Change Financial Ltd · ASX:CCA
Change Financial — Investor Presentation (July 2017)
23 slides from Change Financial's investor presentation, Jul 17, 2017
Slide 1: Investor Presentation
For personal use only '/,-(+)-< .%2IGHN 6
Slide 2: Disclaimer
"#'*"(! #'#. D Disclaimer For personal use only !",)+,'--"('!,')+)+2!"&)!' "&"-?!"&)!' @"' (("-!7(1)+,,(+"&)%"0++'-2", "/',-(-!.+2(+(&)%-',,(-! "'(+&-"('"'-!",(.&'-(+-!(&)'2"' )+,'--"('7%%,--.-(+2+)+,'--"(','0++'-",+1%.5' '2%""%"-2"'' %" '",1%.5"'(-! ,,-(-!.%%,-1-'-)+&"--2%07(+,)(',""%"-2",,,.&(+'2+
Slide 3: Who we are
"#'*"(! #'#. E Who we are For personal use only !"&)!' ",'"''(/-"/&("% "+,-/+22'$(.'-5"'%."' "- ,-++5',/"' ,(.'-7 !"&)!' (.'-,%%(0"+- )(,"-,5,!%(,5!*. %(,5 0"-!+0%,')+(/"'.&+( +,('%"''"% ' &'-? @ "'," !-,"'-(.,-(&+,)'"' 7 !"&)!' ","' 50"-! '(+&(.,,%"%"-27 DBCI
Slide 4: Market Opportunity
"#'*"(! #'#. F Market Opportunity For personal use only U.S. Population +$-"' (.,('-+ -"' !" !/%..,-(&+,'.'-)))().%-"(', KD KC 66)*/&.#)(((%((,(% 66#&&((#&- JLS( "%%''"%,+"-!+.''$(+ + ,- '+-"('"'77!",-(+2 .'+'$ &$"' .)ILS(-!77 )().%-"(' &&F ICN 66#&&((#&- #(!66(%- (.%+-!+ (-(-!'-",--!' +&(' -!-'%,-%
Slide 5: Our Value Proposition
"#'*"(! #'#. G Our Value Proposition For personal use only Capitalizing on outdated model and evolving landscape C6 D6 ,#.#)(&66 (.'-5"-+5 (%#(!/-.)',- '-0(+$5.-(&-"+(.' .),5,/"' ,(.'-' +-.,-(&+,.))(+- OGBN ?CB8?DG7')6 '$"' .,-(&+,,-"%% (.'-&"'-'' )2&('-!%2(.'- '(-!+, ,0!'&"'"&.& -.".#&&3 %',;)(,"-,
Slide 6: Product Highlights: Paperless mobile account opening
"#'*"(! #'#. H Product Highlights For personal use only Paperless mobile account opening in 3 minutes DBCI
Slide 7: Product Highlights: Graphic view of transaction history
"#'*"(! #'#. I Product Highlights For personal use only Graphic view of transaction history DBCI
Slide 8: Product Highlights: Easy savings with automatic round ups
"#'*"(! #'#. J Product Highlights For personal use only Easy savings with automatic round ups DBCI
Slide 9: Product Highlights: Replacing branches with retail stores
"#'*"(! #'#. K Product Highlights For personal use only Replacing branches with retails stores DBCI
Slide 10: Product Highlights: No more standing in line to cash cheques
"#'*"(! #'#. CB Product Highlights For personal use only No more standing in line or high fees to cash cheques DBCI
Slide 11: Product Highlights: Send money in real-time
"#'*"(! #'#. CC Product Highlights For personal use only Send money in real-time to anyone, anywhere, anytime DBCI
Slide 12: Product Highlights: Real-time alerts with push notifications
"#'*"(! #'#. CD Product Highlights For personal use only Real-time alerts with push notifications DBCI
Slide 13: Recent Awards
"#'*"(! #'#. CE Recent Awards For personal use only Start Up of the Year Best Mobile App Consumer Champion !20+,+)+,-" "(.,+( '"-"('(1%%'"'-! %(%)+)"' )2&'-,-!'(%( 2"'.,-+", DBCI
Slide 14: Business Model
"#'*"(! #'#. CF Business Model For personal use only Value lies in strength of the business model *#.& #!".4&&/-#(-- )-#.#0,)--,!#( !'.,-(&+,)',DLG;&(70"-!(.-!+ "' , '=!(., '-+!' HS=IS -+',+, (')+(.-, .-=(='-0(+$ (+" '1!' DH7PL 0"-!+0%, '-+)+",,(%.-"(', !*. )(,"-, HS "%%)2 0+, DBCI
Slide 15: Stimulating activity in the customer base
"#'*"(! #'#. CG Stimulating activity in the customer base For personal use only Improving Total Transactional Volume (TTV) :; :; $12M $10M $8M $6M $4M $2M $0M ?CCE ,#0#(! ?B6IF FCI ((/&#- ((/&#- ,)-- 0(/ DBCI
Slide 16: Stimulating activity in the customer base
"#'*"(! #'#. CH Stimulating activity in the customer base For personal use only Improving deposit process improves customer usage 8/'0!''%,-(%(.',('-(.,-(&+,8+,'&"-,"+-(.,(.+"- ,-++-+-"%+, :; :; CICH CICH DBCI
Slide 17: Targeted customer acquisition
"#'*"(! #'#. CI Targeted customer acquisition For personal use only Attracting high-value customers lowers acquisition costs +$-"' !,'(.,('-+ -"' !" !/%..,-(&+,'()-"&"3"' (+""'2 +,.%-"' "'%(0+(,-(.,-(&+*.","-"(' HGG5GGG 1"((&-&#(! -!+ .)2))% PG5GGG IS +/#-#.#)(-.( OG5GGG (( % (( %5 +! ) FCI HGS + '"
Slide 18: The digital banking transformation has begun
"#'*"(! #'#. CJ The digital banking transformation has begun For personal use only '"---, .+() .,-'-"%"'/,-&'-+(&/'-.+)"-%'+%2'$=%*.","-"('-"/"-2!,(&&' "&)%0,*."+(+DHHN&"%%"('0"-!HGG5GGG-(-%.,-(&+, ''1 0,*."+(+DHGG&"%%"(' '$ ("% 0,*."+(+DHNL&"%%"(' -(&'$+",-)+=%.'!/%.-"('(DHOL&"%%"(''+'-%2+",DHGI&"%
Slide 19: Corporate Overview
"#'*"(! #'#. CK Corporate Overview For personal use only 5 DG7PL !++" ?,-HK .%2IGHN@ DG7MK DG7PG DG7OL !+,(' ,,. NN5OOG5OMN DG7OG DG7NL +$-)"-%"3-"(' DJN7P&& DG7NG ,!-'$?JG .'IGHN@ DP7K&& DG7ML DG7MG '-+)+", %. DIO7L&& DG7LL ?CB'#&&#)( *#.&,#-#(!. DG7LG (-6;G7NM ?B6ID DG7KL .%=HM . =HM )=HM -=HM (/=
Slide 20: Testimonials
"#'*"(! #'#. DB Testimonials "''"%"',-"-.-"('"'-! 0(+% -!"&)!' "-0"%%!' For personal use only 2(.+"''"%0(+%"/,-+,+/" -!,- A/,'/+ &3"' (.'--.+,0"-!(.--!,4 (( ((-(-+.7.-%(($"' .+-!+"'-( !"&)!' 5&2&"'!,')%,'-%2 2'+(",+ !' 5'"-,&,-!--!2+(.--(!%) -!,&%% .2-("'/,-'&' !","'', +,)(',"%25.'%"$&215-)'50!(('%2
Slide 21: Management
"#'*"(! #'#. DC Management For personal use only &3.)()--..8 #%),.-8 (+&+1.-"/-!((4"' (+&+ ((+',5!" !%2 ()+-"(',"''?HG2+,@7 ,.,,.%"'! (&)'25! (+&+%2"+,-(,-(''!(%, !%)--+-&(+-!'H&"%%"(' +(& +/+'"/+,"-27 &&+,"'"-,"+,-2+7IG2+,( " "-%&+$-"' 1)+"'7 )/(! 8 )'/--&&8 ,)/.=*,.#)(- (+&+'"(+ ' +-%("-- (&!,1-',
Slide 22: Board
"#'*"(! #'#. DD Board -""#&%#(9 (!#(!#,.), For personal use only ,!0,-!(+&+(I .,-+%"5(&)'2%",-('-! 5'!%)-!(&)'2 +(0-( &+$-)"-%"3-"('(&(+-!' DJGG&"%%"('7 !(%, ,-+,( (&&+"% 0'!%(+( (&&+7 .,&,8 "#,'( ,-&,%9 #,.), (+&+!"1.-"/"+( (+&+ ' "' "+-(+- ,-)0%' "&"-+(& (%&'!,B(?HI2+,@5 IGHI-(IGHK7,-)'$"' +/+ B +
Slide 23: For personal use only
"(%- For personal use only from the whole ChimpChange team