Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — Shareholder Meeting (April 2014)
18 slides from Malayan Banking Bhd's shareholder meeting presentation, Apr 7, 2014
Slide 1: 54th Annual General Meeting: Presentation to Shareholders
54th Annual General Meeting Presentation to Shareholders Becoming a Regional Financial Services Leader: Maybank’s Journey Datuk Abdul Farid Alias 7 April 2014 Group President & CEO 0 0
Slide 2: Vision and Mission redefined in 2010
In 2010, we redefined our Vision and Mission. Vision: To be a Regional Financial Services Leader Mission: Humanising Financial Services in the heart of ASEAN was then refined to Humanising Financial Services across Asia 1 1
Slide 3: The House of Maybank, customer segment focused
… and introduced the “House of Maybank”, which is customer segment focused Maybank Group CEO + Support (Group Finance, Group Human Capital, Group Corporate and Legal, Group Risk, Group Audit) Community Global Insurance & E ISLAMIC Financial Services Banking Takaful N INSPIRED A Consumer Banking Corp
Slide 4: Market leadership was a key focus of our 5-year strategic objectives
Market leadership was a key focus of our 5-year strategic objectives... Undisputed No. 1 Retail Financial Services provider 1 in Malaysia Leading ASEAN wholesale bank eventually expanding 2 further to Middle East, China & India Undisputed Insurance & Takaful Leader in Malaysia and 3 Emerging Regiona
Slide 5: We focused on our core capabilities
To achieve this, we focused on our core capabilities… Product Capabilities Regional Cash Management, Trade Finance and ATM, Maybank Aspire, Islamic Asset Management, Wealth Management, Global Markets, Investment Banking & more Processes & Delivery Set up Maybank Shared Services, 4,520 Self Service T
Slide 6: We have gained ground on many fronts
And as a result, we have gained ground on many fronts... 1 Community Financial Services Leading deposit franchise with rising market share Market share in consumer loans rose to 17.2% from 15.7% in 4 years. Top 2 position in consumer loans, mortgage, auto finance and credit cards 2 Global Bank
Slide 7: Financial performance for 2013
Financial performance for 2013 1 • ROE of 15.1%, meeting headline KPI target of 15.0% Profitability • Record PATAMI of RM6.55 billion, up 14% YoY 2 • Group loans grew 14.0%, exceeding target of 12.0% Loans • Domestic loans 11.9% vs industry of 10.6%. • Community Financial Services: 12.2% • Global Ba
Slide 8: Financial performance for 2013 (cont.)
Financial performance for 2013 (cont.) 4 • Asset quality continues to improve. Asset Quality • Gross impaired loans ratio at 1.48% as at 31 Dec 2013, a 30 bps improvement from a year ago. • Net charge-off rate maintained at 23 bps for FY2013 and loan loss coverage improved to 107.5%. 5 • Capitalisat
Slide 9: Performance resilient against banking peers
Our performance continues to be quite resilient against banking peers Maybank Peers Group Profitability & Efficiency (%) PATAMI Growth (YoY) 14.10% -2.28% Net ROE (annualised) 15.10% 14.02% Cost to Income Ratio (CIR) 47.80% 44.78% Net Interest Margin (NIM) 2.43% 2.08% Revenue Growth (YoY) 10.50% 5.2
Slide 10: What our financial results means to you
What our financial results means to you Net Fund Based Income Increased fund based income through higher loans growth and RM11.9b, +8.4% minimising margin compression by managing competition and … Net Fee Based Income … increased fee based income through higher commission and RM6.6b, +14.6% fees, in
Slide 11: Our priorities for the near term
Our priorities for the near term 2013 – 2015: Transformation to the next level: Regionalisation 2012: Converge on Shared Aspirations and Accelerate Performance 2010 - 2011: Start Up, Create Momentum – Set up of “House of Maybank” 2008 Leap 30 Transformation Programme 10 10
Slide 12: We are confident in executing our strategy for 2014
We are confident in executing our strategy for 2014 Regional organisation structure 1 Grow presence in overseas markets Regionalisation Deploy internal best practices across region Effective Collaboration Implement Group-wide productivity programme 2 Productivity & Manage cost efficientl
Slide 13: The outlook in our home markets is mixed
The outlook in our home markets is mixed … Malaysia GDP growth of 5% on improved domestic investments and external trade. Moderating consumer lending due to prudential lending measures Non-consumer lending to drive loans growth. Indonesia Commodities sector expected to Singapore remain tepid
Slide 14: But there are other considerations
… but there are other considerations Competitive landscape putting pressure on loan pricing and funding costs Asset quality management arising from changing macroeconomic environment i.e. higher inflation, rising interest rates New regulatory requirements changing the operating landscape for b
Slide 15: Our targets for 2014
Our targets for 2014 are: Return on Equity 15% Group Loans Growth 13% • Malaysia 12% • Singapore 13% • Indonesia 17%-20% Group Deposits Growth 13% Overall, we target to grow faster than the industry growth rate to gain market share 14 14
Slide 16: Our promise to our stakeholders
Our promise to our stakeholders • Humanising financial services across Asia is our driving force • Have the right service solutions • Provide convenience to customers through technology • Progress through execution of our strategic objectives • Deliver long-term growth & sustainable value • Make a p
Slide 17: Thank you
_ Being committed to your needs. Thank you. To our customers, shareholders and business partners: thank you. Thank you for choosing us as your preferred financial partner in Asia. Your support has made us the leading financial services group in Asia and one of the world’s strongest banks*. We are ho
Slide 18: Thank You
54th Annual General Meeting Presentation to Shareholders THANK YOU 17 17
Malayan Banking Berhad (Maybank) — Shareholder Meeting (April 2014) on 6ix