Alinma Bank · TADAWUL:1150

Alinma Bank — Q2 2025 Earnings Presentation

30 slides from Alinma Bank's earnings presentation, Jul 30, 2025

  1. Slide 1: Earnings Presentation 2Q 2025

    Earnings Presentation 2Q 2025 30 July 2025 digital. fast. convenient.

  2. Slide 2: Table of Contents

    Table of Contents 1. Alinma Overview Financial Performance Highlights Strategy Update 1H 2025 Financial Performance u BR W N Outlook & Guidance

  3. Slide 3: Classification: Private

    Classification: Private

  4. Slide 4: Alinma Overview

    Alinma Overview dne Step Ahead Financial Position] id __RatingStrength Retail Digital Snapshot _] tal Snapshot Net Profit Margin 3.63% Monthly 6.5% #1inKSA = “709 Pika A- 312m Average Users (Smart Phe ses 7.19 ROE 18.02% Daily Average % #2inKSA == Moody's Ae vn Be Logins) ep 7.8% Ro 2.14% Digital #3

  5. Slide 5: Financial Performance Highlights Q2 2025

    Financial Performance Highlights Q2 2025

  6. Slide 6: Classification: Private

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    Classification: Private

  8. Slide 8: Strategic Positioning

    Strategic Positioning Alinma's strategic positioning cascades down into each business strategy Excellence Shariah Compliance Digital Corporate Retail im Treasury 202025 EARNINGS PRESENTATION Bank wide Segment wise alinma Be recognized and Bethe #1 Be the#1 celebrated as the in Net Promoter Employer

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    Classification: Private

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    Classification: Private

  25. Slide 25: Guidance

    Guidance Acceleration of strategic execution drives a promising outlook for 2025 2Q 2025A 2025G Drivers Financing +8% Solid Mid-Corp, SME & Retail growth from Balance Sheet strategic initiatives; continuing the (ae Growth YTD growth in corporate financing Net Profit 3.52% -20bps to -1Obps Declining

  26. Slide 26: Q&A

    Q&A Q2 2025 — digital. fast. conve:

  27. Slide 27: Classification: Private

    Classification: Private

  28. Slide 28: Sustainability

    Sustainability Alinma released its 2024 Sustainability report Inspiring Cultures Creating Impact Sustainability Report 2024 cLoilll alinma 202025 EARNINGS PRESENTATION In the third annual sustainability report, we feature our sustainability commitments, strategy, and journey as part of our ongoing c

  29. Slide 29: Investor Relations

    Investor Relations Email: |R@alinma.com Visit our IR website: ir.alinma.com for more investor disclosures: B Financial Annual Sustainability statements reports reports ial Investor fi presentations transcripts io [=] Earnings call B Fact Sheet Al Anoud Tower, King Fahad Road P.O. Box 66674, Riyadh 1

  30. Slide 30: Disclaimer

    Disclaimer alinma This presentation is being provided to you for general information purposes only. The information contained in the presentation has been obtained from sources believed by Alinma Bank (“Alinma") to be up to date, correct and reliable, but Alinma does not make any representation or w

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