PT Bank Maybank Indonesia Tbk Class A · IDX:BNII
PT Bank Maybank Indonesia Tbk Class A — H1 2019 Earnings Presentation
27 slides from PT Bank Maybank Indonesia Tbk Class A's earnings presentation, 2019
Slide 1: Maybank Indonesia Financial Results 1H 2019
Humanising Financial Services Maybank Indonesia Financial Results 1H 2019 ended 30 June 2019 www.maybank.co.id
Slide 2: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Awards, Events and CSR Highlights 24 Financial Results: 1H 2019 ended 30 June 2019
Slide 3: Executive Summary of 1H 2019 Results
Executive Summary of 1H 2019 Results* 1 • Pre-provision operating profit increased by 2.1% YoY supported by improvement in fee based income, sustained strategic cost management and increased net interest income as loan growth reached 6.6% YoY in 1H 2019. • PATAMI decreased by 18.9% YoY to Rp757 bill
Slide 4: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Awards, Events and CSR Highlights 24 Financial Results: 1H 2019 ended 30 June 2019
Slide 5: Income Statement - Consolidated
Income Statement - Consolidated Rp billion 1H 2019 1H 2018 YoY 2Q 2019 1Q 2019 QoQ Interest Income 7,827 7,315 7.0% 3,978 3,849 3.3% Interest Expense (3,803) (3,383) 12.4% (1,990) (1,813) 9.8% Net Interest Income 4,024 3,932 2.4% 1,987 2,037 -2.4% Non Interest Income 1,167 1,022 14.1% 652 515 26.6%
Slide 6: Loans
Loans Global Banking booked strong loans growth of 25.6% YoY, followed by CFS Non-Retail loans growth of 1.6% YoY LDR & Total Loans Rp Trillion Loans Portfolio Breakdown Rp Trillion 108.31% 114.82% 109.75% Jun-19 Mar-19 Jun-18 YoY QoQ 102.11% 104.30% Global Banking 37.8 35.9 30.1 25.6% 5.4% 100.64%
Slide 7: Asset Quality
Asset Quality Slightly deteriorated due to continued slow economic environment 3.46% 3.35% 3.73% 3.10% 3.29% Impaired Loans - Gross Impaired Loans (consolidated) 2.13% 1.94% 1.81% 1.90% 2.13% Impaired Loans - Net Jun-18 Sep-18 Dec-18 Mar-19 Jun-19 Impaired Loans - Gross Impaired Loans - Net 2.79% 2.
Slide 8: Customer Deposits
Customer Deposits Released surplus liquidity for the quarter Deposits from Customers by Business Segment 20% 19% Global Banking Jun-18 Jun-19 CFS 80% 81% Deposits from Customers by Type 21% 17% Current Account Jun-18 Saving Account Jun-19 16% 58% 21% Time Deposit 67% Rp Trillion Jun-19 Mar-19 Jun-18
Slide 9: Fee Income
Fee Income Fee income improved driven by fees from Global Markets (treasury) Rp billion +14.1% YoY +0.6% YoY +134.6% YoY +758.7% YoY +0.7% YoY 1,167 1,022 801 806 Jun-18 Jun-19 186 187 107 46 66 -10 Total Fee Income Fees and commissions other Gains on foreign exchange Gains/loss on sale of
Slide 10: Operating Expenses (Opex)
Operating Expenses (Opex) Included in Opex are the incentives paid for Mudharabah deposits which grew by 111.7% YoY. Excluding these incentives, Opex reduced by 1.3% YoY Rp billion +6.5% YoY -1.8% YoY +12.8% YoY 3,183 2,988 1,918 1,701 1,287 1,265 Jun-18 Jun-19 Total Operating Personnel G&A Ex
Slide 11: Sound Capital Position
Sound Capital Position 18.77% 18.78% 19.04% 18.73% 19.07% 134,787 136,888 138,481 137,120 131,715 24,721 25,314 26,065 25,940 26,151 Jun-18 Sep-18 Dec-18 Mar-19 Jun-19 Risk Weighted Assets (Rp Billion) Total Capital (Rp Billion) CAR Capital Ratios Jun-19 Mar-19 Dec-18 Sep-18 Jun-18 YoY QoQ Tier I 17
Slide 12: Balance Sheet - Consolidated
Balance Sheet - Consolidated Rp billion Jun-19 Mar-19 Jun-18 YoY QoQ Loans 135,427 135,833 127,064 6.6% -0.3% Other Earning Assets 28,693 33,474 24,167 18.7% -14.3% Other Assets 19,519 19,123 20,505 -4.8% 2.1% Total Assets 183,639 188,431 171,736 6.9% -2.5% Deposits from Customer 125,195 128,390 113
Slide 13: Financial Ratios
Financial Ratios Jun-19 Mar-19 Jun-18 YoY Jun-19 Mar-19 Jun-18 YoY Consolidated Bank Only a b c (a-c) a b c (a-c) Profitability Profitability Return On Assets 1.12% 1.21% 1.49% -0.37% Return On Assets 0.89% 0.96% 1.23% -0.34% Return On Equity (Tier 1) 6.50% 7.19% 9.16% -2.66% Return On Equity (Tier
Slide 14: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Awards, Events and CSR Highlights 24 Financial Results: 1H 2019 ended 30 June 2019
Slide 15: Shariah Banking
Shariah Banking Shariah Financing grew 4.9% to Rp24.1 trillion, contributing 17.8% to the Bank‟s consolidated loans. Shariah Deposits grew significantly by 44.2% to Rp27.1 trillion, contributing 21.7% to the Bank‟s consolidated customer deposits. Shariah Assets up by 15.3% to Rp33.7 trillion,
Slide 16: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Awards, Events and CSR Highlights 24 Financial Results: 1H 2019 ended 30 June 2019
Slide 17: Maybank Finance
Maybank Finance Revenue and Profit Before Tax Financing Rp Billion Rp Billion -4.4% -3.8% 623 7,522 595 7,240 +19.4% 229 192 Jun-18 Jun-19 Jun-18 Jun-19 Revenue Profit Before Tax Asset Quality Unit Financing (unit) 24,14325,286 24,26725,485 0.65% 0.59% 0.53% 0.34% 0.34% 0.38% 0.31% 0.27% 124 1
Slide 18: WOM Finance
WOM Finance Revenue and Profit Before Tax Financing Rp Billion Rp Billion -3.0% -12.1% 8,352 1,290 1,252 7,345 -28.8% 139 99 Jun-18 Jun-19 Jun-18 Jun-19 Revenue Profit Before Tax Asset Quality Unit Financing („000 unit) 261 3.18% 2.98% 173 2.72% 2.82% 2.42% 123 120 93 1.27% 70 0.75% 0.77% 0.88
Slide 19: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Awards, Events and CSR Highlights 24 Financial Results: 1H 2019 ended 30 June 2019
Slide 20: Profile
Profile Profile* Established : 15 May 1959 Total Assets : Rp183.6 Trillion Total Equity : Rp25.5 Trillion Market Capitalisation : Rp18.6 Trillion Rank #10 in terms of Assets Position in Indonesia : Rank #10 in terms of Loans Rank #9 in terms of Deposits 385 (Maybank Indonesia) # of Branches : 612 19
Slide 21: Company Ratings and Shareholdings
Company Ratings and Shareholdings Company Rating Shareholders Public Long-Term Foreign-Currency IDR BBB; Outlook Stable Short-Term Foreign-Currency IDR F2 78.98% 21.02% Viability Rating bb Support Rating 2 National Long-Term Rating AAA(idn); Outlook Stable National Short-Term Rating F1+(idn) Sukuk M
Slide 22: Board of Commissioners
Board of Commissioners Edwin Gerungan Budhi Dyah Sitawati Commissioner Independent Commissioner Datuk Abdul Farid bin Alias President Commissioner Achjar Iljas Hendar Datuk Lim Hong Tat *) Independent Commissioner Independent Commissioner Commissioner * Appointed at EGM held on 18 Oct 2018 and will
Slide 23: Board of Directors
Board of Directors Thilagavathy Nadason Jenny Wiriyanto Eri Budiono Director Director Director Taswin Zakaria President Director Irvandi Ferizal Effendi Widya Permana Muhamadian Director Director Director Director Page 23
Slide 24: Table of Contents
Table of Contents Executive Summary 2 Results Overview 4 Appendix Shariah Banking 14 Subsidiaries 16 Maybank Indonesia in Brief 19 Awards, Events and CSR Highlights 24 Financial Results: 1H 2019 ended 30 June 2019
Slide 25: Awards, Events and CSR Highlights in 2Q 2019
Awards, Events and CSR Highlights in 2Q 2019 Maybank Indonesia Fast-breaking with Strategic Partnership Maybank Indonesia Orphans with AiTI Maybank Indonesia hosted a break fasting Maybank Indonesia strengthened its event with the 127 orphans from 4 strategic partnership with the Asosiasi foundation
Slide 26: My Bank is Maybank! Thank You
Maybank wins hearts and =, inspires confidence through its commitment to treating M Y BANK Is customers and staff with MAYBA NK ! respect. - We make humanising y ‘- . - f financial services more than ~ just a promise but the way we do business. e ~~ sé 1 Thank You Maybank
Slide 27: PT Bank Maybank Indonesia Tbk Investor Relations
PT BANK MAYBANK INDONESIA Tbk Investor Relations Sentral Senayan III Jl. Asia Afrika No. 8, Gelora Bung Karno Jakarta 10270, Indonesia Tel : (62-21) 2922 8888 Fax : (62-21) 2922 8799 Email : InvestorRelations@maybank.co.id www.maybank.co.id Disclaimer : Please note that some of the statements in thi
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