Slide 1: Financial Solutions Built for Complexity
Financial Solutions Built for Complexity Deep expertise, complex requirements, no compromise. Interim Results 2026 Finseta 2026
Slide 2: Presenting
Presenting James Hickman Andrew Richards CHIEF EXECUTIVE OFFICER CHIEF FINANCIAL OFFICER Andrew brings 25 years’ experience within the financial Over 25 years in the Financial Services industry with the services and insurance industries. Spending 12 years with last 20 years' experience within the FX
Slide 3: Who are Finseta?
Who are Finseta? Proprietary technology platform 165+ Specialised account and Countries covered payment product suite to Financial meet specific customer needs Solutions Designed For Deep vertical expertise to secure strong client 150+ relationships Key currencies Complex Specialist onboarding flows
Slide 4: H1 2026 Highlights
H1 2026 Highlights ● Corporate Dominance: B2B revenues grew to 74% of the total B2B Growth mix, up from 58% ● Active User Growth: Significant growth in customer numbers to Active User Growth 1,389, (H1 2025: 1,101) validating the core proprietary onboarding platform. ● Margin Impact: Gross margin im
Slide 5: H1 2026 Challenges
H1 2026 Challenges • Macroeconomic Headwinds: Extended business sales cycles Macroeconomic and muted client transactional demand temporarily suppressing average revenue per customer. • Partner Infrastructure Disruption: A banking partner recently Currency Corridor withdrew a specific currency corrid
Slide 6: Financials
Financials Confidential | Copyright 2026
Slide 7: H1 2026 Financials
H1 2026 Financials Revenue of £5.4m • Increase in active customers (HY 2025: £5.9m) • Substantial growth in Dubai revenue • Significant growth in revenue from corporate clients, now representing 74% of total revenue (HY 2025: 58%) • Macro economic headwinds suppressed growth across private and corpo
Slide 8: Revenue mix emphasises our strategic focus on corporate customers
Revenue mix emphasises our strategic focus on corporate customers HY 2026 HY 2025 Mvt. Revenue split £m £m £m Corporate 4.1 3.4 0.7 HNWI 1.3 2.5 (1.2) Total Revenue 5.4 5.9 (0.5) Closing active customers 1,389 1,101 288 19% growth in corporate revenue, with corporate revenue now making up 74% of tot
Slide 9: Expenses reflects investment in our team and internal processes
Expenses reflects investment in our team and internal processes. We are well positioned to capitalise on opportunities in our target markets £'000 The growth in our expense base from H1 2025 to H1 2026 reflects the investment in our business Admin expenses HY 2025 3,391 over the course of 2025, nota
Slide 10: 2026 Strategy
2026 Strategy Confidential | Copyright 2026
Slide 11: Strategy
Strategy Focused onboarding and processing for complex business verticals Innovating our offering with client-led product development Realigned sales strategy away from transactional business to repeatable corporate accounts Confidential | Copyright 2026
Slide 12: Strategic delivery
Strategic delivery ✔ Additional permissions granted by DFSA in Dubai ✔ Application submitted to MFSA ✔ Platform enhancements to promote recurring revenue streams ✔ Improved focus on marketing and external communications along our core verticals ✔ Focus on sales in core verticals Confidential | Copyr
Slide 13: Significant progress to date
Significant progress to date 1 2 3 4 5 Significant Investment in Diversified Focus on higher Board remain strategic shift platform and geographic margin more confident in from consumer to banking network portfolio of clients transparent delivering growth business achieved complete revenue streams in
Slide 14: Finseta >
Finseta >