Firstcash Holdings, Inc. · NASDAQ:FCFS

Firstcash — First Cash Financial Services — Investor Presentation (January 2006)

31 slides from Firstcash's investor presentation, Jan 12, 2006

  1. Slide 1: Investor Presentation

    Investor Presentation January 11, 2006

  2. Slide 2: Safe Harbor Statement

    oe 7 Safe Harbor Statement Jan. 2008

  3. Slide 3: Company Overview

    ot Company Overview I eal Jan. 2008

  4. Slide 4: Company History

    : " Company History Jan. 2008

  5. Slide 5: Recognition and Rankings

    ie . Recognition and Rankings Jan. 2008

  6. Slide 6: Store Counts

    = Store Counts Jan. 2008

  7. Slide 7: Geographic Markets & Product Offerings

    Geographic Markets & reat Product Offerings y Jan. 2008

  8. Slide 8: Revenue Mix

    Revenue Mix Trailing 12 Months Ended Sept. 30, 2005 Millions $100 $80 | Gross Profit

  9. Slide 9: Pawn Products

    Pawn Products Jan. 2008

  10. Slide 10: Pawn Retail Metrics

  11. Slide 11: Pawn Receivables

    Jan. 2008 Pawn Receivables

  12. Slide 12: Payday Advance Product

    Payday Advance Product Jan. 2008

  13. Slide 13: Payday Advance Regulatory Landscape

    Payday Advance Regulatory Landscape Jan. 2008

  14. Slide 14: Credit Services Model

    Credit Services Model ae? reat Utilized in Texas Jan. 2008

  15. Slide 15: Comparison of Texas Bank Model to CSO Model

    Jan. 2008 Comparison of Texas Bank Model to CSO Model

  16. Slide 16: Superior Performance & Financial Position

    Jan. 2008 Superior Performance & Financial Position = Operating results - Industry leading performance metrics - Consistent growth — Increasing margins « Financial Position — Debt-free -— Strong cash flows

  17. Slide 17: Third Quarter 2005 Highlights

    Third Quarter 2005 D = rat Highlights Jan. 2008

  18. Slide 18: Earnings Per Share Growth

    Earnings Per Share Growth Jan. 2008

  19. Slide 19: Ww) i=) € (‘= = (0 Lu ( © > i) (= oO as)

    Ww) i=) € (‘= = (0 Lu ( © > i) (= oO as) 2 0p) (je (@) O

  20. Slide 20: Operational Focus

    Operational Focus = Attention to key operational metrics: - Loan growth - Loan yields - Retail margins - Inventory management Expense control important part of corporate culture Sales associate & manager compensation 2001 20022003 plans reward store profitability Pre-Tax Operating Income as Percenta

  21. Slide 21: Net Cash Position

    - Net Cash Position Jan. 2008

  22. Slide 22: Utilization of Free Cash Flows

    Utilization of Free Cash Flows

  23. Slide 23: Balance Sheet

    Balance Sheet

  24. Slide 24: Growth Strategy

    Jan. 2008 Growth Strategy = New store openings in multiple markets — United States — Mexico » Multiple products — Pawn loans & related retail - Payday advances - Credit services

  25. Slide 25: New Store Openings

    New Store Openings = 4th Qtr = 3rd Qtr = 2nd Qtr “dst Otr Jan. 2008

  26. Slide 26: Over 80% of the population is estimated to be unbanked

    = Over 80% of the population is estimated to be “unbanked” = 88% of all consumer transactions are made in cash

  27. Slide 27: Mexico Expansion Markets

    ; Mexico Expansion Markets CHIHUAHUA COAHUILA DURANGO

  28. Slide 28: 2006 Payday Expansion

    t - 2006 Payday Expansion Jan. 2008

  29. Slide 29: New Store Financial Model

    : - New Store Financial Model Jan. 2006

  30. Slide 30: First Cash Summary

    e - First Cash Summary Jan. 2008

  31. Slide 31: Investor contact information

    Investor Presentation January 11, 2006 [LOGO OF FIRST CASH] Investor contact information: • Phone: 817.505.3199 • Email: investorrelations@firstcash.com • Website: www.firstcash.com [LOGO OF F C F S] Safe Harbor Statement • Certain statements included in this presentation which are not historical in

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