Allied Bank Limited · PSX:ABL
Allied Bank — FY2015 Earnings Presentation
15 slides from Allied Bank's earnings presentation, Dec 31, 2015
Slide 1: Allied Bank Limited Investor Presentation
Allied Bank Limited Investor Presentation For The Year Ended December 31, 2015
Slide 2: Major Highlights
INVESTOR PRESENTATION – December 2015 MAJOR HIGHLIGHTS Rs. In Million Inc/(Dec) Dec-15 Dec-14 Rs. % Profit Before Tax 25,503 22,202 3,301 14.9% Profit After Tax With prior year tax adjustment 15,120 15,015 105 0.7% Without prior year tax adjustment 16,581 15,015 1,565 10.4% EPS - in Rs: per share Wi
Slide 3: Major Highlights
INVESTOR PRESENTATION – December 2015 MAJOR HIGHLIGHTS • Balance Sheet growth of 18%; Total Assets Reaching Rs. 992 Billion • Avg. earning assets growth of 24.3% • Despite limited private sector credit off-take, advances increased by 5.1% • Overall Investments at Dec 31, 2015 reaching Rs.544 billion
Slide 4: Statement of Financial Position – Standalone
INVESTOR PRESENTATION – December 2015 Statement of Financial Position – Standalone Rs. in M illion As at Dec 31, 2015 ASSET S 2015 2014 Diff. % growth Cash and Bal. with Banks & Lending to FIs 64,418 44,159 20,259 46% Investments 544,077 428,791 115,286 27% Advances - net 321,605 306,014 15,591 5% O
Slide 5: Statement of Financial Position – Consolidated
INVESTOR PRESENTATION – December 2015 Statement of Financial Position – Consolidated Rs. in M illion As at Dec 31, 2015 ASSET S 2015 2014 Diff. % growth Cash and Bal. with Banks & Lending to FIs 64,418 44,156 20,262 46% Investments 544,833 429,397 115,436 27% Advances - net 321,648 306,058 15,590 5%
Slide 6: Investments
INVESTOR PRESENTATION – December 2015 Rs. in Million INVESTMENTS Dec 2015 Dec 2014 Diff. % growth Pakistan Investment Bonds 340,407 263,957 76,450 29% Market Treasury Bills 138,531 115,321 23,210 20% Listed and Unlisted Shares 25,234 22,769 2,465 11% TFCs, Bonds, Sukuks and Mutual Funds 20,034 12,73
Slide 7: Deposits
INVESTOR PRESENTATION – December 2015 DEPOSITS Market Share 8% Q4 Growth: Rs.29 B 800 600 Deposits (Bln) 735 668 550 700 608 544 500 CASA (Bln) 600 515 486 450 500 400 400 417 350 400 356 300 300 289 250 200 200 2011 2012 2013 2014 2015 Total Deposits CASA (Incld. Current Rem) Rs. In Billion 2015 20
Slide 8: Advances & Asset Quality
INVESTOR PRESENTATION – December 2015 ADVANCES & ASSET 350 Market Share: 7% QUALITY 300 7.8% 326 341 7.8% 7.5% Rs. in Billion 289 285 • Limited private 250 7.2% % 262 7.2% sector credit appetite 200 7.0% 6.9% in quality assets; 5% 6.8% 6.6% 150 growth in advances 6.4% 6.3% 100 6.0% • NPL coverage at
Slide 9: Income Statement – Standalone
INVESTOR PRESENTATION – December 2015 INCOME STATEMENT – Standalone Rs. in M illion 2015 2014 Inc./(Dec.) Growth Mark-up/ interest Income 72,116 67,001 5,115 8% Mark-up/ interest Expensed 35,977 38,815 (2,838) -7% Net Mark-up/ interest Income 36,139 28,186 7,953 28% Capital Gain & Dividend 4,361 7,8
Slide 10: Income Statement – Consolidated
INVESTOR PRESENTATION – December 2015 INCOME STATEMENT - Consolidated Rs. in M illion 2015 2014 Inc./(Dec.) Growth Mark-up/ interest Income 72,119 67,003 5,116 8% Mark-up/ interest Expensed 35,967 38,830 (2,863) -7% Net Mark-up/ interest Income 36,152 28,173 7,979 28% Capital Gain & Dividend 4,457 7
Slide 11: Key Ratios and Channels
INVESTOR PRESENTATION – December 2015 Key Ratios Dec-15 Dec-14 ROA (%) 1.7 1.9 ROE (Tier I) (%) 23.3 25.9 Capital Adequacy Ratio (%) 20.9 19.8 Excluding Prior Year Tax Impact: ROA (%) 1.8 1.9 ROE (Tier I) (%) 25.5 25.9 Channels Dec-15 Dec-14 Growth Total Branches 1,050 1,000 50 Conventional 1,023 99
Slide 12: Corporate Governance & Ratings
INVESTOR PRESENTATION – December 2015 Corporate Governance & Ratings RATING RATING TYPE RATING RATING INDICATION AGENCY Very high level of corporate governance; The Corporate rating action takes into consideration the CGR-9 Governance JCR-VIS continued commitment of the Board and Rating management o
Slide 13: Awards & Achievements
INVESTOR PRESENTATION – December 2015 AWARDS & ACHIEVEMENTS “Strongest Bank by Balance Sheet – 2015” “Best Investment Bank – 2014” “Best Bank of the Year – 2014” “Employer of the Year – 2014” “Best Corporate Finance House – 2014”
Slide 14: Disclaimer
INVESTOR PRESENTATION – December 2015 DISCLAIMER The information being presented herein is solely for your information. Except for the historical information, statements that describe the Company's objectives, plans or goals are forward‐looking statements. These forward looking statements involve a
Slide 15: Thank You
INVESTOR PRESENTATION – December 2015 THANK YOU