Morgan Stanley · NYSE:MS
Morgan Stanley — Investor Presentation (October 2025)
27 slides from Morgan Stanley's investor presentation, Oct 29, 2025
Slide 1: Wealth Management Perspectives
Wealth Management Perspectives
Slide 2: Helping Your Donations Do More for You and the Charities You Care About
Helping Your Donations Do More for You and the Charities You Care About The Morgan Stanley Donor Advised Fund (DAF) – also known as MS GIFT – is a flexible way to donate to your favorite charitable causes, while potentially helping you to manage your tax bill when making a philanthropic impact. Past
Slide 3: How a Donor Advised Fund Works
How a Donor Advised Fund Works TAX A DAF is a charitable giving vehicle Donors retain advisory privileges Given that DAFs are structured as Contributions to a DAF are invested in administered by a sponsoring organization over how money should be granted to public charities, donors receive the line w
Slide 4: How a DAF Benefits Donors
How a DAF Benefits Donors A well-planned and thoughtful approach to charitable giving benefits donors and, more importantly, the charities they care about. This is why you may want to consider the advantages of a DAF as part of your overall charitable giving strategy. SIMPLICITY PLANNED LEGACY PROFE
Slide 5: Morgan Stanley Global Impact Funding Trust (MS GIFT)
Morgan Stanley Global Impact Funding Trust (MS GIFT) Things you can potentially do via MS GIFT that you may not be able to Key Facts About MS GIFT do elsewhere: • Facilitate positive environmental and social impact through Investing with Established in August 2000, MS GIFT Impact options, in additio
Slide 6: How You Choose to Work with Us
How You Choose to Work with Us If you wish to contribute to MS GIFT’s donor advised fund program, you can select the investment platform that aligns with the needs of you and your family. Program Choice` Assets Managed By Minimum Initial Deposit Select UMA Third-Party Managers, ETFs, Mutual Funds $
Slide 7: Morgan Stanley GIFT Makes Giving Simple
Morgan Stanley GIFT Makes Giving Simple Through MS GIFT, You Can Recommend Grants to: TAX U.S. organizations U.S.-qualified U.S. religious Other domestic and that are tax-exempt foreign charitable houses of worship foreign organizations public charities organizations that do not qualify as U.S. publ
Slide 8: Morgan Stanley GIFT Administrative Services
Morgan Stanley GIFT Administrative Services MS GIFT provides a comprehensive donor portal where you can suggest a grant by completing an online application. You can also provide grant information to your Financial Advisor team or our administrative help desk. MS GIFT includes these comprehensive An
Slide 9: Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC
Morgan Stanley Wealth Management is the trade name of Morgan Stanley Smith Barney LLC, a registered broker-dealer in the United States. The sole purpose of this material is to inform, and it in no way is intended to be an ofer or solicitation to purchase or sell any security, other investment or ser
Slide 10: manager due diligence process are equally important factors for investors when considering managers for
manager due diligence process are equally important factors for investors when considering managers for use through an investment advisory program. Factors including, but not limited to, manager turnover and changes to investment process can partially or fully negate a positive Adverse Active Alpha
Slide 11: Management or its afliates receive compensation from, or otherwise related to, those investment managers
Management or its afliates receive compensation from, or otherwise related to, those investment managers or mutual funds. For example, a Financial Advisor may suggest that GIMA evaluates an investment manager or fund in which a portion of his or her clients’ assets are already invested. While such a
Slide 12: Nontraditional investment options and strategies are often employed by a portfolio manager to further
Nontraditional investment options and strategies are often employed by a portfolio manager to further a fund’s investment objective and to help ofset market risks . However, these features may be complex, making it more difcult to understand the fund’s essential characteristics and risks, and how it
Slide 13: Structured Investments are complex and not appropriate for all investors. An investment in Structures
Structured Investments are complex and not appropriate for all investors. An investment in Structures Investments involve risks. These risks can include but are not limited to: (1) Fluctuations in the price, level or yield of underlying instruments, interest rates, currency values and credit quality
Slide 14: It should be noted that the majority of hedge fund indexes are comprised of
It should be noted that the majority of hedge fund indexes are comprised of hedge fund manager returns. This is in contrast to traditional indexes, which are comprised of individual securities in the various market segments they represent and ofer complete transparency as to membership and construct
Slide 15: Virtual Currency Products (Cryptocurrencies)
Virtual Currency Products (Cryptocurrencies) Buying, selling, and transacting in Bitcoin, Ethereum or other digital assets (“Digital Assets”), and related funds and products, is highly speculative and may result in a loss of the entire investment. Risks and considerations include but are not limited
Slide 16: like other investors have, you can lose some or all of your holdings of
like other investors have, you can lose some or all of your holdings of Digital Assets. - Unlike US banks and credit unions that provide certain guarantees of safety to depositors, there are no such safeguards provided to Digital Assets held in digital wallets by their providers or by regulators. -
Slide 17: independent decision. This material is not a fnancial plan and does not create an
independent decision. This material is not a fnancial plan and does not create an investment advisory relationship between you and your Morgan Stanley Financial Advisor. We are not your fduciary either under the Employee Retirement Income Security Act of 1974 (ERISA) or the Internal Revenue Code of
Slide 18: disclosures and/or marketing material to learn more about how it incorporates ESG factors into
disclosures and/or marketing material to learn more about how it incorporates ESG factors into its investment strategy. ESG investments may also be referred to as sustainable investments, impact aware investments, socially responsible investments or diversity, equity, and inclusion ("DEI") investmen
Slide 19: through Morgan Stanley Smith Barney LLC’s licensed insurance agency afliates. Since life and long-term
through Morgan Stanley Smith Barney LLC’s licensed insurance agency afliates. Since life and long-term care insurance are medically underwritten, you should not cancel your current policy until your new policy is in force. A change to your current policy may incur charges, fees and costs. A new poli
Slide 20: Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as
Morgan Stanley Smith Barney LLC does not accept appointments nor will it act as a trustee but it will provide access to trust services through an appropriate third -party corporate trustee. The trust services referenced herein are provided by the third parties listed who are not afliated with Morgan
Slide 21: applicable. Borrowing against securities may not be appropriate for everyone. Clients must be aware
applicable. Borrowing against securities may not be appropriate for everyone. Clients must be aware that there are risks associated with a securities based loan, including possible maintenance calls on short notice, and that market conditions can magnify any potential for loss. For details please se
Slide 22: National Association is an Equal Housing Lender and Member FDIC that is primarily regulated
National Association is an Equal Housing Lender and Member FDIC that is primarily regulated by the Ofce of the Comptroller of the Currency. Nationwide Mortgage Licensing System Unique Identifer #663185. The proceeds from a residential mortgage loan (including draws and advances from a home equity li
Slide 23: The Morgan Stanley Blue Cash Preferred® Card is only available for clients who have
The Morgan Stanley Blue Cash Preferred® Card is only available for clients who have an Eligible Account with Morgan Stanley Smith Barney LLC or its eligible afliates, including but not limited to E*TRADE from Morgan Stanley. An “Eligible Account” is a brokerage account (i) held in your name, (ii) he
Slide 24: Savings are eligible for FDIC insurance up to $250,000 (including principal and interest) per
Savings are eligible for FDIC insurance up to $250,000 (including principal and interest) per depositor, per each bank selected by the client for all deposits held in the same insurable capacity (the Maximum Applicable Deposit Insurance Amount), provided that certain conditions are satisfed. All dep
Slide 25: apply. Subject to device connectivity. Cash management and lending products and services are provided
apply. Subject to device connectivity. Cash management and lending products and services are provided by Morgan Stanley Smith Barney LLC, Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A, as applicable. The information provided herein is not intended to address any parti
Slide 26: applicable to brokerage relationships, it has been applied to the analysis, which may result
applicable to brokerage relationships, it has been applied to the analysis, which may result in hypothetical returns that are slightly lower than what would have been achieved by a brokerage account. The actual fee may be less than this amount and will generally be charged monthly and not daily. How
Slide 27: The American Financial Technology Award’s Best Risk Management Initiative was awarded in 2022. This
The American Financial Technology Award’s Best Risk Management Initiative was awarded in 2022. This ranking was determined based on an evaluation process conducted by Waters Technology during the period from 02/09/2022 – 04/11/22. Neither Morgan Stanley Smith Barney LLC nor its Financial Advisors or
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