Nib Holdings Ltd · ASX:NHF
Nib — Shareholder Meeting (November 2025)
25 slides from Nib's shareholder meeting presentation, Nov 6, 2025
Slide 1: 2025 Annual General Meeting Presentation
6 November 2025 Company Announcements Office ASX Limited 2025 Annual General Meeting Presentation To the Company Announcements Office, Please find attached nib holdings limited’s 2025 Annual General Meeting Presentation. For personal use only Yours faithfully, Roslyn Toms Company Secretary For furth
Slide 2: 2025 Annual General Meeting
For personal use only 2025 Annual General Meeting 6 November 2025
Slide 3: Disclaimer
Disclaimer The material in this presentation is a summary of the results of nib holdings limited (nib) for the 12 Whilst the forward-looking statements are based on current views, expectations and beliefs as at the months ended 30 June 2025 and/or its related bodies corporate (Group) and an update o
Slide 4: Welcome to Country
Welcome to Country For personal use only Uncle Allen Madden Representative of the Metropolitan Local Aboriginal Land Council Image: nib Innovate Reconciliation Action Plan artwork 'The Beginning' by Michelle Kerrin, descendant of the Arrernte and Luritja clan groups from the Northern Territory, born
Slide 5: Board of Directors
Board of Directors For personal use only David Gordon Ed Close Donal O’Dwyer Anne Loveridge AM Chair Chief Executive Officer & Non-Executive Director Non-Executive Director For re-election at 2025 AGM1 Managing Director Retires 2025 AGM Jacqueline Chow Peter Harmer Jill Watts Brad Welsh Non-Executiv
Slide 6: Senior management team
Senior management team Executive KMP For personal use only Ed Close Nick Freeman Roslyn Toms James Barr Managing Director & Group Chief Financial Officer Group Executive, Legal & Chief Executive, Australian Chief Executive Officer Chief Risk Officer Private Health Insurance Other Executives Brendan
Slide 7: Chair's Address
Chair’s For personal use only Address David Gordon Chairman
Slide 8: FY25 Themes
FY25 Themes For personal use only 3.2% 22,000+ Almost 2 million Policyholder growth in our nib member PHI customers covered in Australian residents business enrolments in health Australia and New Zealand vs industry average of 2.2% management programs Hospital admissions Ancillary visits in Australi
Slide 9: Supporting our healthcare system
Supporting our healthcare system For personal use only 55% of the Australian Health funds paid $12.4b Private health insurance pays population has private to private hospitals in FY25, for around 2 out of 3 health insurance up 6.4% elective surgeries nib contributed over We secured multi-year nib pa
Slide 10: Group Highlights
Group Highlights Net profit after tax Total persons covered $198.6m 1,938,545 For personal use only ▲9.4% ▲3.2% 181.6 198.6 1,878,951 1,938,545 FY24 FY25 FY24 FY25 Full year dividend Group NPS 29.0 cps +34 Fully franked ▲1 29.0 29.0 +33 +34 FY24 FY25 FY24 FY25 Committed to productivity and efficienc
Slide 11: nib Group overview
nib Group overview Our purpose: Your better health and wellbeing Australian residents Accelerate growth For personal use only 4th largest PHI provider in AU in core PHI Australian businesses in Residents Australia and New PHI Zealand International International visitors Services Visitors 46,500+ PAL
Slide 12: Corporate governance framework
Corporate governance framework For personal use only 11
Slide 13: Sustainability
Sustainability For personal use only 1. Health management programs defined as programs that intend to improve health outcomes for a specific disease, injury or condition, which can be sub-classified as a Chronic Disease Management Program. e.g. Healthy Weight for Life and Cardihab programs. 2. Healt
Slide 14: nib in the community
nib in the community Invested $34.2 million in more than 200 community health and wellbeing initiatives since 2008 For personal use only Better Health Partners: Working together with our Better Health Partners to help people reduce their risk of the most common chronic diseases. Launching our new Pa
Slide 15: Thank you
For personal use only Thank you
Slide 16: CEO's Address
CEO’s For personal use only Address Ed Close Chief Executive Officer & Managing Director
Slide 17: Our purpose, vision and mission
For personal use only Our purpose, vision and mission. Purpose: Your better health and wellbeing. Vision: nib is a leader in private health insurance, disability support and health services across Australia and New Zealand, reshaping the industry through bold innovation, strategic disruption and tru
Slide 18: Delivering value for our customers
Delivering value for our customers For personal use only Prioritising population health Providing value for our customers ► 121,000+ general health interactions via health ► No Gap preventative dental and optical networks and wellbeing programs and telehealth expanded to 500+ providers, saving membe
Slide 19: Group Performance Highlights
Group Performance Highlights Strong performance across the Group in line with guidance Group revenue1 Group UOP2 Net profit after tax Total persons covered For personal use only $3.6b $239.2m $198.6m 1,938,545 ▲7.8% ▼7.1% ▲3.2% ▲9.4% 3.3 3.6 257.5 239.2 181.6 198.6 1,878,951 1,938,545 FY24 FY25 FY24
Slide 20: Strong arhi performance
Strong arhi performance ► FY25 delivered best ever sales result (up 13% vs FY24) driven by high-performing, multi-channel distribution capability targeted at high value segments. Continued market outperformance in net policyholder growth (+3.2%). For personal use only ► ► In FY25 nib attracted 52,00
Slide 21: Solid contribution from adjacent businesses
Solid contribution from adjacent businesses Adjacent businesses contributing $45.3m to Group UOP with momentum building For personal use only International NZ Health Services Thrive Travel ► Over 46,500 PALM ► Recovery plan ► Honeysuckle Health ► UOP of $16.9m, an ► Cost discipline with customer liv
Slide 22: Group productivity & efficiency
Group productivity & efficiency For personal use only Productivity agenda Group Operating Non-marketing Customers per FTE saved $18m Expense ratio down expenses contained to +3.4% up 7.7% in FY251 50bps to 17.7% in an inflationary environment Continued momentum in AI and digital-first ► A number of
Slide 23: Our strategy
Our strategy Accelerate growth in core PHI businesses in Australia and New Zealand • Above system multi-brand, multi-channel policy growth For personal use only • Scale health management strategy & claims efficiency program • Pricing, product & provider innovation Expand Health Services and Insuranc
Slide 24: FY26 Outlook on track
FY26 Outlook on track Positive Group UOP uplift expected, supported by continued strong Australian PHI performance, NZ expected return to full year profitability and solid momentum in adjacent businesses. For personal use only PHI: ► Australian residents targeting above system policyholder growth of
Slide 25: Thank you
For personal use only Thank you