Broadridge Financial Solutions, Inc. · NYSE:BR
Broadridge Financial Solutions — Investor Presentation (2020)
16 slides from Broadridge Financial Solutions's investor presentation, 2020
Slide 1: Pursuing the Retirement You Deserve
Slide 0010 Pursuing the Retirement You Deserve PREVIEW Hello, and welcome to Four Pillars of a Successful Retirement. V20N3 © 2020 Broadridge Investor Communication Solutions, Inc. FPR
Slide 2: Our Commitment
Slide 0020 Our Commitment • Provide sound financial information • Help you pursue financial goals in retirement • Offer complimentary consultation The information provided in this presentation is not written or intended as tax, legal, investment, or retirement advice or recommendations, and it may n
Slide 3: Workbook and Evaluation Form
Slide 0030 Workbook and Evaluation Form PREVIEW We’ve found that people are more likely to remember something they act on rather than something they only hear about. That’s why we designed this workbook so you can apply what you learn to your situation. In it you’ll find helpful material that reinfo
Slide 4: Are you prepared for one of the biggest transitions in your life?
Slide 0040 Are you prepared for one of the biggest transitions in your life? PREVIEW Are you prepared for one of the biggest, if not THE biggest, transitions in your life? Retirement is usually seen as life’s reward for working hard, supporting a family, and saving your hard‐earned dollars. You cele
Slide 5: Do you have the time, desire, and knowledge to build a financial strategy?
Slide 0050 Do you have the time… …the desire… …and most important, the knowledge… …to build a financial strategy for retirement? PREVIEW <CLICK> Do you believe you have the time, <CLICK> the desire, and maybe most important, <CLICK> the knowledge <CLICK> to build a financial strategy that will help
Slide 6: Four Pillars of a Successful Retirement
Slide 0060 Four Pillars of a Successful Retirement (that is, four really important factors) 1. Social Security 2. Income Strategy 3. Tax Planning 4. Legacy Planning PREVIEW Putting together a successful financial strategy for retirement takes very careful thought. Four factors, in particular, could
Slide 7: Three Risks
Slide 0070 Three Risks (also known as external factors over which you have little control) 1. Inflation (cost of living) 2. Health‐care costs 3. Market unpredictability PREVIEW Before we get into the details of the four pillars, it might be helpful to understand three risks (clearly, we like numbers
Slide 8: Inflation: Rising prices over time
Slide 0080 Inflation: Rising prices over time Cost of a bag of groceries at a 3% annual inflation rate $121.00 $50.00 Today In 30 years This hypothetical example of mathematical principles is used for illustrative purposes only. Actual results will vary. PREVIEW First, inflation. Inflation is the ri
Slide 9: Inflation: Your money also loses purchasing power over time
Slide 0090 Inflation: Your money also loses purchasing power over time Effect of 3% annual inflation on a $1 million nest egg $1,000,000 $411,987 Today In 30 years This hypothetical example of mathematical principles is used for illustrative purposes only. Actual results will vary. PREVIEW Inflation
Slide 10: Why Inflation Really Matters
Slide 0100 Why Inflation Really Matters At age 65, a healthy individual could expect to spend 20 or more years in retirement Life expectancy at age 65 Woman Man 86 years 83 years PREVIEW Source: Social Security Administration, 2019 This might be the most important reason yet why inflation matters: Y
Slide 11: Rising Costs of Health Care
Slide 0110 Rising Costs of Health Care Sixty‐five‐year‐olds who retired in 2019 might need these amounts to cover their health expenses in retirement Man $144,000 Woman $163,000 Married couple $301,000 PREVIEW Source: Employee Benefit Research Institute, 2019 Many people underestimate the potential
Slide 12: Long-Term Care
Slide 0120 Long‐Term Care More than half of people will need some form of long‐term care after age 65 Current average cost of a one‐year stay in a nursing home (semi‐private room): $82,125 Cost in 20 years at just a 3% inflation rate: $148,327 Source: U.S. Department of Health and Human Servic
Slide 13: Unpredictability of the Financial Markets
Slide 0130 Unpredictability of the Financial Markets S&P 500 Cumulative Returns 128.58% 73.86% 2.11% 1995–1999 2005–2009 2015–2019 Source: Refinitiv, 2020, for the periods 1/1/1995 to 12/31/1999, 1/1/2005 to 12/31/2009, and 1/1/2015 to 12/31/2019. The S&P 500 composite index total return is generall
Slide 14: Bear Market Retiree
Slide 0140 Bear Market Retiree Steven’s Portfolio Original $500,000 tax‐deferred retirement portfolio 50% stocks and 50% bonds $40,000 inflation‐adjusted annual withdrawals $500,000 Steven’s portfolio lost two‐thirds of its $158,070 value by 1988 as a result of declining stock prices and high inflat
Slide 15: Social Security, Income Strategy, Tax Planning, Legacy Planning
Slide 0150 Social Security Income Strategy Tax Planning Legacy Planning PREVIEW Now let’s turn our attention back to our main topic: Four Pillars of a Successful Retirement. Throughout the presentation, we will walk through an in‐depth examination of each pillar. To recap, the four pillars are Socia
Slide 16: Social Security
Slide 0160 Social Security Income Strategy Tax Planning Legacy Planning PREVIEW Let’s dive into the first of the four pillars — Social Security. We’re going to discuss basic elements of the Social Security program and focus on filing strategies that might increase the lifetime benefits you could rec
Broadridge Financial Solutions — Investor Presentation (2020) on 6ix