American Express Company (AXP) Q2 2026 Earnings Call

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WEBVTT NOTE Transcription provided by Deepgram Request Id: 01a04249-2df0-7710-b854-3b4fb70d547d Created: 2026-08-27T08:14:50.162Z Duration: 4122.462 Channels: 1 00:00:00.000 -- 00:00:03.520 Welcome to the American Express Q2 twenty twenty 00:00:03.520 -- 00:00:06.960 six Earnings Call. At this time, all participants 00:00:06.960 -- 00:00:09.120 are in listen only mode until we conduct 00:00:09.120 -- 00:00:12.160 a question and answer session later on. As 00:00:12.160 -- 00:00:14.400 a reminder, today's call is being recorded. 00:00:14.945 -- 00:00:16.465 I will now turn the call over to 00:00:16.465 -- 00:00:17.744 Kartik Ramachandran, 00:00:17.744 -- 00:00:20.465 Head of Investor Relations. Please go ahead. 00:00:20.785 -- 00:00:22.785 Thank you, Donna, and thank you all for 00:00:22.785 -- 00:00:26.064 joining today's call. Today's discussion contains forward looking 00:00:26.064 -- 00:00:28.544 statements about the company's future business 00:00:28.730 -- 00:00:30.330 and financial performance. 00:00:30.730 -- 00:00:33.290 These are based on management's current expectations and 00:00:33.290 -- 00:00:35.690 are subject to risks and uncertainties. 00:00:36.090 -- 00:00:38.410 Factors that could cause actual results to differ 00:00:38.410 -- 00:00:41.530 materially from these statements are included in today's 00:00:41.530 -- 00:00:42.730 presentation slides 00:00:42.995 -- 00:00:45.715 and in our reports on file with the 00:00:45.715 -- 00:00:46.515 SEC. 00:00:46.915 -- 00:00:50.275 Today's discussion also contains non GAAP financial measures. 00:00:50.595 -- 00:00:53.395 Comparable GAAP financial measures are included in this 00:00:53.395 -- 00:00:54.915 quarter's earnings materials 00:00:55.170 -- 00:00:57.890 as well as the prior period earnings materials 00:0...