n\n\n£95.6m\n\n\n22%\n\n\n\n\nGross Profit\n\n\n£60.7m\n\n\n£51.5m\n\n\n18%\n\n\n\n\nProfit before tax\n\n\n£16.2m\n\n\n£11.4m\n\n\n43%\n\n\n\n\nNet Assets\n\n\n£62.9m\n\n\n£53.6m\n\n\n17%\n\n\n\n\nBasic EPS\n\n\n37.0p\n\n\n26.1p\n\n\n42%\n\n\n\n\nFinal ordinary dividend\n\n\n9.0p\n\n\n7.6p\n\n\n18%\n\n\n\n\nSpecial dividend\n\n\n2.0p\n\n\n -\n\n\n\n\n\n\n\nTotal ordinary dividend\n\n\n13.5p\n\n\n11.2p\n\n\n21%\n\n\n\n\nTotal special dividend\n\n\n2.5p\n\n\n -\n\n\n\n\n\n\n\nFull year total dividend\n\n\n16.0p\n\n\n11.2p\n\n\n43%\n\n\n\n\n \nFY25 Highlights:\n\n\n\n\n●\n\n\nRecord Group revenue and profit driven by progress in all four key income streams as well as continued benefit from the sustained high gold price.\n\n\n\n\n●\n\n\nVery strong performance delivered by the purchase of precious metals segment, with volume and value supported by the high gold price. Gross profit for this segment increased 52% to £17.9m (FY24: £11.8m).\n\n\n\n\n●\n\n\nPawnbroking gross profit increased 9% to £12.7m (FY24: £11.7m) with the growth in the loan book being primarily in H2.\n\n\n\n\n●\n\n\nJewellery retail gross profit increased 18% to £15.7m (FY24: £13.3m), with increased input costs in light of the high gold price being carefully managed. Pre-owned jewellery performed particularly well, with revenue from pre-owned jewellery increasing by 35%. \n\n\n\n\n●\n\n\nTotal currency exchanged increased 1% to £429m. Foreign currency gross profit decreased 3% year on year to £13.8m (FY24: £14.2m) as more customers migrated to online ordering and currency cards which generate lower margins. \n\n\n\n\n●\n\n\nAs planned, we maintained the size of o...
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