Home Bancshares, Inc. · NYSE:HOMB
Home Bancshares — Merger or Acquisition (March 2017)
14 slides from Home Bancshares's merger presentation, Mar 27, 2017
Slide 1: Home BancShares (NASDAQ: HOMB)
Exhibit 99.2 Exhibit 99.2 NASDAQ: HOME WWW.HOMEBANCSHARES.COM BANCSHARES HOMB
Slide 2: Forward Looking Statement
FORWARD This “HOMB”) that date statements, received including and Stonegate; might 210-Kbusiness are of presentation for affect this not or the as(v) and presentation. satisfied including, historical LOOKING Home’s ayear areas result the Stonegate ended contains reaction inof on financial which fact
Slide 3: Additional Information
ADDITIONAL In Commission The Stonegate. ANY WILL other Investor http://www.homebancshares.com, Home transaction. Shareholders, Proxy 3be connection obtained Registration documents OTHER Statement/Prospectus and CONTAIN Relations, Stonegate INVESTORS Information by (the with as DOCUMENTS reading INFO
Slide 4: Stonegate Bank: A Franchise Opportunity
STONEGATE A franchise Financially Accretive 4(Diluted 1Florida ) P Rearnings O—F Highly state-chartered to:attractive BANK: O per additive R Mshare “Triple AOVERVIEW Fcommunity toTangible OSouth A” R Rtransaction Eand Book C& bank EWest OPPORTUNITY NValue established T Florida L YBook C Lfootprint O
Slide 5: Stonegate Bank: Transaction Overview
STONEGATE Purchase Common Options The (“VWAP”) Collar Customary 5Approvals exchange fortoall shareholders the be three regulatory ofclosing cashed ratio BANK: the days issued forout 20 prior &will HOMB TRANSACTION day shareholder prior and receive toHOMB outstanding closing to stock close $700 will
Slide 6: Stonegate Bank: Execution and Integration
STONEGATE Acquisition HOMB Detailed with Credit, Transaction funding Dave role 6No disruption reporting aSeleski dedicated enterprise expects has sources duebeen does further diligence to toBANK: to join Tracy focus clients preparing not risk be diversifies Centennial affect over management, on: com
Slide 7: Stonegate Bank: Company Background and Pro-Forma Franchise
COMPANY STONEGATE PRO-FORMA $HOMB 4Q16 Common Tier Total 21in) millions 1PAssets Loans Deposits Capital Balance Capital A(151 Equity (2) (2) HISTORY branches) Ratio Ratio Sheet, BANK: FLORIDA (2) $2,469 $3,145 ETier R$2,652 12.13% 11.09% NProfitability 1A BACKGROUND aROAE SGBK Ratio ROAA AND TNet FR
Slide 8: Stonegate: High ROAA, Quality, Top Performing Franchise
STONEGATE—HIGH ROAA 1.23% 1.40% 1.20% 1.18% 1.06% 1.11% 1.00% 0.91% Includes 0.80% from Shores 2013Q4 0.00% 0.20% 0.40% 0.45% 0.52% 80.60%Florida 1.21% 1.13% 1.04% 1.06% 0.93% related acquisition (%) 2014Q1 merger- 1.21% STONEGATE Median: expenses 2014Q2 0.84%QUALITY, 2014Q3 2014Q4 TOP PERFORMING 20
Slide 9: Deposit Market Share: Attractive Florida Community Banking
DEPOSIT Market 11 Valley BancShares Community Financial 1Corp A O 6S N1,048 .S.P3ER National 131 Share TO 2.02 Holdings SMARKET -1.08 Inc. B Deposits FBank First EOBancorp 68 Stearns TRWBanCorp. Inc. M 3.1 Rank1 Market E SHARE A0.6 E 2F Financial 2410 NO 247 Institution 10$R4Share 3.1 5Capital #3 A
Slide 10: Pro-Forma Deposit Composition and Geography
$DEPOSIT HOMB Demand 2% 12% 25% 21% 13% 7% 35% 58% Florida 42% 53% Alabama 57% Total 5% Cost GEOGRAPHY (N 10 21in O)6% billions D F T Arkansas 11% 21% 30% 29% 100% of Deposits: D E AArkansas Deposits: PRO-FORMA :Deposits IT4% D 6% C COMPOSITION A Florida A DB24% T Florida EA $7.4 (2) AP0.28% SNOW AC
Slide 11: Pro-Forma Loan Composition
$LOAN HOMB 2% 16% 12% 18% 15% 5% 30% Yield Loan Commercial CRE—Owner CRE—Non-Owner Construction Multifamily Residential Consumer Total (N 11 21in O)14% S 5% millions .IT27% 18% 19% 10% Type $7,851 on NECOMPOSITION 2% PRO-FORMA C :22% Loans: D 15% 14% 29% & LHOMB Real A 399 & U $2,469 Other / 5% Occu
Slide 12: Historical Acquisition Pricing Multiples
HISTORICAL HOMB’S PAST 4.02x 3.49x 3.67x 2.41x 2.97x 1.90x 1.64x ial 0.53x 1.46x S es N H 12OOtions U T MACQUISITION 4.02x 3.50x 1.99x 1.62x R EB:C‘DISCIPLINED MS E4.00x E S : SACQUISITIONS TN R OLICC FKPRICING MULTIPLES ISPNSM&A RA HIN O CCW E PRICING PRICING IAN ANRELATIVE A LDT . T AHAS A NNNG O
Slide 13: Contact Information
CONTACT Corporate Home Financial Jennifer 13 www.homebancshares.com WebsiteBancShares, Floyd Information Headquarters INFORMATION Investor Inc. Relations 719 Harkrider Officer Street, (501)Suite 339-2929 100 P.O. Box 966 Conway, AR 72033
Slide 14: Home BancShares (NASDAQ: HOMB)
NASDAQ: HOMB BANCSHARES HOME WWW.HOMEBANCSHARES.COM