Prosegur Cash Sa · BME:CASH
Prosegur Cash Sa — Q3 2025 Earnings Presentation
13 slides from Prosegur Cash Sa's earnings presentation, Oct 30, 2025
Slide 1: Earnings Presentation Q3 2025
Earnings Presentation Q3 2025 Javier Hergueta - CFO Miguel Bandrés - IRO October 30th 2025
Slide 2: Cash in the world
Cash in the world 0. Cash in the world Miguel Bandrés – IRO “Cash is the most widely used payment method in Latin America, being used by over 63% of respondents. The reasons for this being, its unique convenience and the security it provides to the user. Source: Mastercard “According to the latest s
Slide 3: Highlights of the period: Results affected by strong currency impact whilst deleveraging continues
Highlights of the period: Results affected by strong currency 1. Highlights of the period Javier Hergueta – CFO impact whilst deleveraging continues. Sales (-2.3%) EBITA margin Transformation FCF 76M € Other 11.0% 35.1% of sales ▪ Organic growth ▪ Efficiency ▪ Transformation ▪ Total Net Debt ▪ 300M
Slide 4: Profit and Loss Account
Profit and Loss Account (1) 2. Profit and Loss Account Javier Hergueta – CFO Million Euros 9M 2024 9M 2025 VAR % Total sales (1) (M€, %) Sales 1,523 1,488 (2.3%) -2.3% EBITDA 275 251 (8.6%) 6.9% 1.3% Margin 18.0% 16.9% 1,523 1,488 Depreciation (96) (87) (10.5%) EBITA 179 164 (8.5%) Margin 11.8% 11.0
Slide 5: Cash Flow and Net Debt
Cash Flow and Net Debt (1) 3. Cash Flow and Net Debt Javier Hergueta – CFO Million Euros 9M 2024 9M 2025 Leverage ratio (Total Net Debt / EBITDA LTM)(1) EBITDA 275 251 Provisions and other items (15) (20) Income tax (47) (67) 2,9x 2,3x Acquisition of PP&E (67) (51) 898 836 Changes in working capital
Slide 6: Transformation: Transformation products reach 35% of sales
Transformation: Transformation products reach 35% of sales 4. Transformation Javier Hergueta – CFO Transformation Products (M€) (1) ▲6.8% Transformation Products growth 522 +6.8%. 489 Transformation Products penetration reaches 35.1% 9M 2024 9M 2025 (+300bp). 32.1% 35.1% Cash Today & Forex key trans
Slide 7: Latam
Latam(1)(2) 5. Regional dynamics Miguel Bandrés – IRO 58% of group sales Org: +8.3% Inorg: +0.0% FX(2): (16.5%) Sales (8.2%) due to currencies Sales Transformation evolution. (M€) Products (M€, % ventas) -8.2% +3.8% 932 323 855 311 Transformation Products increase 37.7% 33.3% their penetration to 37
Slide 8: Europe
Europe 5. Regional dynamics Miguel Bandrés – IRO 33% of group sales Org: +0.9% Inorg: +0.0% FX: +0.0% Gradually improving organic growth QoQ. Sales Transformation (M€) Products (M€, % sales) +0.9% +3.5% 492 497 159 165 Transformation Products continue to 33.1% 32.3% grow c.3.5% totalling 165M €. 9M
Slide 9: Asia Pacific
Asia Pacific 5. Regional dynamics Miguel Bandrés – IRO 9% of group sales Org: +24.1% Inorg: +19.4% FX: (6.2%) Revenue +37.3% levered on +24.1% organic growth. Sales Transformation (M€) Products (M€, % sales) +37.3% +82.2% 136 35 99 19 Transformation products +82.2%, due 25.5% to strong Cash Today &
Slide 10: Conclusions: Results affected by strong currency impact whilst deleveraging continues
Conclusions: Results affected by strong currency impact whilst 6. Conclusions Javier Hergueta – CFO deleveraging continues. Sales (-2.3%) EBITA margin Transformation FCF 76M € Other 11.0% 35.1% of sales ▪ Organic growth ▪ Efficiency ▪ Transformation ▪ Total Net Debt ▪ 300M €. Bond +6.9%. program pro
Slide 11: Q&A
Earnings Presentation Q3 2025 Q&A 11
Slide 12: Contact
Contact Miguel Bandrés Investor Relations Officer T| +34.900.321.009 E| miguel.bandres@prosegur.com
Slide 13: Legal disclaimer
Legal disclaimer This document has been prepared exclusively by Prosegur Cash for use as part of this presentation. The information contained in this document is provided by Prosegur Cash solely for information purposes, in order to assist parties that may be interested in undertaking a preliminary