Housing & Urban Development Corp. Ltd. · NSE:HUDCO
Housing & Urban Development — Q4 FY2019-20 Earnings Presentation
14 slides from Housing & Urban Development's earnings presentation, Jun 26, 2020
Slide 1: Intimation under Regulation 30 - Financial Results Presentation
YEARS OF CELEBRATING THE MAHATMA HUDCO/CS/SE/2020 26th June, 2020 Listing Department Listing Department BSE Limited National Stock Exchange of India Ltd. Phiroze Jeejeebhoy Towers Exchange Plaza, C-1, Block G, Dalai Street Bandra Kuria Complex, Bandra (E) Mumbai- 400001 Mumbai - 400051 Scrip Code- 5
Slide 2: Investors Presentation & Performance Highlights Q4 & FY 2019-20 (Standalone)
INVESTORS PRESENTATION & PERFORMANCE HIGHLIGHTS Q4 & FY 2019 - 20 (STANDALONE) Highest Domestic Credit Rating AAA from ICRA, CARE, and India Ratings & Research. Note: The images used herein are of the Projects financed by HUDCO.
Slide 3: Financial Highlights
F I NA N C I A L H I G H L I G H T S (Amount in ₹ Crore) 80000 FY 2019-20 76127 72829 60000 Balance FY 2018-19 Sheet 40000 20000 12342 10956 0 Total assets Net Worth 8000 6000 7572 Income 4000 5591 Statement 2000 2648 2462 2174 1863 1708 1180 0 TOTAL INCOME NII PBT PAT 50000 40000 30000 34452 31009
Slide 4: Sanctions - Composition
Sanctions - Composition (Amount in ₹ Crore) Financial Year 19-20 Financial Year 18-19 12 Months Discipline-wise Q4 Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY20 FY19 FY 18 3731.26 40 19 - 4000 38 5055 18030 3790.26 27123 15583 Housing 29.97% 48.39% 0.59% - 98.23% 1.35% 96.84% 80.72% 19.01% 78.73% 40.32% 8704.70 40 3173
Slide 5: Disbursements - Composition
Disbursements - Composition (Amount in ₹ Crore) Financial Year 19-20 Financial Year 18-19 12 Months Discipline-wise Q4 Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY20 FY19 FY18 2301.07 338.08 282.26 2062.15 776.16 619.13 8568.38 17423.59 4983.56 27387.26 4789.39 Housing 56.00% 48.23% 19.16% 53.12% 59.46% 28.16% 91.68% 95
Slide 6: Sector-wise Disbursal - Composition
Sector -wise Disbursal - Composition (Amount in ₹ Crore) Discipline-wise Financial Year 19-20 Financial Year 18-19 12 Months Q4 Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY20 FY19 FY18 2111.25 318.08 282.26 2051.50 751.16 582.50 8457.83 17232.10 4763.09 27023.59 4484.73 Social Housing 51.39% 45.38% 98.39% 53.44% 57.55%
Slide 7: Outstanding Loan - Composition
O u t s ta n d i n g L o a n - C o m p o s i t i o n (Amount in ₹ Crore) Financial Year 19-20 Financial Year 18-19 12 Months Borrower- wise Q4 Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY20 FY18 FY17 Government 73722.00 71420.98 72879.27 72627.93 45636.35 46151.07 53252.94 70050.31 73722.00 70050.31 45985.60 Agencies 96
Slide 8: Details of Borrowings
D e ta i l s o f B o r r o w i n g s (Amount in ₹ Crore) Financial Year 2019-20 Financial Year 18-19 12 Months Particulars Q4 Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY 20 FY 19 FY 18 Tax Free Bonds 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 17388.47 28.28% 29.43% 28.56%
Slide 9: Funds Raised during the year
Fu n d s R a i s e d d u r i n g t h e y e a r (Amount in Rs. Crore) Financial Year 19-20 Financial Year 18-19 12 Months Particulars Q4 Q3 Q2 Q1 Q1 Q2 Q3 Q4 FY 20 FY 19 FY 18 Taxable Bonds 1400.00 - 3810.00 2485.00 100.00 - 7960.00 15950.00 7695.00 24010.00 4655.00 Refinance from 1294.00 - - 1000.00
Slide 10: Classification of Assets
CLASSIFICATION OF ASSETS March, 2020 March, 2019 S. No. Exposure at Default Outstanding (₹ in Outstanding (₹ in % % Crore) Crore) 1. Stage 1 69,963.68 92.84 69,892.55 95.32 2. Stage 2 3,674.10 3.33 146.34 0.20 3. Stage 3 2927.65 3.82 3,286.59 4.48 Total 76,565.43 100 73,325.48 100 Total ECL (₹ in Cr
Slide 11: Financial Statements
FINANCIAL STATEMENTS (Amount in ₹ Crore) Quarter ended Year ended Particulars st 31 March, 2020 st 31 March, 2019 st 31 March, 2020 st 31 March, 2019 (Audited) (Audited) (Audited) (Audited) Income: - Revenue from Operations 1888.49 1474.75 7532.12 5547.64 - Other Income 11.91 18.60 39.52 43.58 Total
Slide 12: Key Indicators
K e y Indicators Quarter Ended Particulars March, 2020 March, 2019 Yield on Loan (%) (Annualised) 10.34% 10.15% Cost of Funds (%) (Annualised) 7.80% 7.01% Interest Spread (%) 2.54% 3.14% Net Interest Margin (%) (Annualised) 3.65% 4.52% Debt Service Coverage Ratio (times) 0.41 0.43 Interest Coverage
Slide 13: Shareholding Pattern
S h a r e h o l d i n g Pa t t e r n st 31 March, 2020 June, 2020 Particulars % % President of India 89.81 89.81 Foreign Institutional Investors/ Foreign Nationals/ Foreign Portfolio Investors 0.14 0.04 Resident Individual/ Employees 6.07 6.32 Mutual fund/ AIF 0.71 0.61 Nationalized Banks/ Other Ban
Slide 14: Thank You
Thank You Disclaimer: This presentation is made purely for information. We have attempted to provide relevant information which we believe will help in knowing the Company. The users may use their own judgment and are advised to make their own calculations before deciding on any matter based on the
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