Ovb Holding Ag · XETR:O4B
Ovb — FY2025 Earnings Presentation
15 slides from Ovb's earnings presentation, Mar 26, 2026
Slide 1: 2025 consolidated financial statements − analyst conference
2025 consolidated financial statements − analyst conference Cologne, 26 März 2026 Mario Freis, CEO | Heinrich Fritzlar, COO | Thomas Fuhrmann, Director Group u. Financial Accounting
Slide 2: Agenda
Agenda 1 2025 financial year – an overview 2 Development of clients and financial advisors 3 Brokerage income, regional diversification and product mix 4 Financial information in detail 5 Summary of 2025 and outlook for 2026 6 Shareholder structure / OVB share profile / financial calendar / Disclaim
Slide 3: OVB at a glance
OVB at a glance More than 55 years Operating in experience 16 countries throughout Europe 4.90 million clients 6,539 Over 100 financial advisors product partners Page 3 | OVB Holding AG | Presentation on the 2025 consolidated financial statements of OVB Holding AG – 26 March 2026
Slide 4: 2025 financial year at a glance
2025 financial year at a glance OVB’s sales revenue is set to grow by 8.2 per cent in 2025, reaching a new record high despite challenging conditions » Brokerage income rises by 8.2% to € 437.2 million » EBIT affected by a temporary one-off item » The number of clients has risen to 4.90 million, and
Slide 5: Number of clients and financial advisors reaches new record high
Number of clients and financial advisors reaches new record high Number of clients Number of financial advisors » Central and Eastern Europe: significant growth (+4.3%) » Central and Eastern Europe: significant growth (+4.5%) » Germany: slight decline (-0.9%) » Germany: slight decline (-2.2%) » Sout
Slide 6: Strong growth – Regional differences
Strong growth – Regional differences » Across the Group, brokerage income rose by 8.2 per cent to € 437.2 million » A significant increase of 15.8 per cent to € 263.3 million in the Central and Eastern Europe segment » A slight decline in the Germany, Southern and Western Europe segment Group Centra
Slide 7: Diversification by region and product segment
Diversification by region and product segment » Revenue breakdown by region: Central and Eastern Europe’s share rises to 60.2 per cent » Allfinanz portfolio: Financial products focused on tangible assets and products designed to hedge against biometric risks remain a key focus Brokerage income in 20
Slide 8: Operating income (EBIT) by segment
Operating income (EBIT) by segment 20.3 10.6 » EBIT fell to € 10.6 million across the Group 3.5 4.4 » Pressure on the Southern and Western Europe segment due to temporary one-off effect in individual markets 29.7 » EBIT for the Germany segment was affected by increased investment in future- 23.9 pro
Slide 9: Selected items of the consolidated income statement
Selected items of the consolidated income statement 2024 2025 Change1 Brokerage income 404.2 437.2 + 8.2% Brokerage expenses - 270.5 - 296.0 + 9.4% Gross profit 133.8 141.2 5.5% Other operating income 11.9 17.0 + 43.1% Other operating expenses - 56.5 - 74.9 + 32.6% Risk provision - 4.5 - 1.1 - 74.9%
Slide 10: Summary of 2025 and outlook for 2026
Summary of 2025 and outlook for 2026 2025 » Another record high in the number of clients and financial advisors » Further sales revenue growth at Group level – driven by strong growth in Central and Eastern Europe » Earnings performance influenced by a temporary one-off effect Outlook for 2026 as a
Slide 11: Agenda
Agenda 1 2025 financial year – an overview 2 Development of clients and financial advisors 3 Brokerage income, regional diversification and product mix 4 Financial information in detail 5 Summary of 2025 and outlook for 2026 6 Shareholder structure / OVB share profile / financial calendar / Disclaim
Slide 12: Shareholder structure/OVB share profile
Shareholder structure/OVB share profile Current shareholder structure Share data for 2025 Free float 3.01% WKN / ISIN code 628656 / DE0006286560 SIGNAL IDUNA SIGNAL IDUNA Stock market code O4B Lebensversicherung a. G. Krankenversicherung a. G. 31.67% 21.27% Reuters O4BG.DE Bloomberg O4B: GR Share cl
Slide 13: Financial calendar 2025
Financial calendar 2025 26 March 2026 Publication of the 2025 annual financial statements, analyst conference 13 May 2026 Results for Q1 2026 and conference call 12 June 2026 Annual General Meeting 2026 13 August 2026 Results for Q2 2026 and conference call 3 November 2026 Results for Q3 2026 and co
Slide 14: Disclaimer
Disclaimer The information in this document contains forward-looking statements that are based on assumptions and expectations and are subject to unforeseeable risks. If the assumptions regarding the further internal and external growth of the company prove to be inaccurate or if other unforeseeable
Slide 15: Contact
Contact OVB Holding AG Heumarkt 1 50667 Contact Germany www.ovb.eu Brigitte Bonifer Daniel Blum Director Investor Relations Manager Investor Relations Tel.: +49 (0) 221 - 2015 – 288 Tel.: +49 (0) 221 - 2015 – 449 E-mail: bbonifer@ovb.eu | ir@ovb.eu | pr@ovb.eu E-mail: dblum@ovb.eu | ir@ovb.eu | pr@o