Cash Converters International Limited · ASX:CCV

Cash Converters International — Investor Presentation (November 2012)

17 slides from Cash Converters International's investor presentation, Nov 30, 2012

  1. Slide 1: Investor Presentation November 2012

    For personal use only Investor Presentation November 2012

  2. Slide 2: Cash Converters Overview

    Cash Converters Overview For personal use only  28 Years in Business. Deep, experienced management team. MD, Peter Cumins joined in 1990  Network of 708 stores across 18 countries. 106 corporate owned stores in Australian and the UK  Leader in micro financing. Fast growing financial product offer

  3. Slide 3: Store Network

    Store Network For personal use only Well Established, Global Presence, Diversified Offering Broad Service Offering:  Sale of 2nd hand goods: owned stores, franchises and Webshop  Cash advance loans  Personal loans  Pawn broking  Buy backs  Motor vehicle offering (Carboodle) Global Network of C

  4. Slide 4: Personal Finance Products: Personal Loans

    Personal Finance Products For personal use only Personal Loans Australian Personal Loan Book Personal loans  Safrock. Unsecured, instalment loans  Fees comprise of establishment fee and interest  Oct 2012. Loan book value: $72.1m Australia, £16.7m UK  Australian lending is mature, but still grow

  5. Slide 5: Personal Finance Products: Cash Advance Administration

    Personal Finance Products For personal use only Cash Advance Administration Cash Advance Administration  Unsecured, short term loan  Mon-E is provides the administration services for the Cash Converters network to offer small cash advance loans to their customers  Loan is provided by the franchis

  6. Slide 6: Regulatory Environment

    Regulatory Environment For personal use only Cash Converters has significant experience operating in a number of regulatory regimes Australia – Regulatory Environment  Consumer Credit and Corporations Legislation Amendment (Enhancements) Bill 2011 passed by the House of Representatives and the Sena

  7. Slide 7: Strong Start to FY2013

    Strong Start to FY2013 For personal use only  Record full year result in FY2012 Total Value of Personal Loan Books (YTD, Oct 2012)  First Quarter FY2013 earnings well ahead of expectations  Unaudited EBIT up 43% on 1Q FY2012 to $14.2 million  Strong growth in the UK loan book to £15 million  UK

  8. Slide 8: Growth Opportunities

    Growth Opportunities For personal use only Loan product growth  Cash Converters UK still experiencing rapid growth in the personal loan book and the Cash Advance product  Expect growth to continue as stores increase marketing of the product range  Expect UK margins to improve as clients establish

  9. Slide 9: Summary and Outlook

    Summary and Outlook For personal use only Summary  Strong revenue and profit growth for FY2012 driven by growth in financial services products and increasing contribution from corporate owned stores  1Q FY2013 growth well ahead of expectations. Unaudited EBIT up 43% on pcp  Oct 2012 - record loan

  10. Slide 10: Appendices

    For personal use only Appendices APPENDICES

  11. Slide 11: Cash Converters Overview

    Cash Converters Overview For personal use only Background  28 Years in Business. Cash Converters established first retail outlet in 1984  Deep and Experienced Management Team. Well established, experienced team in Australia and UK  Established Systems and Controls. Developed and refined specialis

  12. Slide 12: Corporate Snapshot

    Corporate Snapshot For personal use only Experienced Board of Directors and Strong Management Team Board of Directors Senior Management Reginald Webb (Non Executive Chairman) Peter Cumins (Managing Director) Former partner of PricewaterhouseCoopers. Director since 1997 Joined in 1990 Peter Cumins (M

  13. Slide 13: Financial Performance

    Page 13 For personal use only Financial Performance

  14. Slide 14: Store Network: Global store network – 708 stores

    Store Network For personal use only Well Established, Global Presence, Diversified Offering Global store network – 708 stores Global Network of Cash Converters Stores Country Stores Country Stores  Store network built up through franchising since 1988 Australia – total stores 148 UK – total stores

  15. Slide 15: FY2012 Highlights

    FY2012 Highlights For personal use only  Strong Revenue Growth of 25.7% to $234.4 million driven by:  Australian loan book increases 28.0% to $67.6 million  UK loan book increases 154.0% to £12.7 million  Corporate stores acquired in 2011 and ‘greenfield’ stores opened in 2012  NPAT Growth. Adj

  16. Slide 16: Product Overview

    Product Overview For personal use only Providing temporary financing solutions across all market segments Safrock Mon-e Pawn Broking Retail Product Sales Geography Australia and the UK Australia and the UK Both Australia and UK Australia and the UK Channels In store or online Completion in store In

  17. Slide 17: Carboodle

    Carboodle For personal use only Carboodle  Carboodle was established as Green Light Auto Group Pty Ltd in 2010 as a total motoring solution providing customers who don’t have access to main stream credit (retail and commercial) with a reliable and well maintained car  Carboodle is a licensed motor

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