Yamagata Bank, Ltd. · TSE:8344
Yamagata Bank — Investor Presentation (March 2022)
18 slides from Yamagata Bank's investor presentation, March 2022
Slide 1: 2022年度 会社説明 ～2022年3月期決算概要 資料編
20227F/S sz trahA BS if PPS LL $47
Slide 2: 目次
ROE AOE BCAALEOHS RNAS. VATS BARA ASS ABERDEBRR AROS AD SHAE SS RnPOHS WBRAOKAS ORS WARS SO Wa Th ORR WHROt RRA (1) WHROT BRA (2) WROP RRA (3) WahOF SAAR RAPGRORR ON AU RWN PB oO
Slide 3: 損益の状況
33 34 35 FAROE CS 1 (#4 : BR) 2016 2017 20184 2019 2020 202141 REEL RepARS 27,493 25,920 26,112 25,976 25,574 27,202 1,628 Betis 22,894 23,041 23,060 23,263 23,740 26,951 3,211 ‘BASS Fes 3,859 3,516 3,661 3,111 3,012 3,431 419 CONES AEE 739 A 636 A 609 a 399 a 1,179 a 3,181 & 2,002 [Setar 1,000 4 50
Slide 4: 利回り・利鞘
AO OHERS (B4ir : %) 20175 2018 20195 2020 20212 ACE Sue A 1.05 1.03 1.02 0.97 0.94 0.03 viii B 1.01 1.05 1.08 0.95 1.14 0.19 aSenngao c 1.02 1.03 1.03 0.95 0.90] 0.05 wESilal D 0.04 0.03 0.03 0.02 0.02} 0.00 Bx E 0.90 0.88 0.87 0.80 0.76] 0.04 ASS F=D+E 0.94 0.91 0.90 0.82 0.78] 4 0.04 BEMetO0 G 0.0
Slide 5: 自己資本比率
BCBAILBOUES GEE O\-U/IAB) (S447 + %) 20175 2018S 2019 20205 20215 BCAA HA) 11.19 11.15 10.59 10.34 9.94 (844i: BAA) I? AACR BIAR (A) 135,248 138,003 139,196 141,333 142,939 PBN OREBRA 132,372 134,771 135,935 137,856 139,251 IP BACH ACNS MBAS SE 2,208 2,697 2,832 3,189 3,496 IP BACB A CNS iS SA 667 5
Slide 6: 有価証券の状況
ERE, VAT SEMAEEA (447: BAA. %) (47 : BAA. %) Reeaiom ue UZ0 SEHR Kennet ue UR7 EEaHERA J 6 x | 157,484 (9.01)| 6,082 ( 25.10)| | @ x | 146,052 (851)| 3,695 ( 17.73) a OR 6,164 ( 0.35) 213 (088)| | @ x OR 5,912 (0.34)| 1,581 (7.59) ” # 34 ( 0.00) - ¢( -)| fm x 31 ( 0.00) - (+) e-RGR- OAR 354 ( 0.02)
Slide 7: 貸出金の状況
(Ais XD all ies (7 : BAR) 20178 | 20188 | 20198 | 20208 | 202148 papet TERRELL Listiiaay 1,670 2,956 2,663 1,732 1,273 0.07% A 459 RABE 4,666 2,414 1,339 3,860 1,423 0.08%| 2,437 TAREE: 9,971 12,322 12,595 11,668 11,557 0.66% a 111 Bret 59,649 56,984 56,295 57,689 56,692 3.24% a 997 Beene 6,532 8,55
Slide 8: 貸出金の残高・内訳
(SB ABAN-Z) BRAD EBAR <20214F3AR> asi <4) <202243AR> ese +) fips KRD Fe TERA etek Be TBREAG emt, SYIPIT | SYDIIY TERS 7,254 6,434 109 9 13 8 4 677 143 COWES 535 94 390 11 12 1 3 24 94 27 Best 61 4 2 47 3 2 0 3 6 5 BRE 188 11 7 0 142 10 3 15 18 13 RET 49 1 1 0 5 21 1 20 7 1 TES 17 0 0 ) 0) 0) 6 11 0
Slide 9: 貸出金の状況
FAEOHES (NCDERE) (HAT : BA. %) 20174 20184 2019%F = 20205 202147BE RK iB ARR SBE ARS SBE ARR pepe RR ta BES 2,209,410 1.20] 2,215,161 0.26] 2,269,022 2.43] 2,581,043 13.75] 2,709,490 4.98 A 1,552,595 1.25] 1,569,932 1.12] 1,601,136 1.99] 1,724,973 7.73} 1,793,781 3.99 ABBA 466,902) 3.17] 468,481 0.3
Slide 10: 有価証券関連損益
FAO Sa i (AAA) (07 : BAF) 2017 20184 20194 20207 20217 Bei tetin 65,584 64,075 49,596 57,959 67,013 DMA 14,601 17,553 22,235 24,589 23,193 LapRIR 194,590 201,883 195,568 195,913 200,887 JaDORAB AE 274,775 283,511 267,399 278,461 291,093 x Aaplals, BORN ReescHkl CHET
Slide 11: 預金等の状況
BWEOHE (447 | BAA. %) 20174 2018 2019 202047 2021 RIK Bip RK HSE AUK Hee AK HR AK Boe CELE 1,735,529 3.15] 1,707,716} 1.60] 1,721,894 0.83) 1,748,110 1.52) 1,716,804) 1.79 HU) PRES 1,078,670 6.13] 1,096,985 1.70] 1,089,835} 0.65] 1,128,209 3.52] 1,124,557} 0.32 Cy) BSS 499,099 1.89 503,654 0.91 494,
Slide 12: 株価の推移
LUZ RAORS SORE AEIMEIA, BWR PD RIM ICHEE TUS > (ee) WRAORP me GREMIRESO) (%) 68,000 mm SS —O-AIIt (ABR) 56,000 2018/1 4 7 10 2019/1 4 7 10 2020/1 4 7 10 2021/1 4 7 10 2022/1 (AA) 34,0602 LUFZUR AIO Beh es (%) al TUILALUUIATITInRRRRAT 26,000 i f i | | ‘it a2 2018/1 4 7 10 2019/1 4 7 10 2020/1 4 7 10
Slide 13: 有価証券の評価損益
WAZRS EME HORTA RUE a1] xR | Hi 2H LuAZ {hear m<100| ue=100 8 Hf 20214 | km 377,975 9,323 2.5 786 0.2 8.4 AD aoa ares 2021 aN 125,502,290} 1,054,729 0.8} 1,097,237 0.9 104.0 th 3 BM unisersxem| 20214 | this 59,497,356 418,707 0.7 523,649 0.9) 125.1 BARES 201848] (A 5,563,037 42,759 0.8 51,656 0.9 12
Slide 14: 地域別の状況 (1)
ZEROES AER (1) <ADBRR> <4 > <ai> al iEtAC STREAM — Pas BBA (BUERO HOLL S551, ee asi | Soc? wet | cae tame | sie ore STO eee ene | anette wx % Xx A} 20154=100 % % % % % BARA % 2017 1,102,680 40.98) 48,101} A 3,476 105.2 1.3 3.1 A 3.6 3.0 410.1 87,925 36.5 2018 1,091,648 41.00) 48,392} & 3,255 104.7 a
Slide 15: 地域別の状況 (2)
WWAZROE BR ABER (2) < {BL ASHEE> <AEEIRED> <i> <ASURED> oe en) HESRELOR | DSSERBASE] @he LAG 7 wea) | eve-a1-men | Ge en macemrra | eee AS UREA Bl Ceeeny ate ate AVE AVE ave BAA % a % A % P % mi % BAR % 2017 150,730 0.2 44,419 9.5] 322,295 A 11.0 5,531 A 2.5} 468,822 416.2} 162,617 1.9 2018 147,422
Slide 16: 地域別の状況 (3)
WWAZROE SR ABER (3) <P HE> <fEFAIBSS> <DNti> rag BPR MEE BARRE ZBSSiK HEA Ms ail BORER PUAeae ovr imme | (SUM Ease) | (S.ADLESEBERR (Ret -#E) Asll aI ANE LE ae ANE LE, BIEL BIEL tag tF BAR % {Si 7K4 Yb] 2020¢F= 100 %| 2020%=100 %| 2020%=100 % 2017 39 al4 4,209] & 63.1 1.54 0.24 100.8 0.5 100.3 11 98
Slide 17: {lhetho= Bea
{lhetho= Bea <ADBHIE> <teE> <> <AERRIBB> <I ASHED> 7 —_ = #EtAD aii FE eee eee am | MOSS MErsH, 2 asi | 20? met ame tame | sme FEN ante acess aieett oN % Ne AX |2015%=100 % FP % Gi ricean A % 2017 1,086,377 0.16 A496 2,124 109.7 6.1 12,257 25.1 1.75 0.15] 308,878 2.0 2018 1,088,669 0.21 A 506 2,546
Slide 18: EsRaeee SS HIEADI
30 20 10 a4 20 4 30 a 40 450 EsRaeee SS HIEADI RAR ROS «(RARRORR MARS SORE, (20226A(t FB) DSS ELOMEMBUEL THIS» SREB A FIUNDIOHER (LAIR) (HAT : %, RID) 2017/6 12 2018/6 Bes : BART 12 2019/6 12 2020/6 12 2021/6 12 2022/68) 20214 2022% | (iB) Ez 6A 9A 12A 3A 6A BER a3 (o} 0 3 0 a6 See a7 11 10 10 2 0 o