Banco Santander, S.a. · BME:SAN
Banco Santander — Investor Presentation (October 2017)
9 slides from Banco Santander's investor presentation, Oct 10, 2017
Slide 1: Helping people and businesses prosper: Closing presentation
Helping people and businesses prosper Ana Botín Group Executive Chairman Closing presentation
Slide 2: Forward-looking statements disclaimer
1 Banco Santander, S . A . ("Santander") cautions that this presentation contains statements that constitute “forward - looking statements” within the meaning of the U . S . Private Securities Litigation Reform Act of 1995 . Forward - looking statements may be identified by words such as “expect”, “
Slide 3: We are delivering ahead of plan on our commitments
2 We are delivering ahead of plan on our commitments (1) % change (constant euros) (2) Total dividends charged to 2017 earnings are subject to the Board and AGM approval (3) Und erlying (4) Group ex - Popular 2017 1H'17 2016 Loyal customers (MM) 17 16.3 15.2 13.8 Digital customers (MM) 25 23.0 20.9
Slide 4: A unique model of profitable growth
3 A unique model of profitable growth 131MM customers. Top player in 10 markets with ~1Bn people Critical mass Predictability and growth in earnings = less capital or capital at a lower cost Geographic diversification Scalable digital transformation Working as a Group within our subsidiary model cre
Slide 5: Local banks 'Supertankers' and Global Platforms 'Speedboats' are well connected
4 Our 10 Local banks ‘ Supertankers ’ and our Global Platforms ‘ Speedboats ’ are well connected Start - up model + Group support Supertankers Profitable growth Our Supertankers are being transformed into digital banks Speedboats Independent Global Platforms. Led by independent CEOs but sponsored by
Slide 6: We increase our 2018 RoTE target to >11.5% and confirm all other targets
5 • Cost - to - income ratio 45 - 47% • 2015 - 18 average cost of credit risk 1.2% • FL CET1 >11% • Increasing EPS, reaching double digit EPS growth by 2018 • 30 - 40% cash dividend pay - out : Yearly DPS increase • RoTE: >11.5% People Customers Shareholders Communities • Top 3 bank to work for in t
Slide 7: To help people and businesses prosper: purpose, aim and vision
6 To help people and businesses prosper To be the best open digital financial services platform , earning the lasting loyalty of our people, customers, shareholders and communities Our purpose A bank that is… SIMPLE | PERSONAL | FAIR Our aim Our vision
Slide 8: Closing key messages
7 • We are delivering ahead of plan on our 3 - year commitments and increased our 2018 RoTE target to >11.5 % • We are driving a cultural and digital transformation: Attracting the best talent, delivering customer value whilst achieving best in class efficiency and growing EPS, TNAVPS and cash DPS •
Slide 9: Thank you
8 Thank you Our purpose is to help people and businesses prosper. Our culture is based on the belief that everything we do should be SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned
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