Standard Chartered Plc · LSE:STAN

Standard Chartered — Morgan Stanley Sixteenth Annual Asia Pacific Summit (2017)

17 slides from Standard Chartered's conference presentation, 2017

1. Slide 1: Standard Chartered Bank – Morgan Stanley Asia Pacific Summit

   Standard Chartered Bank Morgan Stanley Sixteenth Annual Asia Pacific Summit Anna Marrs Regional CEO, ASEAN & South Asia CEO, Commercial & Private Banking 0

2. Slide 2: Important Notice

   Important Notice This document contains or incorporates by reference “forward-looking statements” regarding the belief or current expectations of Standard Chartered PLC (the “Company”), the board of the Company (the “Directors”) and other members of its senior management about the strategy, business

3. Slide 3: Standard Chartered overview

   Standard Chartered overview Over 150 years in some of the world's Income by regions most dynamic markets GCNA ASA AME EA C&OI ~70 ~85% 6.1% 4% markets income from Average real 11% Asia, Africa & GDP growth Middle East across Asia1 39% 19% YTD Q3 2017 highlights 27% Operating income +5% $10.8bn YoY I

4. Slide 4: Making steady progress, but a lot more to do

   ASA, Commercial and Private Banking Making steady progress, but a lot more to do Secured the foundations, continue to tightly manage risk through enhancing credit risk management and monitoring Sharpened geographic focus, prioritising larger markets and selectively reshaping subscale markets Improvi

5. Slide 5: ASEAN & South Asia

   ASEAN & South Asia Standard Chartered

6. Slide 6: ASEAN & South Asia (ASA) overview

   ASEAN & South Asia (ASA) overview Deep and long presence across ASA region Grown with region since 1858 – The largest and oldest foreign bank in most our markets Presence in all 10 ASEAN markets and all four South Asian markets Attractive region, despite near term challenges Established Country 1858

7. Slide 7: Attractive demographics, improving trade and digital connectivity

   Attractive demographics, improving trade and digital connectivity Strong underlying growth potential ASEAN is the 4th largest economic zone globally – GDP to grow 5x to US$10tn by 2030 ASA’s share of AAME trade is rising, 19% to 23% (’08 vs. ‘22); should benefit further from regional pacts and polic

8. Slide 8: Reshaping the ASA portfolio to improve quality of income and returns

   Reshaping the ASA portfolio to improve quality of income and returns Priorities Financial performance Portfolio focus Country US$m 2015 2016 H1 17 Singapore Vietnam2 India Sri Lanka2 Grow / Income 4,253 4,052 1,964 Bangladesh turnaround Optimise Malaysia Expenses (2,621) (2,518) (1,250) geographic I

9. Slide 9: Commercial Banking

   Commercial Banking Standard Chartered

10. Slide 10: Commercial Banking overview

    Commercial Banking overview Our markets Our clients GCNA ASA AME Sub-segment Sales turnover range1 # of clients  ~20,000 Local Corporate US$ 50m – US$ 1.5bn client groups # of markets 4 9 14 Medium  ~21,000 Share of US$ 10m – US$ 50m Enterprises client groups 40% 37% 23% income Our evolution Consu

11. Slide 11: We are now building a sustainable international CB business

    We are now building a sustainable international CB business Focus on clients and growth, and Accelerate NTB, shift product mix and deepen drive cross-bank clients collaboration Strengthen CB foundations in risk Enhance credit risk management and monitoring vision and control To grow with our clients

12. Slide 12: Significant opportunity, at the heart of the Bank

    Significant opportunity, at the heart of the Bank Why Bank with us? Financial performance Helping clients grow and connect Network internationally US$m 2015 2016 H1 17  Reach – 26 CB markets; 60+ SCB markets, and network of partner banks  Expertise – 100 years+ in many markets  Straight2Bank – Aw

13. Slide 13: Private Banking

    Private Banking Standard Chartered

14. Slide 14: Private Banking overview

    Private Banking overview Presence in 6 leading financial centres Focused on 4 priorities to drive transformation Capturing the footprint opportunity Dubai  Unlocking potential in footprint markets segments Hong Kong  Leveraging UK presence for clients across emerging markets  Accelerating momentu

15. Slide 15: Differentiated advantage through our footprint, strong corporate relationships and open architecture

    Differentiated advantage through our footprint, strong corporate relationships and open architecture 1 2 Strong corporate relationships to deliver a Our footprint presents attractive opportunities “One Bank” advantage  Stronger potential for cross-bank referrals Private Financial Wealth1 (US$ tn) 2

16. Slide 16: Driving continued transformation

    Driving continued transformation Our priorities Financial performance US$m 2015 2016 H1 17 Build on control environment Income 534 496 242 Leverage investment in improved technology Expenses (341) (463) (243) Loan impairment (94) (1) - Underlying profit / Deliver great service through new 99 32 (1)

17. Slide 17: Standard

    Standard Chartered

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