Mark DeFazio
President and Chief Executive Officer
Replay available
Metropolitan Bank Holding Corp. (MCB) Q4 2025 Earnings Call
Metropolitan Bank Holding Corp. (NYSE: MCB) Q4 2025 earnings conference call, held 2026-01-21. Replay captured from the company's public earnings webcast.
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Investor webinar replay
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Replay transcript excerpt
WEBVTT 00:00:00.031 -- 00:00:04.354 Please stand by. Your meeting is about to begin. 00:00:09.404 -- 00:00:14.471 Welcome to Metropolitan Commercial Bank Fourth Quarter 2025 Earnings 00:00:14.471 -- 00:00:16.471 Call. 00:00:55.111 -- 00:01:00.159 remove yourself from desk, that you please pick up your handset to allow optimal sound 00:01:00.159 -- 00:01:02.159 quality. 00:01:02.322 -- 00:01:08.428 Lastly, if you require operator assistance, please press star zero. 00:01:08.772 -- 00:01:11.056 During today's presentation, 00:01:11.056 -- 00:01:16.284 reference will be made to the company's earnings release and investor presentation, 00:01:16.284 -- 00:01:20.407 copies of which are available at mcbankny.com. 00:01:21.942 -- 00:01:27.009 Today's presentation may include forward-looking statements that are subject to risks 00:01:27.009 -- 00:01:32.475 and uncertainties that may cause actual results to differ materially. 00:01:32.838 -- 00:01:37.224 Please refer to the company's notices regarding forward-looking statements and non-GAAP 00:01:37.224 -- 00:01:42.409 measures that appears in the earnings release and investor presentation. 00:01:42.953 -- 00:01:48.201 It is now my pleasure to turn the floor over to Mark DeFazio, President and Chief Executive 00:01:48.201 -- 00:01:51.237 Officer. You may begin. 00:01:51.237 -- 00:01:57.449 Thank you, and good morning, and thank you for joining our quarterly earnings report. 00:01:57.449 -- 00:02:02.979 We are pleased with our fourth quarter and full year 2025 performance. 00:02:02.979 -- 00:02:08.109 Sustained growth in net interest margin, net interest income, deposits, and loans, 00:02:08.109 -- 00:02:12.758 combined with continued improvement in our efficiency ratio, positioned us to close the 00:02:12.758 -- 00:02:18.396 y...