Veefin Solutions Ltd. · BSE:VEEFIN
Veefin Solutions — Q1 FY27 Earnings Presentation
25 slides from Veefin Solutions's earnings presentation, Aug 13, 2026
Slide 1: BSE Regulation 30 disclosure cover letter
Date: August 13, 2026 To, BSE Limited The Corporate Relationship Department Phiroze Jeejeebhoy Towers, 1st Floor, Dalal Street, Mumbai – 400 001 Ref: Scrip Code: 543931 ISIN: INE0Q0M01015 Sub: Disclosure under Regulation 30 of the Securities and Exchange Board of India (Listing Obligations and Discl
Slide 2: Q1 FY27 Earnings Presentation
© VEEFIN QI FY27 Earnings Presentation Building a Global \ Multi-Product BFSI Technology Platform Think Banking Transformation. Think Veefin. QI FY27
Slide 3: Q1 FY27 at a Glance
Q1 FY27 at a Glance Standalone product economics remained strong; consolidated results reflect the wider group perimeter. S T ANDAL ONE — L IS T E D E NT IT Y STANDALONE REVENUE STANDALONE EBITDA STANDALONE PAT NEW CLIENTS ₹23.14 Cr ₹12.83 Cr ₹6.74 Cr 5 Q1 FY27 55.4% margin 29.1% margin Added during
Slide 4: Veefin at Scale
Veefin at Scale The installed base behind Q1 FY27 — production deployments across the platform. ANNUALIZED INSTITUTIONS SERVED COUNTRIES PRODUCTS IN PRODUCTION DISBURSEMENTS 50+ $47B+ 16 10 Banks, NBFCs and financial Enabled on Veefin platforms Live deployments worldwide Lending, transaction banking
Slide 5: Veefin Product Suite
Veefin Product Suite: OVEEFIN Built for Multi-Product Monetization A balanced BFSI technology portfolio across live revenue engines, entry products and strategic enterprise IP investments. oS in Fi Los . » } F . VEN MONETIZING @]) Supply Chae inance ears ‘ fy) REVENUE FOUNDATION PRODUCTS ZS Market-l
Slide 6: Q1 FY27 Wins & Multi-Product Traction
Q1 FY27 Wins & Multi-Product Traction Some of the flagship wins signed in Q1 FY27 · Client names withheld under confidentiality F LAGS HIP W IN · GCC 6 PRODUCTS MID DLE EAS T 3 PRODUCTS PAN-AFRICA S CF W IN 5 COUNTRIES One of the largest digital banks in the A non-banking finance company in Supply C
Slide 7: From Signing to Revenue: How Wins Convert
From Signing to Revenue: How Wins Convert Typical enterprise deal · Indicative timelines — actual phasing varies by deal scope and milestones. YEAR 1 YEAR 2 YEAR 3+ SIGNING GO-LIVE · ~9 MONTHS AMC BEGINS · ~21 MONTHS Implementation fees trickles in through delivery ONE-TIME Milestone-based billing t
Slide 8: How to Read Veefin's Numbers
How to Read Veefin’s Numbers Three reporting lenses answer three different investor questions. MANAGEMENT VIEW STANDALONE NUMBERS CONSOLIDATED NUMBERS What management is building What the listed product entity delivers What the statutory group reports Integrated BFSI product platform Veefin Solution
Slide 9: Q1 FY27 Standalone Financial Performance
Q1 FY27 Standalone Financial Performance Standalone Q1 FY27 performance compared with Q1 FY26. FINANCIAL PERFORMANCE (STANDALONE) REVENUE REPORTED EBITDA (₹ Cr) Q1 FY27 Q1 FY26 Q1 FY27 Q1 FY26 ₹23.14 Cr ₹10.14 Cr ₹12.83 Cr ₹5.49 Cr Q1 FY26 Q1 FY27 ↑ +128.2% YoY ↑ +133.7% YoY ₹ Cr % 30 +128.2% +133.7
Slide 10: Standalone Revenue Quality
Standalone Revenue Quality Q1 FY27 revenue composition (₹23.14 Cr) REVENUE MODEL CLIENT MIX GEOGRAPHY Existing clients Recurring 74% Domestic 51% 77% 74% One-time 26% 77% New clients 23% 51% Export 49% ₹17.13 Cr recurring · ₹6.00 Cr one-time ₹17.90 Cr existing · ₹5.24 Cr new ₹11.84 Cr domestic · ₹11
Slide 11: Receivables Discipline: Collections Keeping Pace with Growth
Receivables Discipline: Collections Keeping Pace with Growth Standalone Days Sales Outstanding (DSO) — how quickly billed revenue converts to cash. STANDALONE DSO TREND (DAYS — LOWER IS BETTER) DSO — Q1 FY27 80 days 149 ↓ 19 days better than FY26 135 ↓ IMPROVEMENT SINCE FY24 ↓ 99 80 − 69 days ↓ ↓ Fr
Slide 12: Q1 FY27 Standalone Financial Performance
Q1 FY27 Standalone Financial Performance Standalone results reflect Veefin Solutions Ltd., excluding subsidiaries and controlled investee entities. FINANCIAL PERFORMANCE (STANDALONE) REVENUE REPORTED EBITDA (₹ Cr) Q1 FY27 Q4 FY26 Q1 FY27 Q4 FY26 ₹23.14 Cr ₹24.17 Cr ₹12.83 Cr ₹13.79 Cr Q4 FY26 Q1 FY2
Slide 13: Q1 FY27 Consolidated Financial Performance
Q1 FY27 Consolidated Financial Performance Consolidated Q1 FY27 performance compared with Q1 FY26. FINANCIAL PERFORMANCE (CONSOLIDATED) REVENUE REPORTED EBITDA (₹ Cr) Q1 FY27 Q1 FY26 Q1 FY27 Q1 FY26 ₹113.97 Cr ₹34.46 Cr ₹22.42 Cr ₹9.68 Cr Q1 FY26 Q1 FY27 ↑ +230.8% YoY ↑ +131.5% YoY ₹ Cr % 125 +230.8
Slide 14: Q1 FY27 Consolidated Financial Performance
Q1 FY27 Consolidated Financial Performance Consolidated results reflect the wider Veefin Group reporting perimeter. FINANCIAL PERFORMANCE (CONSOLIDATED) REVENUE REPORTED EBITDA (₹ Cr) Q1 FY27 Q4 FY26 Q1 FY27 Q4 FY26 ₹113.97 Cr ₹131.35 Cr ₹22.42 Cr ₹34.32 Cr Q4 FY26 Q1 FY27 ↓ (13.2%) QoQ ↓ (34.7%) Qo
Slide 15: One Shared Chassis Across the Product Platform
One Shared Chassis Across the Product Platform A shared microservices chassis lets Veefin add products, cross-sell modules and reuse common services without rebuilding the core stack. Corporate Retail Mobile API Banking/ Partner/ CHANNELS Internet Banking Banking CONITINOUS FINANCIAL FLOW Internet B
Slide 16: Amalgamation Update
Amalgamation Update Structural simplification remains directed towards one listed product-company perimeter. APPOINTE D DATE 1 April 2026 4 of 7 statutory stages complete 5 6 7 Stakeholder BSE / SEBI NOC NCLT first motion Chairman’s report NCLT petition Statutory NOCs NCLT order meetings No-objectio
Slide 17: PSB Xchange: Moving from Platform Build-Out to Operating Throughput
PSB Xchange: Moving from Platform Build-Out to Operating Throughput Lender integrations, sourcing partner connectivity and corporate deal activity are building the operating base for scale. LENDER NETWORK SOURCING PARTNER NETWORK 32 Total Lender Integrations Tracked 42 Total Sourcing Partner Integra
Slide 18: Qualified Pipeline Movement
Qualified Pipeline Movement USD Mn · Q1 FY27 PIPELINE BRIDGE: OPENING TO CLOSING — Q1 FY27 (USD Mn) +20.41 −15.27 −4.63 79.62 80.13 Opening pipeline New additions Wins converted Deferred Closing qualified to contracts (timing moved) Opening / Closing Additions Wins converted Deferred Wins are remove
Slide 19: Qualified Pipeline: Product, Geography & Multi-Product Momentum
Qualified Pipeline: Product, Geography & Multi-Product Momentum Qualified pipeline reflects Veefin’s shift from single-product selling to broader enterprise platform conversations across products and geographies. QUALIFIED PIPELINE VALUE BANKS IN SALES PIPELINE NON-SCF PIPELINE MULTI-PRODUCT BANK DE
Slide 20: FY27 Execution Priorities
FY27 Execution Priorities Execution is centred on monetising the broader platform while preserving standalone product economics. 01 02 03 04 Convert Expand multi- Scale PSB Complete pipeline product wins Xchange simplification Turn qualified opportunities into Cross-sell Cash, Trade, CIB, Move lende
Slide 21: Think Banking Transformation. Think Veefin.
Think Banking Transformation. Think Veefin. © 2026, Veefin Solutions Limited. All rights reserved.
Slide 22: Safe Harbour Statement
Safe Harbour Statement Veefin Solutions Limited No representation or warranty, express or implied, is made as to, and no reliance should be placed on, the fairness, accuracy, completeness or correctness of the information or opinions contained in this presentation. Such information and opinions are
Slide 23: Annexure
Annexure Statutory financial statements · Q1 FY27
Slide 24: Q1 FY27 Consolidated Financial Performance
Q1 FY27 Consolidated Financial Performance Consolidated Statement of Profit and Loss of the Veefin Group ₹ Cr, except EPS and margins Particulars Q1 FY27 Q4 FY26 Q-o-Q INCOME Revenue from Operations 113.97 131.35 (13.2%) Other Income 0.62 5.26 (88.2%) Total Income 114.59 136.61 (16.1%) EXPENDITURE O
Slide 25: Q1 FY27 Standalone Financial Performance
Q1 FY27 Standalone Financial Performance Standalone Statement of Profit and Loss of Veefin Solutions Ltd. ₹ Cr, except EPS and margins Particulars Q1 FY27 Q4 FY26 Q-o-Q INCOME Revenue from Operations 23.14 24.17 (4.2%) Other Income 1.57 1.49 5.3% Total Income 24.71 25.66 (3.7%) EXPENDITURE Operating