Slide 1: Findi is redefining financial access in India
ASX: FND 30 May 2025 01 Findi is redefining financial access in India, bridging the gap between digital and physical banking to empower millions. ASX: FND
Slide 2: Disclaimer
Findi Group Investor Presentation ASX: FND 30 May 2025 02 This presentation (Presentation) has been prepared by Findi Limited (Findi or the may have on Findi. This Presentation has been prepared without taking account DISCLAIMER Company) and is authorised for release by its Directors. You must read
Slide 3: Executive Summary, Key Milestones, Findi Overview, FY25 Results
Findi Group Investor Presentation ASX: FND 30 May 2025 03 Executive Summary 4 Key Milestones 6 Findi Overview 8 FY25 Results 12
Slide 4: Executive Summary
Findi Group Investor Presentation ASX: FND 30 May 2025 04
Slide 5: FY25 delivered many significant milestones for Findi
Findi Group Investor Presentation ASX: FND 30 May 2025 05 The financial year ended 31 March 2025 (FY25) (exceeding guidance of $68–$70 million) delivered many significant milestones for Findi Ltd (Findi), fueling strong growth and continued share price appreciation. Findi is pleased to report its FY
Slide 6: Key Milestones
Findi Group Investor Presentation ASX: FND 30 May 2025 06 Apr 2024 • Provisional White Label Licence – awarded by the Reserve Bank of India • BC Max Centres – TSI commenced a pilot program with the Central Bank of India (CBI) Aug 2024 for the operation of an initial 25 banking correspondent location
Slide 7: Key milestones Feb 2025 to Apr 2025
Findi Group Investor Presentation ASX: FND 30 May 2025 07 • Awarded an additional 2,293 State Bank of India (SBI) ATMs – expected to deliver a c.31% IRR with Feb 2025 $250-$270 million Revenue and $125-$135 million EBITDA over the 10-year (7+3 year) life of the contract. • Completed TCPSL acquisitio
Slide 8: Findi Overview
Findi Group Investor Presentation ASX: FND 30 May 2025 08
Slide 9: Findi bridges the gap between traditional and digital banking
Findi Group Investor Presentation ASX: FND 30 May 2025 09 Founded in 2005, Findi bridges the gap between traditional and digital banking, offering Brown Label and White Label ATM solutions in addition to, inclusive financial services such as Domestic Money Transfer (DMT), Aadhaar Enabled Payment Sys
Slide 10: Secular and favourable industry
Findi Group Investor Presentation ASX: FND 30 May 2025 10 Secular and Robust BLS Fast growing, Highly scalable Demonstrated Strong favourable business with last-mile digital and sustainable ability and execution track industry long-term banking franchise-led strong levers in record with tailwinds co
Slide 11: Significant strides achieved in strategic objectives over past twelve months
Findi Group Investor Presentation ASX: FND 30 May 2025 11 May-25 We have made significant FND is HERE strides in achieving our strategic objectives in the past twelve months, moving us closer to Stage 3 of our Stage 3 – Unlock Shareholder Value Strategic Horizon – Unlock (liquidity event) Shareholde
Slide 12: FY25 Results
Findi Group Investor Presentation ASX: FND 30 May 2025 12
Slide 13: Total Revenue, EBITDA, NPBT and Operating Cash Flows
Findi Group Investor Presentation ASX: FND 30 May 2025 13 Total Revenue, EBITDA, NPBT2 and Operating Cash Flows (OCFs) of $75.5M, $31.4M, $6.0M and $27.5M respectively. This success is largely attributable to the profitable long term ATM contracts and prudent cost management while embarking on a yea
Slide 14: Total cash reserves and net cash reserves at 31 March 2025
Findi Group Investor Presentation ASX: FND 30 May 2025 14 Findi held $115.9M total cash reserves / $30.2M net cash reserves as at 31 March 2025, after completing the Tata Communications and Payment Solutions Ltd (TCPSL) acquisition, compared to $37.6M in net cash reserves when compared to 1 April 20
Slide 15: Contact details
ASX: FND 30 May 2025 15 Email: investors@findi.co • Phone: +61 8 6444 1798 Level 4, 90 William Street, Melbourne 3000 Australia FINTECH DIGITAL PAYMENTS INNOVATION findi.co