Change Financial Ltd · ASX:CCA

Change Financial — Q2 FY23 Earnings Presentation

9 slides from Change Financial's earnings presentation, Jan 30, 2023

  1. Slide 1: Q2 FY23 Investor Presentation

    For personal use only Q2 FY23 Investor Presentation 30 January 2023

  2. Slide 2: Change today: delivering scalable payments solutions

    Change today: delivering scalable payments solutions For personal use only Payments solutions provider, driving innovation in the Banking as a Service banking ecosystem Payments as a Service Payment testing Physical & Transaction Digital payments Full payment Visa, Mastercard, ATM & POS virtual card

  3. Slide 3: Global fintech with local expertise

    Global fintech with local expertise Our offices / staff Our clients For personal use only Global team with local knowledge to support Critical payments our loyal & growing infrastructure Deep client integration client base Athens Los Angeles Santo Domingo Global footprint 156 Clients in 41 countries

  4. Slide 4: Operational Update – Q2 FY23

    Operational Update – Q2 FY23 For personal use only The AFSL will enable Milestone Q2 Key Achievements Change to issue prepaid Granted an Australian Financial Services Licence (AFSL) cards in Australia, Will enable Change to issue prepaid cards in Australia complementing the Business readiness for In

  5. Slide 5: Issuing Capabilities

    Issuing Capabilities For personal use only Change continues to AFSL is another key enabler in the Payments as a Service (PaaS) business model make strong progress Now finalising Mastercard Australia Principal Issuing licence on completing the key Will allow the business to directly issue prepaid car

  6. Slide 6: Financial Update – Q2 FY23

    Financial Update – Q2 FY23 For personal use only H1 delivered revenue Q2 FY23 revenue of US$2.0m (A$2.8¹m), up 9% on pcp Revenue by Quarter (US$m) growth with reduced H1 FY23 revenue (unaudited) of US$4.3m (A$6.0m), up 2.4 cost base (restructuring 14% on pcp 2.3 2.1 costs all expensed in 1.9 2.0 Gro

  7. Slide 7: Outlook

    Outlook For personal use only Continue to target to deliver double-digit Revenue Growth Targeting to deliver double digit revenue growth in FY23 revenue growth in FY23 FY22 revenue of US$8.3m and achieve monthly H1 FY23 revenue of US$4.3m, up 14% on pcp EBITDA positive during Key drivers of growth:

  8. Slide 8: Disclaimer

    Disclaimer For personal use only Change Financial Important Notice This presentation has been prepared by Change Financial Limited (Change Financial) in good faith. No express or implied warranty is given as to the accuracy or completeness Limited of the information in this document or the accompany

  9. Slide 9: Thank you.

    For personal use only Thank you. Get in touch investors@changefinancial.com

Change Financial — Q2 FY23 Earnings Presentation on 6ix